Buy Cheap Mazda Auto Insurance in 2023
The average Mazda driver pays about $134 per month for full coverage, but specific rates differ depending on the model you buy. The average Mazda3 insurance rates are $140 a month.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: May 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Mazda car insurance is typically a little cheaper than similar makes like Toyota, Nissan, and Honda
- Some models are more expensive than others — for example, Mazda3 insurance is usually more expensive than Mazda CX-3 rates
- While rates are generally low, you should compare quotes with multiple companies to find the best price
Mazda competes with some of the most popular car brands on the market, including Toyota, Nissan, and Honda. However, Mazda car insurance is typically a little cheaper than the average policy. Some of the most popular Mazda models cost around $22,000, which helps keep your car insurance rates low.
No matter which type of auto insurance coverage you need, many factors affect your rates. From your age to where you live, you’ll see a lot of variation between companies. However, Mazda’s affordability, reliability, and safety ratings make finding cheap insurance relatively simple.
Read on to learn more about Mazda car insurance rates and how to keep them low. Then, compare quotes with as many companies as possible to find the best insurance for your Mazda.
Are Mazdas cheap to insure?
The average Mazda driver pays about $134 a month for full coverage auto insurance. However, the actual amount you’ll pay for insurance depends on a variety of factors, including where you live and what model you buy.
Car insurance for Mazdas is generally a little cheaper than similar brands like Toyota, Honda, and Nissan. There are a few reasons why Mazdas come with low insurance rates. For starters, the average price tag for a Mazda is usually low. For example, Mazda3 insurance costs less because the base model starts at about $22,000.
Mazda insurance is also more affordable because they are highly rated for its reliability and safety. Insurance companies look at safety and reliability ratings because you’re less likely to seriously injure yourself in an accident, and repairs are more affordable.
When you want to see how much you’ll pay for car insurance for a Mazda, a good place to start is by company. Although Mazda car insurance is generally affordable, there can be significant variation between companies. To find the lowest rates, comparing multiple quotes is essential.
Mazda Insurance by Company
The company with the lowest rates for you depends on several factors, but State Farm tends to have the cheapest rates for Mazda owners. In fact, State Farm is usually one of the more affordable companies in America, regardless of what type of car you drive. At an average of $136 a month, State Farm might be one of your cheapest options for Mazda insurance. To learn more, visit our State Farm auto insurance review.
However, State Farm isn’t your only option. Geico auto insurance and Nationwide auto insurance are also affordable options for Mazda. On the other end of the scale, Allstate and Progressive are usually the most expensive options for Mazda auto coverage. Progressive and Allstate average from $300 to $500 a month.
Mazda Insurance Rates by Model
Although Mazda car insurance is usually a little cheaper than other brands, you’ll see different rates depending on the model you buy. While many other factors affect your insurance rates, you can check the average monthly price by model below:
- Mazda CX-5 — $138
- Mazda CX-30 — $125
- Mazda CX-9 — $144
- Mazda3 — $140
- Mazda MX-5 Miata — $117
- Mazda CX-3 — $134
- Mazda6 — $138
Although Mazda auto insurance is typically low, there is significant variation between models. For example, Mazda CX-30 insurance is cheaper than Mazda3 car insurance rates. Rates for other models — such as the average insurance cost for a Mazda CX-5 — are among the highest.
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What factors affect Mazda insurance rates?
Insurance companies look at a variety of factors when determining your rates, but they use different formulas. That means that you’ll see different rates depending on the company you look at. When you’re shopping for Mazda car insurance, companies will look at the following factors:
- Age: Insurance companies keep careful track of claims, and the data shows that young drivers are more likely to cause accidents or practice unsafe driving habits. However, prices lower with age.
- Gender: Another demographic insurance companies track, men typically pay more for car insurance than women. However, the price difference lessens with age.
- Model of your vehicle: As you saw above, there is significant variation between different models. The bigger your car, the more you’re likely to pay for insurance.
- Location: Insurance companies know how many claims are filed each year by location. You can see much higher or lower rates by moving even a single ZIP code.
- Driving history: One of the most critical factors in your insurance is your driving record. If you have infractions like speeding tickets, at-fault accidents, or DUIs, you’ll pay more for insurance. If you have too many, you might need high-risk auto insurance.
- Credit score: Most states allow insurance companies to consider your credit score when crafting your rates. You’ll pay less for car insurance if you have a good credit score. On the other hand, finding cheap auto insurance for drivers with bad credit is difficult.
- Marital status: Married people are statistically less likely to file a claim, so most insurance companies offer a small discount if you’ve tied the knot.
While these factors are important, the amount of coverage you want to buy is also integral to your rates. If you have a car loan or lease, you’ll probably need full coverage insurance. Full coverage costs more but offers your car much better protection than the minimum auto insurance required by your state.
Find the Best Mazda Insurance Today
Whether you buy the latest Mazda CX-5 or a used Mazda3 hatchback, you’ll likely see affordable car insurance rates. While several factors influence your rates, Mazdas are typically cheap cars to insure. However, you might see higher rates, depending on your unique situation.
When you need Mazda car insurance, comparing quotes with as many companies as possible is the best way to find the lowest rates. You’ll likely overpay for your coverage if you don’t compare rates.
Frequently Asked Questions
Are Mazdas expensive to insure?
Generally speaking, Mazdas come with affordable car insurance rates due to their low price tags, solid reliability, and excellent safety ratings. However, you’ll see a significant amount of variation between models.
Is the Mazda3 expensive to insure?
Mazda3 insurance is relatively low compared to similar brands like Toyota and Honda. The average Mazda3 sedan’s car insurance costs about $140 a month — if you’re wondering “why is Mazda3 insurance so high”, you should look for ways to save.
Is Mazda6 expensive to insure?
The Mazda6 costs about the same to insure as a Mazda3, which means it’s generally an affordable car to cover.
Are Mazdas worth buying?
Whether a Mazda is the right choice for you depends on your needs. However, Mazdas are generally considered good cars due to their affordability, reliability, and safety.
Compare Quotes From Top Companies and Save
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.