Auto Insurance Companies That Don’t Charge You for a Lapse in Coverage (2022)

Most auto insurance companies do charge you for a lapse in coverage, but not directly. Auto insurance companies that don't charge you for a lapse in coverage send your uninsured status to your local DMV, where you need to pay a reinstatement fee plus the monthly payment you missed. Opt for liability-only coverage to make auto insurance cheaper, which is 51% cheaper than full coverage. Shop around and compare multiple companies until you find the best rates.

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UPDATED: May 10, 2022

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