Travelers IntelliDrive Review for 2021
Travelers IntelliDrive evaluates your driving habits. Safe driving can save you up to 30% but poor driving can raise your auto insurance rates. IntelliDrive uses the car insurance app from Travelers to monitor factors like speed, hard braking, and the time of day you drive. If you exhibit poor driving habits, Travelers may raise your rates.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Feb 11, 2021
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- You can save up to 30 percent with Travelers IntelliDrive for safe driving habits
- If you have poor driving skills, your rates may go up
- IntelliDrive just uses an app on your phone, there is no device needed
Travelers IntelliDrive is a usage-based insurance program that offers you discounts for safe driving habits. However, if you are not a safe driver, your Travelers IntelliDrive auto insurance rates can actually go up.
Before you buy Travelers IntelliDrive auto insurance, shop around to make sure you are getting the best deal. Enter your ZIP code now to compare quotes near you.
How does Travelers IntelliDrive work?
IntelliDrive is a telematics program that uses a car insurance app to track your driving. The program runs for 90 days, but then your discount is for the life of your policy.
You can’t get a Travelers IntelliDrive auto insurance quote since prices depending on your driving skills. Simply put, better driving equals more savings. Unlike some of the competitors, Intellidrive can actually cause your rates to rise if you don’t score well.
Any Travelers customers are eligible to use IntelliDrive provided it is offered in your state.
The habits that IntelliDrive tracks are:
- Speed
- Time of day you drive
- Acceleration
- Hard Braking
- Distracted driving
For example, if you interact with your phone while driving, your score will go down.
However, calling out your distracted driving habits is not a bad thing. The CDC reports that in 2018, more than 2,800 people were killed and almost 400,000 were injured from distracted driving.
Ending distracted driving habits can have a huge impact on teen driver safety and for adults as well.
It’s totally up to you how much you save or if your rates go up. If you are a safe driver, you can really save money on your auto insurance.
With the IntelliDrive app, be aware that it is always running in the background on your phone. This means it can affect your battery life, data usage, and privacy.
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Is IntelliDrive worth it?
As with every telematics program, there are pros and cons. Pros include that it’s free, easy to use, can save you money, and can make you more aware of your driving habits.
Cons of the program are that your rates may go up, your data is used, and your privacy may be an issue.
Some customers complain that the system doesn’t take into account factors that are outside of your control. For example, if you have to brake hard to avoid someone who pulled out in front of you, your score still suffers.
Intellidrive is a great way to save for people who don’t drive often, don’t drive during peak times, and have great safe driving habits.
However, if you drive during peak time or have some poor driving habits, it might be best to skip this program so your auto insurance rates don’t increase.
You might be able to get affordable Travelers IntelliDrive auto insurance, but you should still compare rates to make sure you are getting the best deal. Enter your ZIP code now to compare quotes.