UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,308 a year or $109 each month
- A liability-only policy costs around $524 a year or $44 each month
- Highest rates are for teenage drivers at around $4,781 a year or $398 each month
- Good drivers can save as much as $539 a year by earning policy discounts
- Nissan Pathfinder insurance costs around $211 less per year than the average vehicle
Do you need help finding cheap Nissan Pathfinder insurance rates? Nissan Pathfinder insurance costs around $211 less per year than the average vehicle. Keep reading to learn what factors go into Nissan Pathfinder insurance rates and what you can do to save.
You can start comparing quotes for Nissan Pathfinder car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Pathfinder Insurance Cost
The average auto insurance rates for a Nissan Pathfinder cost $1,308 a year or $109 a month.
Are Nissan Pathfinders Expensive to Insure?
The chart below details how Nissan Pathfinder insurance rates compare to other SUVs like the Jeep Compass, Audi Q3, and GMC Yukon.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Pathfinder | $308 | $470 | $372 | $1,308 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Pathfinder Insurance?
The Nissan Pathfinder trim and model you choose can impact the total price you will pay for Nissan Pathfinder car insurance coverage.
Age of the Vehicle
Older Nissan Pathfinder models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Pathfinder are $1,308, while 2010 Nissan Pathfinder rates are $1,092, a difference of $216.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Pathfinder | $308 | $470 | $372 | $1,308 |
| 2019 Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| 2018 Nissan Pathfinder | $282 | $448 | $398 | $1,286 |
| 2017 Nissan Pathfinder | $272 | $436 | $416 | $1,282 |
| 2016 Nissan Pathfinder | $262 | $418 | $430 | $1,268 |
| 2015 Nissan Pathfinder | $248 | $404 | $442 | $1,252 |
| 2014 Nissan Pathfinder | $238 | $374 | $452 | $1,222 |
| 2013 Nissan Pathfinder | $230 | $352 | $456 | $1,196 |
| 2012 Nissan Pathfinder | $220 | $316 | $460 | $1,154 |
| 2011 Nissan Pathfinder | $206 | $292 | $460 | $1,116 |
| 2010 Nissan Pathfinder | $198 | $272 | $464 | $1,092 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Pathfinder auto insurance. For example, 20-year-old drivers pay as much as $1,657 more each year for their Nissan Pathfinder auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Pathfinder insurance rates. For example, drivers in Los Angeles may pay $187 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Pathfinder car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Pathfinder car insurance rates with violations on their driving record.
Nissan Pathfinder Safety Ratings
Your Nissan Pathfinder car insurance rates are influenced by the safety ratings of the Nissan Pathfinder. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Pathfinder Crash Test Ratings
Not only do good Nissan Pathfinder crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Pathfinder auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Pathfinder Safety Features
Having a variety of safety features on your Nissan Pathfinder can help lower your Nissan Pathfinder insurance costs. The Nissan Pathfinder’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Nissan Pathfinder Insurance Loss Probability
Another contributing factor that plays a direct role in Nissan Pathfinder insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | 14% |
| Comprehensive | -17% |
| Personal Injury | 6% |
| Medical Payment | 1% |
| Bodily Injury | 8% |
| Source: Insurance Institute for Highway Safety | |
Nissan Pathfinder Finance and Insurance Cost
If you are financing a Nissan Pathfinder, you will pay more if you purchase Nissan Pathfinder car insurance at the dealership, so be sure to shop around and compare Nissan Pathfinder car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Nissan Pathfinder Insurance
There are many ways that you can save on Nissan Pathfinder car insurance. Below are five actions you can take to find cheap Nissan Pathfinder auto insurance rates.
- Choose a Nissan Pathfinder with Cheaper Repair Costs
- Compare Apples to Apples When Comparing Nissan Pathfinder Insurance Quotes and Policies
- Avoid the Temptation to File a Claim for Minor Incidents
- Tell Your Insurer How You Use Your Nissan Pathfinder
- Get Nissan Pathfinder Auto Insurance Through Costco
Top Nissan Pathfinder Insurance Companies
Who is the top auto insurance company for Nissan Pathfinder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Pathfinder auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Pathfinder offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Pathfinder Insurance Quotes Online
You can start comparing quotes for Nissan Pathfinder car insurance rates from some of the best car insurance companies by using our free online tool now.