How Much are Nissan Sentra Insurance Rates?

If you want to buy Nissan Sentra insurance coverage then a policy will cost $116 per month ($1,390 per year) on average. Comprehensive, collision, and liability insurance cost around $339, $494, and $392, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,390 a year or $116 each month
  • A liability-only policy costs around $557 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,080 a year or $423 each month
  • Good drivers can save as much as $573 a year by earning policy discounts
  • Nissan Sentra insurance costs around $129 less per year than the average vehicle

Cheap Nissan Sentra insurance is easy to find. You’re not dreaming. You heard us. We’ve put together the complete Nissan Sentra insurance guide to find the best Nissan Sentra auto insurance rates. We cover everything you need to know before buying your Nissan Sentra or switching your Nissan Sentra insurance.

Plus you can start comparing quotes for Nissan Sentra car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Sentra Insurance Cost

The average car insurance costs for a Nissan Sentra are $1,390 a year or $116 a month.

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Are Nissan Sentras Expensive to Insure?

The chart below details how Nissan Sentra insurance rates compare to other sedans like the Cadillac ATS, Chrysler 300, and Audi A3.

Vehicle Comprehensive Collision Liability Total
Nissan Sentra $266 $594 $372 $1,390
Cadillac ATS $294 $566 $398 $1,416
Chrysler 300 $332 $626 $398 $1,514
Audi A3 $282 $566 $398 $1,404
Kia Optima $322 $532 $420 $1,454
Chevrolet Blazer $376 $688 $316 $1,516
Toyota Camry $294 $570 $390 $1,412
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Sentra Insurance?

The Nissan Sentra trim and model you choose can impact the total price you will pay for Nissan Sentra insurance coverage.

Age of the Vehicle

Older Nissan Sentra models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Sentra are $1,390, while 2010 Nissan Sentra rates are $1,140, a difference of $250.

Model Year Comprehensive Collision Liability Total
2020 Nissan Sentra $266 $594 $372 $1,390
2019 Nissan Sentra $254 $570 $390 $1,372
2018 Nissan Sentra $244 $566 $398 $1,366
2017 Nissan Sentra $236 $552 $416 $1,362
2016 Nissan Sentra $228 $530 $430 $1,346
2015 Nissan Sentra $216 $512 $442 $1,328
2014 Nissan Sentra $206 $474 $452 $1,290
2013 Nissan Sentra $198 $446 $456 $1,258
2012 Nissan Sentra $190 $400 $460 $1,208
2011 Nissan Sentra $178 $368 $460 $1,164
2010 Nissan Sentra $172 $346 $464 $1,140
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Driver Age

Driver age can have a significant impact on the cost of Nissan Sentra auto insurance. For example, 20-year-old drivers pay as much as $1,761 more each year for their Nissan Sentra auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Sentra insurance rates. For example, drivers in Phoenix may pay $765 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Sentra car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Sentra auto insurance rates with violations on their driving record.

Nissan Sentra Safety Ratings

The Nissan Sentra’s safety ratings will affect your Nissan Sentra car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan Sentra Crash Test Ratings

Nissan Sentra crash test ratings will affect your Nissan Sentra car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Sentra 4 DR FWD N/R N/R N/R N/R
2019 Nissan Sentra SR Turbo 4 DR FWD N/R N/R 5 stars 4 stars
2019 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2019 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Sentra Turbo 4 DR FWD N/R N/R N/R N/R
2018 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2018 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2017 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2016 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Sentra Safety Features

Having a variety of safety features on your Nissan Sentra can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Sentra’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Sentra Insurance Loss Probability

Insurance loss probability on the Nissan Sentra fluctuates between each type of coverage. The lower percentage means lower Nissan Sentra car insurance rates; higher percentages mean higher Nissan Sentra auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 20%
Property Damage 7%
Comprehensive -19%
Personal Injury 58%
Medical Payment 79%
Bodily Injury 41%
Source: Insurance Institute for Highway Safety
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Nissan Sentra Finance and Insurance Cost

If you are financing a Nissan Sentra, most lenders will require your carry higher Nissan Sentra coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Sentra auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Nissan Sentra Insurance

Although it may seem like your Nissan Sentra car insurance rates are set, there are a few measures that you can take to secure the best Nissan Sentra car insurance rates possible. Take a look at the following five ways to save on Nissan Sentra auto insurance.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Buy a Nissan Sentra with an Anti-Theft Device
  • Reduce Modifications on Your Nissan Sentra
  • Compare Nissan Sentra Quotes Online
  • Ask About Retiree Discounts

Top Nissan Sentra Insurance Companies

Who is the top auto insurance company for Nissan Sentra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Sentra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Sentra offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Sentra Insurance Quotes Online

You can start comparing quotes for Nissan Sentra auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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