Buy Cheap Nissan Leaf Auto Insurance in 2023
The cost of Nissan Leaf car insurance rates are $1,534 a year, or around $128 a month on average. Mature drivers with good driving records may find rates as low as $902 a year.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,534 a year or $128 each month
- A liability-only policy costs around $615 a year or $51 each month
- Highest rates are for teenage drivers at around $5,607 a year or $467 each month
- Good drivers can save as much as $632 a year by earning policy discounts
- Nissan Leaf insurance costs around $15 more per year than the average vehicle
Nissan Leaf insurance rates don’t need to break the bank. Full coverage for a Nissan Leaf costs around $1,534 a year or $128 each month. Read our comprehensive guide to learn how to save on Nissan Leaf insurance rates.
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Leaf Insurance Cost
The average Nissan Leaf car insurance rates are $1,534 a year or $128 a month.
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Are Nissan Leafs Expensive to Insure?
The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Lexus GS 450h, and Ford Fusion Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Leaf Insurance?
The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.
Age of the Vehicle
Older Nissan Leaf models generally cost less to insure. For example, auto insurance rates for a 2017 Nissan Leaf are $1,534, while 2011 Nissan Leaf rates are $1,286, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Nissan Leaf | $320 | $640 | $416 | $1,534 |
| 2016 Nissan Leaf | $310 | $612 | $430 | $1,510 |
| 2015 Nissan Leaf | $292 | $592 | $442 | $1,484 |
| 2014 Nissan Leaf | $282 | $548 | $452 | $1,440 |
| 2013 Nissan Leaf | $270 | $516 | $456 | $1,400 |
| 2012 Nissan Leaf | $258 | $464 | $460 | $1,340 |
| 2011 Nissan Leaf | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant impact on Nissan Leaf auto insurance rates. For instance, a 30-year-old driver may pay $67 more each year for Nissan Leaf auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Houston may pay $1,131 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Leaf auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.
Nissan Leaf Safety Ratings
Your Nissan Leaf car insurance rates are tied to the safety ratings of the Nissan Leaf. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Crash Test Ratings
Poor Nissan Leaf crash test ratings could mean higher Nissan Leaf car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Nissan Leaf BEV 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Leaf BEV 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Leaf 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Leaf Safety Features
The more safety features you have on your Nissan Leaf, the more likely it is that you can earn a discount. The Nissan Leaf’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Intelligent Blind Spot Intervention Blind Spot
- Intelligent Forward Collision Warning with AEB
- Intelligent Lane Intervention (I-LI) Lane Keeping Assist
- Intelligent Lane Intervention (I-LI) Lane Departure Warning
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts
- RearView Monitor Back-Up Camera
Nissan Leaf Insurance Loss Probability
The Nissan Leaf’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Leaf, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -16% |
| Comprehensive | -55% |
| Personal Injury | -17% |
| Medical Payment | -36% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Finance and Insurance Cost
If you are financing a Nissan Leaf, most lenders will require your carry higher Nissan Leaf coverages including comprehensive coverage, so be sure to compare Nissan Leaf car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Nissan Leaf Insurance
There are many ways that you can save on Nissan Leaf car insurance. Below are five actions you can take to find cheap Nissan Leaf auto insurance rates.
- Use an Accurate Job Title When Requesting Nissan Leaf Auto Insurance
- Use a Service Like Turo to Rent Out Your Nissan Leaf
- Start Searching for New Nissan Leaf Car Insurance a Month Before Your Renewal
- Check Reviews and State Complaints Before You Choose an Insurer
- Spy on Your Teen Driver
Top Nissan Leaf Insurance Companies
Who is the top car insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Leaf Insurance Quotes Online
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
Can I find cheap auto insurance for a Nissan Leaf?
Yes, it is possible to find affordable auto insurance for a Nissan Leaf. Insurance rates are influenced by various factors such as your driving history, location, age, and the model of your vehicle. While the Nissan Leaf is an electric car known for its eco-friendliness, it doesn’t necessarily mean insurance rates will be significantly cheaper. However, due to the lower maintenance and repair costs associated with electric vehicles, it is possible to find competitive insurance rates.
What can I do to get cheaper insurance for my Nissan Leaf?
To get cheaper insurance for your Nissan Leaf, consider the following steps:
- Compare quotes: Obtain multiple insurance quotes from different providers to find the best rates available for your specific circumstances.
- Opt for higher deductibles: Choosing a higher deductible can lower your insurance premium. However, keep in mind that you’ll have to pay more out of pocket in the event of a claim.
- Maintain a clean driving record: Safe driving habits can lead to lower insurance premiums. Avoid speeding tickets, accidents, and other traffic violations.
- Look for discounts: Inquire about any discounts for which you may be eligible. These could include multi-car discounts, safe driver discounts, or discounts for having certain safety features installed in your Nissan Leaf.
- Consider bundling insurance policies: If you have other insurance policies, such as homeowners or renters insurance, consider bundling them with your auto insurance to potentially receive a discount.
- Install anti-theft devices: Adding anti-theft devices, such as alarms or tracking systems, can reduce the risk of theft and potentially lower your insurance premiums.
Are there any specific insurance considerations for electric vehicles like the Nissan Leaf?
Yes, electric vehicles like the Nissan Leaf may have specific insurance considerations:
- Battery coverage: Check if your insurance policy covers the battery of your Nissan Leaf, as battery replacement can be expensive.
- Specialized repair facilities: Electric vehicles often require specialized repair facilities and technicians. Ensure your insurance policy covers repairs at these facilities to maintain the warranty and integrity of your Nissan Leaf.
- Charging station coverage: If you have a dedicated charging station at your home or workplace, verify if your insurance policy provides coverage for any damages or liabilities related to it.
How can I find the best insurance provider for my Nissan Leaf?
Finding the best insurance provider for your Nissan Leaf involves a few steps:
- Research and compare: Look for reputable insurance companies that offer coverage for electric vehicles. Compare their rates, coverage options, and customer reviews.
- Check for specialized EV insurance: Some insurance companies offer specialized insurance policies tailored to electric vehicles. These policies may include unique coverage options and benefits specific to EV owners.
- Seek recommendations: Ask other Nissan Leaf owners or EV enthusiasts for their insurance recommendations. Their experiences can provide valuable insights.
- Contact insurance agents: Reach out to insurance agents or brokers who can guide you through the process and help you find the most suitable coverage for your Nissan Leaf.
Compare Quotes From Top Companies and Save
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.