Farmers Auto Insurance Review: Should you buy in 2024?

Farmers Insurance offers various discounts and options to customize auto coverage.

UPDATED: Jun 13, 2024Fact Checked

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

UPDATED: Jun 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 13, 2024Fact Checked
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Farmers Insurance

Average monthly rate for good drivers:

$140

A.M. Best rating:

A

Complaint level:

Med

Pros

  • Allows drivers to customize their policies with lots of coverage options
  • High satisfaction with Farmers Insurance claims handling and customer service
  • Rideshare coverage available for Uber and Lyft drivers
  • Offers add-on services like new car replacement and accident forgiveness
  • Drivers can get up to a 15% discount by using Signal, a usage-based app

Cons

  • Not available in every state
  • Rates are higher than the national average
  • Customers are less likely to renew
Average Farmers auto insurance quotes are $56 per month for liability-only and $140 for full coverage. Drivers can customize their Farmers policies with lots of coverage options, including rideshare insurance, new car replacement, and accident forgiveness, but your monthly insurance costs will go up. Customers can earn lower rates with safe driving discounts through Signal, Farmers usage-based  insurance option, Signal. It’s important to consider multiple insurance companies when shopping around. We recommend getting quotes from at least three different companies because every insurer has its own way of determining rates.

Farmers car insurance is a great choice for drivers who want options for many different types of car insurance and excellent customer service. Farmers rates are higher than the national average in every category, but the company offers many discounts to keep drivers’ rates affordable.

Drivers with Farmers have access to add-on services like new car replacement, accident forgiveness, and roadside assistance. Customers can also take advantage of its usage-based program, Signal, to get an additional discount.

Farmers Insurance isn’t available in every state, but the company offers rideshare services to employees of Uber and Lyft.

While Farmers might be an excellent choice for you, every driver is unique, and we always recommend drivers shop around with different insurers before making a final decision.

What You Should Know About Farmers Insurance Group

Farmers Insurance is one of the oldest auto insurance companies in the United States. The company began in 1928 by selling car insurance to farmers in Los Angeles. Today, Farmers sells just about every insurance type, including life, home, and business.

Farmers offers a solid list of auto insurance coverages, discounts, and add-ons. Though Farmers car insurance rates are higher than the national average in almost every category, customers can expect a hands-on claims process with great customer service. Most Farmers customers were satisfied with their experiences and claims handling.

Over half of all customers said they were completely happy with Farmers Insurance customer service, especially when filing a claim. Customers have praised how easy it was to open a claim with Farmers, and more than 48% of policyholders were satisfied with how easy it was to get in touch with a representative.

When asked how satisfied they were with claims updates, nearly 52% of customers said they were happy with the updates received. Additionally, 56% of customers were completely satisfied with how Farmers handled their claim.

Regarding financial strength, A.M. Best rated Farmers with an A, or excellent, rating. A.M. Best provides an analysis of an insurance company’s ability to pay out claims to its policyholders.

Customers with Farmers can rest assured knowing that Farmers has the financial strength to pay out claims if the driver’s policy covers it. However, its rating from the National Association of Insurance Commissioners (NAIC) is 1.91, meaning Farmers Insurance has received more complaints than the average insurer of its size.

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Farmers Insurance Group Insurance Coverage Options

Farmers Insurance offers almost every coverage type you need for yourself and your vehicle. Drivers can also customize coverage options with the help of a Farmers’ representative to tailor their specific needs. 

The most common and standard coverage options through Farmers are as follows:

In addition, Farmers offers several add-on coverages like new car replacement and accident forgiveness. Each optional coverage adds to your monthly expenses, so ensure you only pay for what you need.

Some of the most popular add-on coverages from Farmers Insurance include:

  • New car replacement. If your car is less than 2 years old with 24,000 miles of ownership, Farmers will pay to replace it with a new model. 
  • Accident forgiveness. Drivers with this add-on get one at-fault accident forgiven every three years without an accident, meaning your rates won’t increase due to an accident.
  • Loss of use. Farmers will reimburse you for any rental cars, cabs, rideshares, or public transit you must use while your car is in the shop due to a covered loss. Most insurers only offer rental car coverage.
  • Customized equipment coverage. This covers any custom parts you install on your vehicle if they’re stolen or damaged. You must have collision and comprehensive coverages to get this add-on.
  • Original equipment manufacturer coverage. This coverage pays for replacement parts directly from your car’s manufacturer instead of aftermarket parts and applies to vehicles 10 years old and newer.
  • Rideshare auto insurance. Typically, rideshare companies like Uber or Lyft only provide a limited coverage amount. Farmers extends your coverage to fill those gaps, covering you fully at all times.   

