Auto Insurance for Bank, Clerical, and Office Workers

Auto insurance for bank, clerical, and office workers is among the cheapest auto insurance rates by profession. Auto insurance for clerical workers average $151.00/ month.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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A Concise Overview:

  • Auto insurance for bank, clerical, and office workers are considered low-risk jobs for car insurance
  • Auto insurance for these jobs are $151.00 per month or $1,812
  • For any car insurance quote, your commute to your job will have a major affect on your rate, so an office worker with a long commute will cost more

Auto insurance for bank, clerical, and office workers is generally pretty cheap. This is because clerical occupations are considered to be low-risk by auto insurance companies. Your occupation is just one of many factors that insurers use to determine your rates.

Make sure you’re not paying more for coverage than you should be. If you’re looking for auto insurance for bank, clerical, or office workers, enter your ZIP code to get free quotes from multiple insurers.

Auto Insurance for Clerical Occupations

The Bureau of Labor Statistics shows that the number of secretaries and administrative assistants is over 3.5 million in the U.S. Not all bank workers and other office workers are included in this number, but this shows that it’s a pretty common profession in the country.

The table below shows sample insurance rates from Geico for some clerical occupations.

Average Geico Auto Insurance Rates for Clerical Occupations
OccupationAverage Geico Monthly RatesAverage Geico Six-Month RatesAverage Geico Annual Rates
Homemaker$67.92 $407.50 $815.00
Professor
w/ College Degree
$71.68 $430.10 $860.20
Bank/Clerical/Office Staff$151.00$906.00$1,812.00
Admin. Asst./Secretary$151.00$906.00$1,812.00
Administrator$151.00$906.00$1,812.00
Machine Operator $165.33 $992.00 $1,984.00
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As you can see, your occupation will affect your auto insurance rates.

What occupation earns the cheapest car insurance? Though clerical occupations have good rates, the occupations with the lowest auto insurance rates are typically military personnel and homemakers. These jobs practically pay for car insurance themselves in the discounts. In fact, homemakers have rates around $67.92/month compared to $151.00/month for administrators.

On the other hand, there are certainly high-risk occupations for auto insurance, such as machine operators.

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Why does occupation affect car insurance?

Some occupations are considered to be high-risk because the people who typically hold them tend to exhibit behaviors that often lead to accidents. People who drive a lot for their job, including commutes, also have higher rates.

Occupation and commute aren’t the only factors to determine your rates. This video from Allstate further explains how your premium may be determined.

Your driving record, credit history, and even location can hugely impact your rates. Your gender may also play a part in your premium, as car insurance for women is usually a little cheaper.

Your driving record is typically the most important factor. One DUI can double your rates in some cases.

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How does your commute affect auto insurance?

Your commute is one of several factors that determines your auto insurance rates. It all comes down to risk. If you’re on the road more, you have a higher likelihood of getting into an accident.

Ultimately, the best way to get cheaper auto insurance rates for commuters is to shop around.

What are the best jobs in insurance?

What types of jobs are there in the insurance industry? The best jobs in the insurance industry certainly include agents and brokers, but there are plenty of clerical jobs as well.

Make sure you have the best possible rates for your profession. Now that you know more about auto insurance for bank, clerical, and office workers, enter your ZIP code to get free quotes from multiple insurers.

References:

  1. https://www.bls.gov/ooh/office-and-administrative-support/secretaries-and-administrative-assistants.htm

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