Farmers Signal Review for 2021
The Farmers Signal program gives you a five percent sign-up discount and can save you up to 15 percent when your policy is renewed. The program is free and the Farmers Signal app tracks your driving habits, such as speed, distracted driving, and driving time of day. Also, Farmers insurance rates won't increase due to poor driving habits.
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UPDATED: Feb 11, 2021
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- You get a five percent discount just for signing up for Signal by Farmers
- Driving habits like speed, hard braking, and the time of day you drive are used to determine how much of a discount you will receive
- If you are a safe driver, you can save up to 15 percent on your auto insurance renewal
If you’re a good driver, the Farmers Signal program can save you money on car insurance. Telematics is used to see if you exhibit good driving abilities, and it also creates a drive map that highlights any areas that need improvement in your driving.
As one of the best auto insurance companies, Farmers offers multiple types of coverage, discounts, and programs, including usage-based insurance. Your Farmers Signal auto insurance rates will be based on how safely you drive.
Shop around to make sure you are getting the best deal before you buy Farmers Signal auto insurance. Enter your ZIP code now to compare quotes from top companies.
How does Signal by Farmers work?
Signal, the telematics program from Farmers Insurance, offers you discounts based on your driving habits. The better you drive, the more you save.
Drivers are much more likely to drive safely or change poor habits immediately if they are getting feedback quickly, according to the Insurance Information Institute.
The software is very easy to use. With your agent, sign up for it, and then download the app. When you’re driving, the Farmers Signal app needs to run in the background, and it records your drive. To qualify for a discount, you have to use the app for at least 10 trips.
Signal looks at these specific driving habits:
- Distracted driving
- Hard braking
- The time of day you drive
- Miles driven
The app then generates a route map that shows where your dangerous driving behaviors were. Everyone in your family can sign up for the app, and you can look at data about each other.
Although you can’t get Farmers Signal auto insurance quotes, you could get up to a 15 percent discount on your renewal, depending on your driving habits. The good news is, that though your driving isn’t stellar, your rates will not be raised by Farmers.
To keep your scores high, you can set yourself as a passenger if you aren’t driving, or contact Farmers if data is recording incorrectly.
Signal offers other incentives as well, such as an added discount for young drivers using the program and entries into drawings for gift cards each week.
Farmers Insurance is one of the top car insurance companies in the country with great customer service and financial ratings. Farmers also offers multiple types of auto insurance coverages as well as car insurance discounts so that you can customize your policy to fit your needs.
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Is the Signal program worth it?
There are pros and cons to using Signal.
- Easy to use
- Discounts are significant
- You aren’t penalized for bad driving
- You will be more aware of your driving habits and drive safer
- The Signal by Farmers reviews are good
Cons for using Signal are:
- The app uses your data so make sure you have a good data plan or it could cost you money
- Your information is tracked, leading to less privacy
- Signal isn’t offered everywhere
The Signal program can help give you affordable Farmers Signal auto insurance, but you might find even cheaper rates by comparing the top companies. Enter your ZIP code now to compare quotes near you.