Farmers Insurance also offers towing and roadside assistance, an optional feature you must add to your policy before using it. Farmers’ 24/7 roadside assistance includes towing, battery jumps, flat tire change, locksmith assistance, and winching.

Speak directly with an agent when setting up your insurance policy and making any changes. A Farmers representative will be happy to help you decide which coverage is right for you.

What other insurance does Farmers provide?

In addition to auto insurance, Farmers offers many other insurance types. Farmers has insurance policies for boats, motorcycles, RVs, off-road vehicles, personal watercraft, and more. 

Farmers also sells the following insurance options:

  • Business insurance
  • Collectible auto insurance
  • Flood insurance
  • Landlord/rental property insurance
  • Travel trailer insurance
  • Umbrella insurance

Talk with a Farmers agent to see if you can bundle your policies together to save money and keep your insurance in one place.

Farmers Insurance Group Insurance Rates Breakdown

Farmers car insurance rates for the average middle-aged driver are around $1,917 per year, slightly higher than the national average of $1,539 annually.

Auto insurance rates vary widely because insurers consider many factors when determining drivers’ rates. Some of the most common factors influencing auto insurance rates include:

  • Coverage selection
  • Age
  • Driving history 
  • Vehicle make and model
  • Driver’s credit score

Every insurance company measures these factors differently, so you need a personalized Farmers car insurance quote to know exactly how much you’ll pay. We recommend drivers get quotes from at least three different insurance companies.

Farmers Insurance Rates by Coverage

The minimum auto insurance required by each state varies across the country, but it is usually a certain level of liability auto insurance. This coverage is much cheaper than full coverage.

It’s important to remember that liability insurance only covers damage you cause to another vehicle or person — liability doesn’t cover your vehicle or medical expenses.

Drivers with Farmers will pay nearly 22% more for minimum car insurance. Farmers costs $700 more per year than GEICO auto insurance.

Farmers average annual rates for liability coverage are around $1,782. Look at the table below to compare Farmers rates to other top insurers in the country.

Average Minimum Coverage Monthly Rates for the Top Auto Insurance Companies

Insurance CompanyAverage Minimum Coverage Rates
Allstate$50
American Family$48
Farmers$56
Geico$31
Liberty Mutual$64
Nationwide$49
Progressive$39
State Farm$33
Travelers$37
Average$45

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Full coverage auto insurance rates are much higher, but you’ll have better protection after an accident. Farmers rates for full coverage insurance are around $2,059 annually for a driver with a clean driving record — that’s almost 27% more than the national average. 

GEICO full coverage rates are over $800 less than Farmers. Compare other full coverage average rates in the table below.

Average Full Coverage Annual Rates for the Top Auto Insurance Companies

Insurance CompanyAverage Full Coverage Rates
Allstate$1,993
American Family$1,386
Farmers$1,674
Geico$984
Liberty Mutual$2,120
Nationwide$1,445
Progressive$1,310
State Farm$1,091
Travelers$1,287
Average$1,477

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As you can see, Allstate has higher rates than Farmers. So Farmers isn’t the most expensive and might even be the best option for you.

Farmers Insurance Rates by Age

Age is one of the most influential factors that insurance companies look at when setting rates. Rates on auto insurance for teen drivers are expensive due to their lack of experience and little to no driving history.

Farmers Insurance has the second-highest rates for teenage drivers. The average 17-year-old female pays $7,561 per year on auto insurance with Farmers. The national average is $4,962. 

The chart below compares Farmers teen driving rates to other top insurers in the industry so you can understand how much young drivers may pay for coverage.

Average Monthly Full Coverage Teenage Auto Insurance Rates for the Top Insurance Companies

Insurance Company16-Year-Old Male With a Clean Record16-Year-Old Female With a Clean Record18-Year-Old Male with a Clean Record18-Year-Old Female with a Clean Record
Geico$312$298$254$220
State Farm$349$311$284$229
Nationwide$476$411$387$303
American Family$480$390$390$288
Allstate$638$608$519$448
Farmers$742$778$603$573
Liberty Mutual$778$716$633$528
Progressive$814$801$662$591
Travelers$897$709$729$523
National Average$610$558$496$411

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Once you turn 25, your rates will decrease if you keep a clean driving record. Drivers have several more years of experience by their mid-20s and are less likely to cause accidents.

A female 25-year-old driver with Farmers can expect to pay around $2,141 per year, while males will pay around $2,259, which is only 6% higher than the national average.

