Compare Nissan Maxima Insurance Rates [List of Money Saving Tips]

If you want to buy inexpensive Nissan Maxima insurance coverage then you should know that a policy will cost $131 per month ($1,576 per year) on average. Good drivers can save as much as $2,431 a year over higher risk drivers.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,576 a year or $131 each month
  • A liability-only policy costs around $632 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,760 a year or $480 each month
  • Good drivers can save as much as $650 a year by earning policy discounts
  • Nissan Maxima insurance costs around $57 more per year than the average vehicle

Nissan Maxima insurance doesn’t need to be complicated. It’s a matter of comparing Nissan Maxima insurance quotes for your trim level. Now that can be time consuming, but we’ve got a solution. A complete Nissan Maxima auto insurance guide and an easy quote tool to compare Nissan Maxima insurance rates from multiple top car insurance companies.

You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Maxima Insurance Cost

The average Nissan Maxima car insurance costs are $1,576 a year or $131 a month.

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Are Nissan Maximas Expensive to Insure?

The chart below details how Nissan Maxima insurance rates compare to other sedans like the Chevrolet Malibu, Nissan Sentra, and Lincoln MKZ.

Vehicle Comprehensive Collision Liability Total
Nissan Maxima $390 $656 $372 $1,576
Chevrolet Malibu $322 $532 $372 $1,384
Nissan Sentra $254 $570 $390 $1,372
Lincoln MKZ $320 $686 $450 $1,636
Toyota Avalon $320 $536 $338 $1,330
Buick Regal $306 $536 $398 $1,398
Subaru WRX $320 $566 $338 $1,360
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Maxima Insurance?

The Nissan Maxima trim and model you choose can impact the total price you will pay for Nissan Maxima insurance coverage.

Age of the Vehicle

Older Nissan Maxima models generally cost less to insure. For example, car insurance for a 2020 Nissan Maxima costs $1,576, while 2010 Nissan Maxima insurance costs are $1,254, a difference of $322.

Model Year Comprehensive Collision Liability Total
2020 Nissan Maxima $390 $656 $372 $1,576
2019 Nissan Maxima $372 $630 $390 $1,550
2018 Nissan Maxima $356 $626 $398 $1,538
2017 Nissan Maxima $344 $610 $416 $1,528
2016 Nissan Maxima $332 $586 $430 $1,506
2014 Nissan Maxima $302 $524 $452 $1,436
2013 Nissan Maxima $290 $494 $456 $1,398
2012 Nissan Maxima $278 $442 $460 $1,338
2011 Nissan Maxima $260 $408 $460 $1,286
2010 Nissan Maxima $250 $382 $464 $1,254
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Driver Age

Driver age can have a significant effect on Nissan Maxima car insurance rates. As an example, a 30-year-old driver pays around $69 more each year for their Nissan Maxima car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in New York may pay $961 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Maxima car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima auto insurance rates with violations on their driving record.

Nissan Maxima Safety Ratings

Your Nissan Maxima car insurance rates are tied to the safety ratings of the Nissan Maxima. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Maxima Crash Test Ratings

Good Nissan Maxima crash test ratings can lower your Nissan Maxima auto insurance rates. See Nissan Maxima crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Nissan Maxima 4 DR FWD N/R N/R N/R 5 stars
2018 Nissan Maxima 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2017 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Later Release 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Early Release 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Maxima Safety Features

The safety features of the Nissan Maxima can impact your Nissan Maxima car insurance rates. The Nissan Maxima has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Maxima Finance and Insurance Cost

If you are financing a Nissan Maxima, most lenders will require your carry higher Nissan Maxima coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Maxima auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Nissan Maxima Insurance

You can save more money on your Nissan Maxima auto insurance rates by employing any of the following five strategies.

  • Buy a Dashcam for Your Nissan Maxima
  • Ask About Usage-Based Insurance for Your Nissan Maxima
  • Consider Ride Sharing Services to Lower Your Nissan Maxima Mileage
  • Ask About a Student Away from Home Discount
  • Buy Your Nissan Maxima with Cash, or Get a Shorter-Term Loan

Top Nissan Maxima Insurance Companies

The best auto insurance companies for Nissan Maxima car insurance rates will offer competitive rates, discounts, and account for the Nissan Maxima’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Maxima Insurance Quotes Online

You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.

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