Farmers Signal Review for 2021

The Farmers Signal program gives you a five percent sign-up discount and can save you up to 15 percent when your policy is renewed. The program is free and the Farmers Signal app tracks your driving habits, such as speed, distracted driving, and driving time of day. Also, Farmers insurance rates won't increase due to poor driving habits.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Sep 1, 2021

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A Concise Overview

  • You get a five percent discount just for signing up for Signal by Farmers
  • Driving habits like speed, hard braking, and the time of day you drive are used to determine how much of a discount you will receive
  • If you are a safe driver, you can save up to 15 percent on your auto insurance renewal

If you’re a good driver, the Farmers Signal program can save you money on car insurance. Telematics is used to see if you exhibit good driving abilities, and it also creates a drive map that highlights any areas that need improvement in your driving.

As one of the best auto insurance companies, Farmers offers multiple types of coverage, discounts, and programs, including usage-based insurance. Your Farmers Signal auto insurance rates will be based on how safely you drive.

Shop around to make sure you are getting the best deal before you buy Farmers Signal auto insurance. Enter your ZIP code now to compare quotes from top companies.

How does Signal by Farmers work?

Signal, the telematics program from Farmers Insurance, offers you discounts based on your driving habits. The better you drive, the more you save on your insurance policy.

Drivers are much more likely to drive safely or change poor habits immediately if they are getting feedback quickly, according to the Insurance Information Institute.

The software is very easy to use. With your insurance agent, sign up for it, and then download the app onto your mobile device. When you’re driving, the Farmers Signal app needs to run in the background, and it records different data about your driving during each trip. To qualify for a discount on your insurance premiums, you have to use the app for at least 10 trips.

Signal looks at these specific safe driving habits:

  • Distracted driving
  • Hard braking
  • Speed
  • The time of day you drive
  • Miles driven

The app then generates a route map that shows where your dangerous driving behaviors were. Everyone in your family can sign up for the app, and you can look at data about each other. It is available on all the major operating systems and is downloadable for free in the respective app stores.

Although you can’t get Farmers Signal auto insurance quotes, you could get up to a 15 percent discount on your renewal, depending on your driving habits. The good news is, that though your driving isn’t stellar, your rates will not be raised by Farmers. There are some usage-based insurance programs that will increase your rates based on poor driving, such as failing to adhere to speed limits.

To keep your scores high, you can set yourself as a passenger if you aren’t driving, or contact Farmers if data is recording incorrectly.

Signal offers other incentives as well, such as an added discount for young drivers using the program and entries into drawings for gift cards each week. So, this usage-based insurance program allows you to save in more ways than one.

Farmers Insurance is one of the top car insurance companies in the country with great customer service and financial ratings. Farmers also offers multiple types of auto insurance coverages as well as car insurance discounts so that you can customize your policy to fit your needs.

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Is the Signal program worth it?

There are pros and cons to using Signal.

Pros include:

  • Easy to use
  • Discounts are significant
  • You aren’t penalized for bad driving
  • You will be more aware of your driving habits and drive safer
  • The Signal by Farmers reviews are good

Cons for using Signal are:

  • The app uses your data so make sure you have the appropriate data plan to avoid incurring any extra charges.
  • Your information is tracked, leading to less privacy
  • Signal isn’t offered everywhere

The Signal program can help give you affordable Farmers Signal auto insurance, but you might find even cheaper rates by comparing the top companies. Enter your ZIP code now to compare quotes near you.

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