Once drivers reach their 30s, their rates will be the lowest. However, this is all dependent on keeping a clean driving record.

Farmers rates for the average adult are some of the most expensive in our research, averaging around $1,842 annually. You can compare these rates to those of other top insurance companies and the national average in the chart below.

Annual Full Coverage Adult Auto Insurance Rates for the Top Insurance Companies

Age and GenderAllstateFarmersGeicoNationwideProgressiveState FarmTravelersNational Average
30 Y/O Male w/a Clean Record$2,118 $1,925 $1,041 $1,667 $1,633 $1,234 $1,274 $1,646
30 Y/O Female w/a Clean Record$2,021 $1,843 $1,078 $1,519 $1,569 $1,122 $1,173 $1,523
45 Y/O Male w/a Clean Record$1,919 $1,595 $962$1,376 $1,261 $1,032 $1,169 $1,411
45 Y/O Female w/a Clean Record$1,941 $1,602 $958$1,355 $1,340 $1,032 $1,154 $1,413

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Auto insurance for older adults can also have higher-than-average rates with Farmers Insurance. Female senior drivers pay around 6% higher than the national average, while males pay almost 9% higher.

The table below breaks down what some of the most popular auto insurers charge for senior rates.

Average Monthly Full Coverage Auto Insurance Rates for Senior Drivers

Insurance Company60-Year-Old Male With a Clean Record60-Year-Old Female With a Clean Record65-Year-Old Male With a Clean Record65-Year-Old Female With a Clean Record
Geico$74$73$78$78
State Farm$76$76$84$84
Travelers$89$88$95$94
Progressive$95$92$103$109
American Family$99$98$108$106
Nationwide$104$99$112$111
Farmers$123$115$130$131
Allstate$154$150$157$158
Liberty Mutual$158$147$169$166
National Average$108$104$115$115

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As you can see, Farmers rates are more than $600 above GEICO, which has the lowest rates in our study.

Farmers Insurance Rates by Driving History

Besides age, driving history is probably the most significant factor in setting auto insurance rates. Drivers who cause an accident, receive a speeding ticket, or drive under the influence are considered high risk to insurance companies.

Farmers Insurance continues its trend as one of the most expensive insurers when looking at rates for high-risk auto insurance. Drivers with a single traffic violation can expect their premiums to increase to $2,407 annually. Let’s compare this with other top insurers.

Average Monthly Auto Insurance Rates for the Top Insurance Companies for Drivers with a Traffic Ticket

Insurance CompanyRates with a TicketRates with a Clean Record
State Farm$108$91
Geico$132$82
Travelers$144$107
Nationwide$156$120
American Family$180$116
Progressive$192$109
Farmers$204$140
Allstate$228$166
Liberty Mutual$240$177
National Average$156$123

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State Farm auto insurance, one of the lowest rates in our study, is nearly $1,000 cheaper than Farmers, and Farmers is also around $500 more than the national average.

You’ll see even higher rates for auto insurance after an accident. Rates with Farmers are nearly 28% higher than the national average for drivers with an accident on their record, at $2,784 per year.

The chart below compares Farmers rates for these high-risk drivers to other top insurance companies.

Average Monthly Rates for the Top Insurance Companies for Drivers with an Accident

Insurance CompanyRates with an Accident
Allstate$237
American Family$166
Farmers$198
Geico$132
Liberty Mutual$236
Nationwide$165
Progressive$190
State Farm$107
Travelers$157
Average$176

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State Farm is more than $1,000 cheaper for a driver with an accident on their record than Farmers. According to our data, Allstate is the only insurer with higher rates after an accident than Farmers.

Drivers with a DUI on their record see the largest rate increase. Driving under the influence is a serious offense, and some companies won’t even offer auto insurance after a DUI.

Farmers offers auto insurance to these high-risk drivers, costing only 2% above the national average. Drivers with a DUI can expect to pay around $2,652 annually for car insurance with Farmers.

The chart below shows more rates from companies offering insurance to DUI drivers.

Average Monthly Rates for the Top Insurance Companies for Drivers with a DUI

Insurance CompanyRates with a DUI
Allstate$303
American Family$177
Farmers$191
Geico$213
Liberty Mutual$325
Nationwide$252
Progressive$146
State Farm$124
Travelers$230
Average$218

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Again, State Farm is cheaper than Farmers by around $900. However, Nationwide, GEICO, and Allstate all have higher rates for these DUI drivers than Farmers Insurance.

