Buy Cheap Shreveport, LA Auto Insurance

Shreveport, LA auto insurance rates average $443/mo or $5,312/yr. Several factors affect Shreveport, LA insurance car insurance rates, including traffic and crime rates in the city, your driving record, what you drive, where you live in the city, and even Shreveport, LA weather. You can purchase the cheapest Shreveport, LA auto insurance from USAA and State Farm.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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A Concise Overview

  • The cheapest coverage in Shreveport, LA, is sold through USAA and State Farm
  • Shreveport is the 235th most congested city in the U.S.
  • Average rates for car insurance in Shreveport are $443 per month or $5,312 per year

When you’re looking to buy Shreveport, LA auto insurance, you may find that rates are expensive. So how can you save when you’re looking for auto insurance coverages in Shreveport?

Saving on Shreveport, Louisana auto insurance is as easy as shopping around to compare rates and asking about discounts. Read this article to find more information on how to get the best coverage for your needs at an affordable rate in Shreveport, LA.

If you’re ready to find affordable Shreveport, LA auto insurance, take a minute to enter your ZIP code in our free tool to get started comparing Shreveport, LA auto insurance rates.

What is the cheapest auto insurance company in Shreveport, LA?

The cheapest auto insurance in Shreveport, LA can be purchased from USAA and State Farm.

We’ve listed the top auto insurance companies in Shreveport, LA from cheapest to most expensive:

  • USAA – $4,030.60
  • State Farm – $4,348.76
  • Allstate – $5,584.40
  • GEICO – $5,801.55
  • Progressive – $6,797.69

These rates can be used as a baseline while you’re shopping for coverage, but your specific rates will be based on several individual factors. These can include what and how you drive, where you live in Shreveport, how much coverage you buy, and even Shreveport, LA weather.

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What auto insurance coverage is required in Shreveport, LA?

Like most states in the country, Louisiana has minimum insurance coverage drivers must carry to drive legally.

In Louisiana, you’ll need to carry at least:

  • $14,000 per person and $30,000 per incident for bodily injury liability
  • $25,000 per incident for property damage

Louisiana is an at-fault state, meaning that whoever is at fault for an accident (or their insurance company) is legally responsible for the accident’s costs.

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What affects auto insurance rates in Shreveport, LA?

Traffic congestion and crime rates both affect auto insurance rates. So what does this mean in Shreveport? It’s one of the more populated cities in the state, which can mean more traffic (which results in more accidents and higher rates).

According to INRIX, Shreveport is the 235th most congested city in the country (compared to New Orleans, at the seventh most congested).

City-Data lists the average commute time in Shreveport as 17.9 minutes.

According to recent FBI data, Shreveport’s auto theft rates are about 429 cars stolen per 100,000 members of the population.

Shreveport, LA Auto Insurance: The Bottom Line

Shreveport (and Louisiana as a whole) has higher-than-average auto insurance rates, but you can save by comparing rates and asking about discounts.

Before you go, why not use your ZIP code in the free tool on this page to get free Shreveport, LA auto insurance quotes today.

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