Auto Insurance Companies That Don’t Use Comparison Sites (2021)

There are many auto insurance companies that don't use comparison sites. Most auto insurance comparison sites are created by third-party organizations that expedite the quote process to help customers find rates quickly. Progressive is one of the only auto insurance companies that do use comparison sites, though most tend to provide fast quote estimations that may not be 100% accurate.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Sep 29, 2021

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A Concise Overview

  • Most auto insurance company websites won’t use comparison sites
  • Many third-party insurance providers offer convenient auto insurance comparisons but may not be 100% accurate
  • Progressive auto insurance is one of the only auto insurance providers that offers quote comparisons

Auto insurance coverages are very competitive and sometimes overwhelming. Often, it’s easier to navigate auto insurance companies that don’t use comparison sites.

It’s hard to know which auto insurance companies to trust. We’ll help by identifying the best insurance comparison sites and the best insurance company sites, and explain why you should still compare auto insurance rates.

Keep scrolling to learn more about auto insurance companies that don’t use comparison sites or enter your ZIP above to get free quotes from top insurers near you in minutes.

Who are the best auto insurance companies that don’t use comparison sites?

Comparing auto insurance companies is an important step to finding the best and most affordable auto insurance provider based on your needs and history, according to the Insurance Information Institute.

Some auto insurance companies use comparison sites to help highlight their prices compared to other industry competitors. But how do you know which company to trust?

Most people simply want the cheapest auto insurance rates available. Unfortunately, auto insurance rates are subject to many variables such as location, driving history, age, gender, and your vehicle’s features.

The average monthly auto insurance rates will vary depending on the state you live in, even with the same company.

Allstate Average Annual and Monthly Auto Insurance Rates by State with Milewise®
States with Allstate Milewise®Allstate Average Annual RatesAllstate Average Monthly Rates
Arizona$4,904$409
Delaware$6,316$526
Florida$7,440$620
Idaho$4,089$341
Illinois$5,204$434
Indiana$3,979$332
Maryland$5,233$436
Massachusetts$2,709$226
New Jersey$5,714$476
Ohio$3,197$266
Oregon$4,766$397
Pennsylvania$3,984$332
Texas$5,485$457
Virginia$3,387$282
Washington$3,541$295
Washington D.C.$6,469$539
West Virginia$3,821$318
Average of all states where Milewise® is available.$4,720$393

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You’ll see above that a reputable company like Allstate will still have rates that vary based on where you live. You want to compare auto insurance rates because Allstate might be more affordable in one state than another.

Average Auto Insurance Rates of the Top 10 Auto Insurance Companies
CompaniesAverage Annual RatesAverage Six-Month RatesAverage Monthly Rates
Allstate$4,898$2,449$408
American Family$3,443$1,722$287
Farmers$4,189$2,094$349
GEICO$3,216$1,608$268
Liberty Mutual$6,096$3,048$508
Nationwide$3,447$1,723$287
Progressive$4,044$2,022$337
State Farm$3,268$1,634$272
Travelers$4,445$2,222$370
USAA$2,542$1,271$212

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Above, a sample auto insurance comparison chart helps outline which companies tend to be more affordable nationwide. Of course, there are many other providers that might be able to compete with these popular brands.

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What are the best and worst sites to compare auto insurance quotes?

To get the most accurate auto insurance quotes, you would most likely want to visit individual auto insurance websites and speak to an agent to provide accurate details that include your driving history, vehicle, and so on.

Wondering how quote comparison sites work? These sites tend to take a snippet of information and create a quote estimate to help expedite the quote process and steer you toward a reasonable auto insurance option.

An auto insurance calculator can help you decide how much coverage you’ll need, but then it’s up to you to pick a company with the best rates and policy features.

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There are many quote comparison sites out there; however, most are third-party sites and aren’t provided directly from an insurer. Progressive is one of the only direct auto insurance providers that offer a price comparison.

You can learn more about how Progressive operates in our Progressive auto insurance review.

Companies like State Farm, Allstate, and Liberty Mutual simply provide customers with quotes that are typically the most accurate but also the most time-consuming.

Finding Auto Insurance Companies That Don’t Use Comparison Sites

Overall, most auto insurance companies don’t use comparison sites. The auto insurance companies that do use comparison sites tend to provide fast quote estimations that may not be 100% accurate.

By now, you should know where to find auto insurance companies that don’t use comparison sites. Before you go, enter your ZIP code to get instant rates from top auto insurance companies near you.

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