Farmers Insurance Rates by Credit Score

Another factor insurance companies consider is a driver’s credit score. Not every state allows insurers to use a person’s credit score to set rates, but most states do.

Farmers’ rates are 7% higher than the national average for auto insurance for drivers with poor credit. Look at the table below comparing other top insurance companies by credit score.

Average Monthly Full Coverage Auto Insurance Rates by Credit Rating

Insurance CompanyRates with Poor CreditRates with Fair CreditRates with Good Credit
Geico$148$100$82
Nationwide$165$132$120
Travelers$194$127$107
State Farm$200$117$90
American Family$203$136$116
Progressive$206$137$109
Farmers$269$161$139
Allstate$296$196$166
Liberty Mutual$357$226$176
National Average$226$148$123

Compare RatesStart Now →

GEICO offers the least expensive insurance in this category, costing over $1,000 less than Farmers. However, Farmers isn’t the most expensive. Allstate and State Farm have higher rates for drivers with poor credit histories than Farmers.

Farmers Insurance Group Discounts Available

Farmers Insurance offers various car insurance discounts to help drivers keep costs down. Some of the most popular discounts include a safe driver discount, multi-vehicle discount, and multi-policy discount.

Farmers’ policyholders can even get a discount for paying their policy in full at the beginning of the term and enrolling in paperless billing.

A few other discounts offered by Farmers Insurance include:

  • Homeowners discount
  • Good student discount
  • Discount for being part of a professional group
  • Discount for driving an alternative fuel vehicle
  • Anti-theft features discount

Some drivers may also qualify for a discount if they complete a driver safety course. Speak with a Farmers representative to ensure you take advantage of all available discounts.

What is Farmers’ usage-based program, Signal?

Many insurance companies offer usage-based insurance programs to drivers. Farmers Signal is a program that uses an app on your smartphone to monitor driving behaviors.

Drivers receive a 5% discount upon sign-up and installation of the app. If the app shows you have safe driving behaviors by your next policy renewal, you could get a 15% discount off your premium.

 

You may even be able to earn an additional 10% discount if you enroll a driver under 25 years old who lives in your household.

Frequently Asked Questions

How can I get a Farmers auto insurance quote?

You can call 800-974-6755 or visit the company’s website for a Farmers insurance quote. You’ll need your ZIP code and other personal information. The website will generate its own quote for you, including available discounts.

Where is Farmers insurance offered?

Farmers is available in every state except Alaska, Delaware, Hawaii, New Hampshire, Rhode Island, Vermont, Washington D.C., and West Virginia. Farmers also temporarily doesn’t sell insurance in Florida, which doesn’t affect current Farmers’ customers in Florida.

How can I file a claim with Farmers?

You can file a claim 24/7 online or by calling the Farmers Insurance claims phone number at 800-435-7764. Have your policy number and incident date handy.

How can I contact Farmers?

You can contact Farmers online by visiting the company’s website. Farmers’ mailing address is 6301 Owensmouth Ave., Woodland Hills, CA 91367.

The customer service phone number is 888-327-6335.

Does Farmers cover rental cars?

Yes, Farmers Insurance covers rental cars in the U.S., Puerto Rico, and Canada. However, if you drive outside these areas, you’ll need additional coverage from another insurer. Also, add RV coverage to your policy if you drive a recreational vehicle.

Does Farmers offer GAP insurance?

Unfortunately, Farmers doesn’t offer GAP insurance. GAP insurance covers you if you total a brand new car and owe more than it’s worth.

Insurance companies only pay out the actual cash value of a vehicle, and this amount can sometimes be less than your car loan balance, which is where GAP insurance kicks in.

Does Farmers offer SR-22 certificates?

Yes, Farmers offers SR-22 insurance certificates to high-risk drivers. States may require a high-risk driver to get one of these forms to prove they have the legally required insurance coverage. Each state has its own set of rules regarding SR-22 forms.

How do I cancel my Farmers policy?

You cannot cancel your policy online. Customers can request cancellations by calling 1-888-327-6335 or speaking to a local agent.

