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How it works

  • Give us the basics

    Provide general information to get cheap auto insurance quotes that fit your specific needs

  • Compare prices

    Take a look through car insurance rates from various companies

  • Get covered

    Find the best auto insurance coverage fit for you with lower rates

Quick tips for lowering auto insurance rates

  • Maintain a good driving record

    If you can demonstrate that you have a good driving history and can go several years without an insurance claim, you can get cheaper auto insurance rates.

  • Bundle with other types of insurance

    By bundling an insurance policy with a home or renters insurance policy, most companies will significantly discount your rates.

  • Take a driving class

    Get cheaper auto insurance rates by taking a driver's education class to show your interest in remaining a safe driver. This can be especially beneficial for teen drivers, which is an age group that insurance companies consider the most high-risk.

  • Store your car in a safe place

    If you have a garage to put your car into, the car insurance company will consider your car less susceptible to damage and/or theft.

  • Select a higher deductible

    By choosing an auto insurance policy with a higher deductible, you can get cheaper auto insurance. However, if you get into an accident you will have to pay more out of your own pocket for any damages that were your fault.

Answers to common auto insurance questions

For more insurance-related topics, head to our information hub.

  • What do I need to know about buying auto insurance online?

    The price comparison tool that we offer allows you to get the best car insurance near you instantly. Simply fill out the form on our site to immediately compare cheap auto insurance quotes. Each year, people save over $800 by using online comparison tools to compare quotes before getting an auto insurance policy.

  • What do insurance companies consider when compiling auto insurance quotes?

    Some common factors that auto insurance companies look at when generating quotes include your age, your driving history, the type of vehicle you drive, and where you live (your zip code). These qualities help paint a picture of how risky you are to insure. Overall, the lower your calculated risk, the lower your rates will be when you go to buy your auto insurance policy.

  • What should I consider when choosing an insurer?

    The price is likely going to be the number one consideration. You want an insurance company that offers you the most insurance at the lowest price. Other factors to consider when making your selection include the rating of the insurer, the deductible amount, and the breadth of coverage.

  • Can I get really cheap auto insurance online without sacrificing coverage?

    Simple answer: Yes. Not only can you find very cheap auto insurance instantly, you will be able to select coverage options that fit your specific needs so that you only pay for the coverage that you need. If you need auto insurance now, fill in your zip code above followed by some basic information about yourself, then let us take it from there.

  • Auto insurance by state

    Each state has its own set of laws and regulations. These factors help determine the price you are going to pay.

  • Auto insurance by car type

    The type of car you have plays a big role in the price you will pay for auto insurance.