Tesla Telematics Review for 2021

Tesla telematics is the most advanced telematics system on the road today. Tesla car telematics collects data from all aspects of Tesla vehicles from location, battery charging events, seatbelt use during a crash, driving patterns, and more. This data is periodically sent to Tesla to help improve current and next generations of Tesla cars.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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A Concise Overview

  • Tesla telematics are built into every Tesla car
  • The telematics are able to track everything from charging events to the use of seatbelts during a crash
  • Tesla telematics play a part in improving the safety features of Tesla vehicles


Teslas are considered the smartest cars on the road, and this is due to the fact that Tesla telematics is built into every vehicle.

Telematics refers to the internal systems on a vehicle that can track aspects of a car’s operation. These things often include acceleration, braking, and mileage.

Tesla has the most advanced telematics system on the road today, tracking everything from battery charges to learning from you as you drive to improve self-driving responses.

This telematics system may change how we calculate auto insurance in the future.

Keep reading to learn more about Tesla’s telematics, how they work, and how they may affect your auto insurance in the future.

Tesla telematics and other UBI programs can impact your auto insurance rates. Before you buy Tesla car insurance, enter your ZIP code above and we will help you find the perfect provider that fits your budget and your vehicle.

How does Tesla telematics work?

The thing that makes the telematics on all Tesla vehicles so special is their scope. A Tesla Model S telematics’ internal system monitors everything from speed and acceleration patterns, to tracking battery charges, and notifying Tesla when your car needs updates.

Tesla cars transmit the gathered data periodically to Tesla, where it can then be analyzed by technicians and used for service or improvement to Tesla’s systems.

Essentially, Tesla car telematics is designed to learn as you drive to improve the next generation of Tesla cars.

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Does telematics make Tesla cars safer?

Many of the systems inside of a Tesla are geared towards making it safer. In fact, Tesla often promotes that its cars are the safest globally, and it’s not without merit.

Tesla cars have been rated as having the lowest chance of injury during a crash from the NHTSA for their innovative safety features.

These features include everything from the way the car is constructed to internal systems that can protect drivers. These internal features are, in fact, a type of telematics.

Tesla notes that they use a combination of active, passive, and automated safety features to help keep their drivers and passengers safe. Many of these systems include monitoring the events leading up to a crash and analyzing them to improve Tesla’s systems.

One of these features is the EDR, or Event Data Recorder. This system records specific information after crashes that can be analyzed to understand if the situation was vehicle error, driver error, or outside error.

How does Tesla telematics affect auto insurance rates?

At this point, that answer depends on where you live. Many Telsa owners have complained about the high cost of insuring their car.

Because Tesla cars are considered luxury cars, and because of their high cost to repair and maintain, insurance for them is not cheap, despite their plethora of safety features.

In response to this, Tesla founder Elon Musk announced that the company would be launching its own insurance for Tesla vehicles in 2019.

The purpose of this was to provide a more affordable Tesla auto insurance based on the company’s superior knowledge of its own Tesla vehicles.

The goal was to take into account Tesla’s numerous safety features and internal systems when creating the pricing, making it more affordable for customers.

Currently, this insurance is only available in California. If you are the proud owner of a Tesla and live elsewhere, the Tesla telematics will factor into your auto insurance pricing.

Are you curious about the cost of insuring smart cars with Tesla telematics or ready to start shopping for insurance for your other vehicles? Enter your ZIP code below to get free auto insurance quotes.

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