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Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Farmers Insurance Group

3.99 (2,902 reviews)
1
February 15, 2024

Traci26

Unhappy after buy out

They took over/bought out Met Life which had my policy prior, I'd signed up for the Met Life policy because of the discount offered because of my work. I was happy with Met Life and since it switched to Farmers it's been a pain to deal with them, especially on the billing side of things. The thing that made me switch is that when I tried to make a payment the website (which was always horrible and difficult to navigate) was working so I couldn't ...
They took over/bought out Met Life which had my policy prior, I'd signed up for the Met Life policy because of the discount offered because of my work. I was happy with Met Life and since it switched to Farmers it's been a pain to deal with them, especially on the billing side of things. The thing that made me switch is that when I tried to make a payment the website (which was always horrible and difficult to navigate) was working so I couldn't make a payment. I planned to check it the next day and make a payment but I got busy and it slipped my mind, they sent a policy cancellation notice, but I didn't get it in the mail until after the cancellation date. When I called customer service the person was rude and unhelpful so I decided to use it as an excuse to change.
5
June 28, 2023

Buckeye_in_FL

2 Claims/2 Repairs & no hassles

We've had auto insurance with FIG for nearly 2 years and have had 2 claims during that period, one on each of our vehicles. Our daughter was using the SUV to attend graduate school in another state when another student clipped the left rear cover and quarter. Her insurance company failed to deal directly with our daughter and consequently, we were inundated with calls and mailings. We reported the claim to FIG and they contacted our daughter, set...
We've had auto insurance with FIG for nearly 2 years and have had 2 claims during that period, one on each of our vehicles. Our daughter was using the SUV to attend graduate school in another state when another student clipped the left rear cover and quarter. Her insurance company failed to deal directly with our daughter and consequently, we were inundated with calls and mailings. We reported the claim to FIG and they contacted our daughter, set up a DRP & rental for her. They took care of everything including subrogation. They did the same for our second vehicle when a truck shredded a tire in front of us, damaging the front cover. Dropped at the DRP and 3 days later we had it back, good as new. Thank you Farmers & The Harrod Agency for taking care of us.
1
May 19, 2021

Mickey_L

Farmers agent poor customer service

Despite my belief that I had a “local guy” I found that Farmers insurance agents have little interest in responding to current customers. I presume they are busy on sales calls. Despite the fact that I was a Farmers customer for 30+ years, I was unable to get my agent to return my calls on MULTIPLE occasions. When I ultimately gave up and cancelled my policy, it took three different forms of communication to get that done and only AFTER Farme...
Despite my belief that I had a “local guy” I found that Farmers insurance agents have little interest in responding to current customers. I presume they are busy on sales calls. Despite the fact that I was a Farmers customer for 30+ years, I was unable to get my agent to return my calls on MULTIPLE occasions. When I ultimately gave up and cancelled my policy, it took three different forms of communication to get that done and only AFTER Farmers advised they would be auto-charging my credit card for a policy cancelled 6 weeks prior. Stay away. You’re not getting anything ‘extra’ from having a local agent. You’re only being charged more.
4
January 16, 2021

slou117

Decent insurance coverage

They covered damage repairs to my car fairly easily although my rates increased significantly. Also, there were some issue with the rep handling my case not being responsive, but the issue was escalated and the person who stepped in was very helpful.
4
January 12, 2021

Mamasanders

Farmers Insurance - Consistently Reliable

I have had a very positive experience with Farmers for both my home and auto insurance. I can always reach my agent, and when I had a concern about an auto claim, I dialed an 800 number and they were incredibly nice and helpful.
4
January 8, 2021

emmahenry

Best Insurance company ever

I like this insurance company. I gathered a good experience from this company. Thanks for being with us.
1
January 5, 2021

treppers

Worst insurance company i've ever dealt with in my life!

I was involved in a wreck that caused significant damage to the side and front of my vehicle. I was not at fault, I was hit on the side traveling on the freeway. I was going straight and not making any changes in my direction. The other driver lost control and smacked into me, causing me to completely spin 4 times. There was damage caused to the front of the vehicle by road debri. When trying to get the front of the vehicle fixed, the adjuster ca...
I was involved in a wreck that caused significant damage to the side and front of my vehicle. I was not at fault, I was hit on the side traveling on the freeway. I was going straight and not making any changes in my direction. The other driver lost control and smacked into me, causing me to completely spin 4 times. There was damage caused to the front of the vehicle by road debri. When trying to get the front of the vehicle fixed, the adjuster called me a liar and said the damage was pre-existing. This is the worst company I have ever dealt with and I will never go back.
5
December 9, 2020

Tywko

Best insurance company

Great company and great people are working there. I think no one can beat their service and price now.
5
December 1, 2020

samw2

the best

A great company and the speed of the response of its customers is wonderful when the accident occurs. I thank them for their great work and the reliability of their wonderful service.
4
November 26, 2020

E92ghost

Farmers, all in one

The company is a well renowned company which has built its way up to where it is now the prices are a bit high but it’s worth it
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