Auto Insurance Companies That Can Insure Six Vehicles to a Household in One Policy (2022)
Many people find themselves looking for affordable auto insurance from auto insurance companies that can insure six vehicles to a household in one policy for a number of reasons. Whether it be from teen drivers getting their own cars, or to extended family living under one roof, it's a good idea to stack coverage with auto insurance for a better rate. Having a multi-vehicle policy can help with lowering auto insurance rates from auto insurance companies that can insure six vehicles to a household in one policy.
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UPDATED: Oct 19, 2021
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- Multi-vehicle stacking is a great option if you have more than two vehicles under the same roof
- These types of policies are great if you have teen drivers, as they can benefit by being under a pre-existing policy, rather than one based on their short driving experience
- If you or your spouse have a bad driving history, you may not benefit from stacking your vehicles under the same policy
If you own six or more vehicles, it may be difficult to find affordable coverage from auto insurance companies that can insure six vehicles to a household in one policy.
Most insurers will often offer discounts towards your auto policy when you insure two or more vehicles together.
In some cases, a multi-car policy may help with the extra costs of insuring other members of your family by bundling each separate policy together into one.
Car insurance for teen drivers can be expensive on its own. Bundling it in with an already pre-existing policy will help cut down some of those higher rates that would normally be tacked on because of their lack of driving experience.
Keep reading for more information about auto insurance rates from auto insurance companies that can insure six vehicles to a household in one policy. Enter your ZIP code into our free and easy-to-use tool above to start comparing quotes in your area.
What are the auto insurance companies that can insure six vehicles to a household in one policy?
Insuring multiple vehicles under one policy would fall under the multi-vehicle policy category.
This includes the same benefits as a single auto insurance policy, but you would qualify for better discounts and better rates than paying for multiple policies at a time.
The biggest benefit of insuring vehicles together under the same policy is that you are not only getting better discounts for your insurance rates, but you won’t have the hassle of paying for multiple policies every month.
Multiple vehicle discounts are available with most major insurers. Companies that offer multi-vehicle discounts:
|American Family||Up to 29%|
|Farmers||Up to 15%|
|USAA||Up to 10%|
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When it comes to auto insurance companies that don’t insure six vehicles to a household in one policy, most of these companies will have bundling options still available.
These include homeowners, RVs, motorcycles, and more which can help you cover some of the costs that you would normally get from a multi-vehicle policy.
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How many cars can you have on your insurance policy?
Typically, the max limit for cars on a single policy is four, but some insurance companies will allow you to have more than that.
|Company||Max. Number of Vehicles|
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However, some drivers may not benefit from a multi-car discount as much as others.
For example, if you have a clean driving record and your spouse doesn’t, it may pose a problem later on down the road when combining policies.
That’s because the discount of a multi-vehicle policy may not be enough to cover the rise in rates from a bad driving record. You may end up paying more for a multi-car policy since insurance companies raise rates based on driving history and accidents.
Can you have more than one auto insurance policy in the same household?
While every insurance company’s policy will be different when it comes to how many cars you can have on a single policy, companies will offer the option of purchasing more than one auto policy for additional vehicles if you need them covered.
It’s a great option and might still save you money.
What are the benefits of a multi-car policy besides the discount?
There are many other benefits when it comes to buying auto insurance from auto insurance companies that can insure six vehicles to a household in one policy, including:
- Coverage Stacking: if you live in a state that allows coverage stacking, you can take advantage of your total amount of coverage in the event of an accident; while coverage stacking options vary by state, most states allow you to stack uninsured motorist and personal injury protection coverage
- Streamlined Payments: when you have one policy covering multiple cars, you only have to pay one premium and keep track of one renewal date; while this benefit doesn’t save you money, it does save you time by making your policy more manageable
- Single Deductible: if you have multiple vehicles that are damaged in the same incident, you only have to pay one deductible if all vehicles are on the same policy
You can share a multi-vehicle policy with anyone you live with. This includes your spouse, children, other family members, and even roommates. It’s a good idea to list anyone on your policy that lives with you and may occasionally drive your car.
According to the U.S. Department of Transportation Americans owned a total of two or more vehicles per household on average, and up to 64% of adults drove daily and also had teen drivers living under their roof that drove daily as well.
This study shows that the importance of the multi-vehicle policy is not only beneficial for the discounts alone. It gives you the peace of mind that each member of your family will be covered fully, no matter the situation.
Auto Insurance Companies That Can Insure Six Vehicles to a Household In One Policy: Key Takeaways
Whether you’re a large family or live with multiple people in your household, a multi-vehicle insurance policy is a great way to not only save on your rates but give everyone on your policy the same amount of coverage.
The amount you’ll be saving by bundling your vehicles together will always vary by insurer, but you will find that stacking coverage will help save you from paying more out of pocket.
Now that you’ve learned how to get auto insurance quotes from auto insurance companies that can insure six vehicles to a household in one policy, take the time to enter your ZIP code into our free, and easy-to-use tool to compare quotes in your area.