Auto Insurance by Car Type
The type of car you have plays a big role in the price you will pay for auto insurance.
Coverage by Car Type
4 x 4 Insurance
A vehicle is considered a 4x4 when it has four wheels along with four-wheel drive. 4x4 insurance tends to be more expensive than average vehicles due to the higher cost of spare parts.
These fun-loving vehicles are great for warm weather drives, but tend to be more expensive to insure depending on certain factors such as how sporty and expensive the car is to begin with.
Luxury Car Insurance
When purchasing a high-end vehicle, you should also consider the higher price tag for luxury car insurance. High-end vehicles cost more to repair in the instance of an accident, which in turn increases the coverage costs.
Pickup Truck Insurance
Trucks put their sheer size to good use by doing a lot of heavy lifting and hauling. This also enables them to inflict more damage on people and property in a collision, which is one reason why pickup truck insurance rates are higher than the average car.
Taxi cabs, limos, and ridesharing vehicles come with their own set of insurance risks, which is why taxi insurance is essential for protecting drivers, passengers, and the vehicles themselves.
Tow Truck Insurance
Specialized insurance is needed for tow trucks and towing companies.
Whether used for commercial or personal reasons, van insurance protects drivers and vehicles from various risks while on the road.
Consider the implications of your specific car type and driving needs when selecting your vehicle’s coverage plan.