Buy Cheap Mazda Auto Insurance in 2023

Mazda competes with some of the most popular car brands on the market, including Toyota, Nissan, and Honda. However, Mazda car insurance is typically a little cheaper than the average policy. Some of the most popular Mazda models cost around $22,000, which helps keep your car insurance rates low.

No matter which type of auto insurance coverage you need, many factors affect your rates. From your age to where you live, you’ll see a lot of variation between companies. However, Mazda’s affordability, reliability, and safety ratings make finding cheap insurance relatively simple.

Read on to learn more about Mazda car insurance rates and how to keep them low. Then, compare quotes with as many companies as possible to find the best insurance for your Mazda.

Are Mazdas cheap to insure?

The average Mazda driver pays about $134 a month for full coverage auto insurance. However, the actual amount you’ll pay for insurance depends on a variety of factors, including where you live and what model you buy.

Car insurance for Mazdas is generally a little cheaper than similar brands like Toyota, Honda, and Nissan. There are a few reasons why Mazdas come with low insurance rates. For starters, the average price tag for a Mazda is usually low. For example, Mazda3 insurance costs less because the base model starts at about $22,000.

Mazda insurance is also more affordable because they are highly rated for its reliability and safety. Insurance companies look at safety and reliability ratings because you’re less likely to seriously injure yourself in an accident, and repairs are more affordable.

When you want to see how much you’ll pay for car insurance for a Mazda, a good place to start is by company. Although Mazda car insurance is generally affordable, there can be significant variation between companies. To find the lowest rates, comparing multiple quotes is essential.

Mazda Insurance by Company

The company with the lowest rates for you depends on several factors, but State Farm tends to have the cheapest rates for Mazda owners. In fact, State Farm is usually one of the more affordable companies in America, regardless of what type of car you drive. At an average of $136 a month, State Farm might be one of your cheapest options for Mazda insurance. To learn more, visit our State Farm auto insurance review.

However, State Farm isn’t your only option. Geico auto insurance and Nationwide auto insurance are also affordable options for Mazda. On the other end of the scale, Allstate and Progressive are usually the most expensive options for Mazda auto coverage. Progressive and Allstate average from $300 to $500 a month.

Mazda Insurance Rates by Model

Although Mazda car insurance is usually a little cheaper than other brands, you’ll see different rates depending on the model you buy. While many other factors affect your insurance rates, you can check the average monthly price by model below:

• Mazda CX-5 — $138
• Mazda CX-30 — $125
• Mazda CX-9 — $144
• Mazda3 — $140
  
• Mazda MX-5 Miata — $117
• Mazda CX-3 — $134
• Mazda6 — $138

Although Mazda auto insurance is typically low, there is significant variation between models. For example, Mazda CX-30 insurance is cheaper than Mazda3 car insurance rates. Rates for other models — such as the average insurance cost for a Mazda CX-5 — are among the highest.

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What factors affect Mazda insurance rates?

Insurance companies look at a variety of factors when determining your rates, but they use different formulas. That means that you’ll see different rates depending on the company you look at. When you’re shopping for Mazda car insurance, companies will look at the following factors:

• Age: Insurance companies keep careful track of claims, and the data shows that young drivers are more likely to cause accidents or practice unsafe driving habits. However, prices lower with age.
• Gender: Another demographic insurance companies track, men typically pay more for car insurance than women. However, the price difference lessens with age.
• Model of your vehicle: As you saw above, there is significant variation between different models. The bigger your car, the more you’re likely to pay for insurance.
• Location: Insurance companies know how many claims are filed each year by location. You can see much higher or lower rates by moving even a single ZIP code.
• Driving history: One of the most critical factors in your insurance is your driving record. If you have infractions like speeding tickets, at-fault accidents, or DUIs, you’ll pay more for insurance. If you have too many, you might need high-risk auto insurance.
• Credit score: Most states allow insurance companies to consider your credit score when crafting your rates. You’ll pay less for car insurance if you have a good credit score. On the other hand, finding cheap auto insurance for drivers with bad credit is difficult.
• Marital status: Married people are statistically less likely to file a claim, so most insurance companies offer a small discount if you’ve tied the knot.

While these factors are important, the amount of coverage you want to buy is also integral to your rates. If you have a car loan or lease, you’ll probably need full coverage insurance. Full coverage costs more but offers your car much better protection than the minimum auto insurance required by your state.

Find the Best Mazda Insurance Today

Whether you buy the latest Mazda CX-5 or a used Mazda3 hatchback, you’ll likely see affordable car insurance rates. While several factors influence your rates, Mazdas are typically cheap cars to insure. However, you might see higher rates, depending on your unique situation.

When you need Mazda car insurance, comparing quotes with as many companies as possible is the best way to find the lowest rates. You’ll likely overpay for your coverage if you don’t compare rates.

 

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