Best Nissan Frontier Insurance Rates [How to Find Low Rates Online]

Average Nissan Frontier car insurance rates cost $1,394 a year, or around $116 a month. On average, Nissan Frontier comprehensive insurance coverage costs $340, collision coverage costs $496, and liability coverage costs $393.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jun 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,394 a year or $116 each month
  • A liability-only policy costs around $558 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,095 a year or $425 each month
  • Good drivers can save as much as $575 a year by earning policy discounts
  • Nissan Frontier insurance costs around $125 less per year than the average vehicle

Do you need help finding cheap Nissan Frontier insurance rates? Full coverage for a Nissan Frontier costs around $1,394 a year or $116 each month. Our guide goes over what factors calculate these rates, so you can better understand how to save on Nissan Frontier insurance rates.

You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Frontier Insurance Cost

The average auto insurance rates for a Nissan Frontier cost $1,394 a year or $116 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Nissan Frontiers Expensive to Insure?

The chart below details how Nissan Frontier insurance rates compare to other trucks like the Toyota Tundra, GMC Canyon, and Dodge Ram.

Vehicle Comprehensive Collision Liability Total
Nissan Frontier $294 $500 $420 $1,394
Toyota Tundra $320 $512 $440 $1,452
GMC Canyon $270 $478 $398 $1,304
Dodge Ram $362 $562 $420 $1,524
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford Ranger $254 $470 $372 $1,254
Chevrolet Silverado $322 $562 $420 $1,484
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Frontier Insurance?

The Nissan Frontier trim and model you choose can impact the total price you will pay for Nissan Frontier insurance coverage.

Age of the Vehicle

The average Nissan Frontier auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Nissan Frontier cost $1,394, while the 2010 Nissan Frontier rates are $1,186, a difference of $208.

Model Year Comprehensive Collision Liability Total
2020 Nissan Frontier $294 $500 $420 $1,394
2019 Nissan Frontier $280 $482 $440 $1,382
2018 Nissan Frontier $270 $478 $450 $1,378
2017 Nissan Frontier $260 $466 $470 $1,376
2016 Nissan Frontier $250 $446 $486 $1,362
2015 Nissan Frontier $238 $430 $500 $1,348
2014 Nissan Frontier $228 $400 $510 $1,318
2013 Nissan Frontier $218 $376 $514 $1,288
2012 Nissan Frontier $210 $338 $520 $1,248
2011 Nissan Frontier $196 $310 $520 $1,206
2010 Nissan Frontier $190 $292 $524 $1,186
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Nissan Frontier car insurance. For example, 30-year-old drivers pay approximately $61 more for their Nissan Frontier car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Frontier insurance rates. For example, drivers in Los Angeles may pay $200 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Frontier auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Frontier auto insurance rates with violations on their driving record.

Nissan Frontier Safety Ratings

Your Nissan Frontier car insurance rates are tied to the safety ratings of the Nissan Frontier. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Frontier Crash Test Ratings

Good Nissan Frontier crash test ratings can lower your Nissan Frontier auto insurance rates. See Nissan Frontier crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2020 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2020 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2020 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2019 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Later Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Early Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Later Release 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Early Release 4 stars 3 stars 5 stars 4 stars
2018 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2018 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2018 Nissan Frontier Crew Cab PU/CC RWD N/R 3 stars N/R 3 stars
2018 Nissan Frontier Crew Cab PU/CC AWD N/R 3 stars N/R 4 stars
2017 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2017 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2017 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2017 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2016 Nissan Frontier Crew Cab PU/CC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier Crew Cab PU/CC 4WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Nissan Frontier Safety Features

Having a variety of safety features on your Nissan Frontier can help lower your Nissan Frontier insurance costs. The Nissan Frontier’s safety features include:

  • Electronic Stability Control
  • 4-Wheel Anti-lock Brakes
  • Anti-Whiplash
  • Front-Impact, Overhead, and Side-Impact Airbags
  • Front and Rear Crumple Zones
  • Remote Alarm
  • Automatic Collision Notifications
  • Stolen-Vehicle Locator
  • Rear Parking Sensors
  • Rearview Camera

Nissan Frontier Insurance Loss Probability

The lower percentage means lower Nissan Frontier car insurance costs; higher percentages mean higher Nissan Frontier car insurance costs. Compare the following Nissan Frontier auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -43%
Property Damage no data
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Frontier Finance and Insurance Cost

If you are financing a Nissan Frontier, you will pay more if you purchase Nissan Frontier car insurance at the dealership, so be sure to shop around and compare Nissan Frontier car insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Nissan Frontier Insurance

If you want to reduce the cost of your Nissan Frontier insurance rates, follow these tips below:

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Nissan Frontier
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Use a Service Like Turo to Rent Out Your Nissan Frontier
  • Understand the Different Types of Auto Insurance for Your Nissan Frontier
  • Use an Accurate Job Title When Requesting Nissan Frontier Auto Insurance

Top Nissan Frontier Insurance Companies

Several top car insurance companies offer competitive rates for the Nissan Frontier rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Nissan Frontier drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Nissan Frontier Insurance Quotes Online

You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption