Why are the make and model of a car important to insurance companies?

The make and model of a car will impact your insurance rates because of the risk factors associated with specific vehicles. This includes the size, type, and cost of the vehicle as well as risks involving car theft that are all related to make and model. If you want to save money on your insurance rates, it's a good idea to compare insurance rates on a particular make and model before you buy a car.

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UPDATED: Sep 6, 2022

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