Auto Insurance Companies That Don’t Penalize You if an Accident Isn’t Your Fault (2022)

Auto insurance companies that don't penalize you if an accident is not your fault won't increase your rates. Car insurance companies that do penalize you if an accident is not your fault usually cover the property damage expenses. Penalties can increase your rates by 32%. Shop around and compare until you find a company with the best rates.

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UPDATED: May 10, 2022

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