Auto Insurance for Drivers With a High School Diploma

It's easy to save money on auto insurance for drivers with a high school diploma. There is a variety of young adult and student discounts on auto insurance for drivers with a high school diploma. Liberty Mutual appears to offer the greatest quantity of student discounts on auto insurance although some require more education than a high school diploma.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Aug 24, 2021

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A Concise Overview

  • Auto insurance rates for drivers with a high school diploma can be affordable with the right discounts
  • Young adults with a high school diploma should be eligible for a variety of discounts even if they don’t go to college
  • Combining student discounts with safe driving practices can help high school graduates save more on auto insurance

High school students often get discounts on auto insurance coverages if they have good grades. What about auto insurance for drivers with a high school diploma?

Finding auto insurance discounts can save you a lot of money. We’ll help give you some ideas on ways to save, getting auto insurance with a GED, and how your diploma affects your auto insurance.

Comparing companies can help you find auto insurance rates for drivers with a high school diploma. Enter your ZIP to get personalized rates from auto insurance companies near you.

Auto Insurance for High School Graduates

As young adults prepare to graduate high school and move on to the next phase of life, oftentimes new expenses will accompany those transitions. For many high school graduates, this includes auto insurance.

High school graduates can take many different paths. Whether they decide to pursue further education or find work right away, they’ll most likely want to find ways to cut costs on things like auto insurance.

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How does education level affect auto insurance rates?

Education level can, directly and indirectly, affect your auto insurance rates. Sources like AP News have suggested that, depending on the state, some insurers will offer discounts in tiers based on your degree level.

Why does education matter? In the simplest form, education matters because it often correlates to better decision-making, better jobs, and less risk for an insurer.

There are different benefits to auto insurance for high school students when compared to auto insurance for college students. The more advanced your education, the cheaper your auto insurance would be, in theory.

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If you don’t have a high school diploma but you’re looking to get student-related auto insurance benefits, you’ll still have options. How does earning a GED affect car insurance rates?

Getting your GED will yield many of the same benefits as getting a high school diploma in time. Car insurance for drivers with high school education but no diploma can still be affordable with the right company.

How to Save on Car Insurance for Drivers With High School Education

Just because you have some high school education doesn’t necessarily mean you have a diploma. Will you still be able to save money on auto insurance? This depends on the company, the state, and some other small factors.

As a whole, there are a handful of discounts on auto insurance for students and graduates, including those with a GED.

Number of Auto Insurance Young Driver Discounts Offered by Top U.S. Companies
CompaniesNumber of
Young Driver
Discounts Offered
Liberty Mutual5
Allstate4
Nationwide3
Travelers3
USAA3
Geico2
State Farm2
Progressive1
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Different auto insurance providers will offer different benefits and discounts. For young adults, including students, a company like Liberty Mutual will most likely be able to offer the best overall rates after numerous discounts are applied.

The cheapest insurance companies for drivers with a GED will offer discounts to young adults in many cases. Car insurance for drivers with a high school diploma can continue to have discounts if the insured continues going to school.

There are numerous discounts on auto insurance for students that could help you continue to save money. Below, we’ve highlighted some of the potential auto insurance discounts available to students.

Auto Insurance Discounts Available for Students from the Top U.S. Insurance Companies
DiscountsAllstateAmerican
Family
FarmersGeicoLiberty
Mutual
NationwideProgressiveState
Farm
TravelersUSAA
Distant Studentxxx
Further Educationxx
Good Studentxxxxxxx
New Graduatex
Students & Alumnixx
Young Driverx
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As you can see above, some auto insurance companies are very student-friendly while others don’t offer much to help young adults or students. The most common student discounts are for good grades or alumni.

A new graduate discount is less common, but again, a company like Liberty Mutual does offer this discount which could save you 5% or more on auto insurance for college graduates.

For high school graduates preparing to attend college, temporary auto insurance for students might be helpful if you plan to attend a walkable campus. Many college students won’t need a vehicle unless they’re on a break for summer or the holidays.

It’s important to compare individualized auto insurance quotes for drivers with a high school diploma since rates and discounts will depend on a graduate’s student status, job, driving habits, and more.

Auto Insurance for Drivers With a High School Diploma: The Bottom Line

Finding affordable auto insurance for drivers with a high school diploma shouldn’t be hard. Whether you decide to pursue further education or not, there are a handful of different discounts for young adults available.

If you are ready to buy auto insurance for drivers with a high school diploma, enter your ZIP to get free quotes from top auto insurance providers near you.

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