Compare Cheap Nissan Versa Insurance Quotes

Average Nissan Versa insurance rates cost $114 per month ($1,372 per year). On average, comprehensive coverage costs $334, collision coverage costs $488, and liability coverage costs $387 for Nissan Versa insurance.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Nissan Versa insurance costs around $147 less per year than the average vehicle

There’s no need to stress about Nissan Versa insurance rates ruining your budget. Nissan Versa insurance costs around $147 less per year than the average vehicle. Learn what drivers can do to save on Nissan Versa insurance rates by reading our guide.

You can start comparing quotes for Nissan Versa car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Versa Insurance Cost

The average auto insurance rates for a Nissan Versa cost $1,372 a year or $114 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Nissan Versas Expensive to Insure?

The chart below details how Nissan Versa insurance rates compare to other sedans like the Chevrolet Cruze, Subaru Impreza, and Dodge Charger.

Vehicle Comprehensive Collision Liability Total
Nissan Versa $280 $562 $372 $1,372
Chevrolet Cruze $308 $594 $372 $1,432
Subaru Impreza $320 $542 $390 $1,410
Dodge Charger $376 $626 $466 $1,668
Chevrolet Malibu $322 $532 $372 $1,384
Subaru Legacy $370 $506 $338 $1,350
Chrysler 300 $332 $626 $398 $1,514
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Versa Insurance?

The Nissan Versa trim and model you choose will affect the total price you will pay for Nissan Versa insurance coverage.

Age of the Vehicle

Older Nissan Versa models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Nissan Versa $280 $562 $372 $1,372
2019 Nissan Versa $268 $542 $390 $1,358
2018 Nissan Versa $256 $536 $398 $1,348
2017 Nissan Versa $248 $524 $416 $1,346
2016 Nissan Versa $240 $502 $430 $1,330
2015 Nissan Versa $226 $484 $442 $1,310
2014 Nissan Versa $218 $450 $452 $1,278
2013 Nissan Versa $208 $424 $456 $1,246
2012 Nissan Versa $200 $380 $460 $1,198
2011 Nissan Versa $188 $350 $460 $1,156
2010 Nissan Versa $180 $328 $464 $1,130
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on Nissan Versa car insurance rates. For example, 20-year-old drivers pay $1,678 more for their Nissan Versa car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in New York may pay $837 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Nissan Versa auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Versa car insurance with violations on their driving record.

Nissan Versa Safety Ratings

Your Nissan Versa auto insurance rates are influenced by the Nissan Versa’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Versa Crash Test Ratings

Nissan Versa crash test ratings will affect your Nissan Versa car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Versa 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Nissan Versa Note SR 5 HB FWD N/R N/R N/R N/R
2019 Nissan Versa Note 5 HB FWD N/R N/R N/R 4 stars
2019 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2018 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2017 Nissan Versa 4 DR FWD N/R 4 stars N/R 4 stars
2016 Nissan Versa Note 5 HB FWD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Nissan Versa Safety Features

Having a variety of safety features on your Nissan Versa can help lower your insurance costs. The 2020 Nissan Versa’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning

Nissan Versa Insurance Loss Probability

The Nissan Versa’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Versa, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage 10%
Comprehensive -8%
Personal Injury 90%
Medical Payment 103%
Bodily Injury 38%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Versa Finance and Insurance Cost

If you are financing a Nissan Versa, most lenders will require your carry higher Nissan Versa coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Versa car insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Nissan Versa Insurance

Although it may seem like your Nissan Versa car insurance rates are set, there are a few measures that you can take to secure the best Nissan Versa car insurance rates possible. Take a look at the following five ways to save on Nissan Versa auto insurance.

  • Ask About Farm and Ranch Vehicle Discounts
  • Purchase a Roadside Assistance Program for Your Nissan Versa
  • Remove Young Drivers from Your Nissan Versa Insurance Plan
  • Buy a Nissan Versa with an Anti-Theft Device
  • Wait Six Years for Accidents to Disappear from Your Record

Top Nissan Versa Insurance Companies

Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Nissan Versa Insurance Quotes Online

Save on your Nissan Versa car insurance rates by taking advantage of our FREE comparison tool.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption