Buy Cheap Ville Platte, LA Auto Insurance in 2023
Ville Platte, LA auto insurance rates average $501 a month. Minimum auto insurance requirements in Ville Platte, Louisiana are 15/30/25 to comply with Louisiana laws. To buy cheap auto insurance in Ville Platte, LA, compare Ville Platte auto insurance quotes from top companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Ville Platte, LA for teens drivers are $11,756/year
- The most expensive auto insurance company in Ville Platte after a DUI is Progressive
- The most expensive auto insurance company in Ville Platte is Progressive
Finding affordable Ville Platte, Louisiana auto insurance can be challenging, but everything you need to know to buy cheap Ville Platte, LA auto insurance with confidence is right here. Auto insurance rates in Ville Platte are affected by local factors as well as personal ones like your driving record.
See how Ville Platte, LA car insurance rates compare to Shreveport auto insurance rates, New Orleans auto insurance rates, and Bossier City auto insurance rates before you read more about the cost of auto insurance in Ville Platte.
Don’t buy Ville Platte, LA auto insurance until you’ve compared rates. Get free Ville Platte, Louisiana auto insurance quotes when you enter your ZIP code above.
Ville Platte, LA Minimum Auto Insurance Requirements
The required auto insurance in Ville Platte, LA is 15/30/25 according to the auto insurance laws in Louisiana. The minimum auto insurance in Ville Platte, Louisiana is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Ville Platte, LA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Ville Platte, LA. Take a look at Ville Platte, Louisiana auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,144 | $4,910 | $4,265 |
| Geico | $7,030 | $6,101 | $4,599 |
| Progressive | $10,616 | $9,123 | $8,489 |
| State Farm | $6,715 | $4,326 | $3,496 |
| USAA | $6,110 | $3,917 | $3,275 |
Buy Cheap Ville Platte, LA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Ville Platte, Louisiana auto insurance rates? Find out how car insurance rates in Ville Platte, LA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,821 | $3,821 | $3,945 | $3,945 | $8,459 | $10,707 | $4,230 | $4,589 |
| Geico | $3,309 | $3,814 | $3,996 | $4,897 | $12,215 | $12,813 | $3,182 | $3,053 |
| Progressive | $5,247 | $4,860 | $4,389 | $4,801 | $20,928 | $23,200 | $5,918 | $5,931 |
| State Farm | $2,995 | $2,995 | $2,761 | $2,761 | $8,947 | $11,211 | $3,343 | $3,752 |
| USAA | $2,706 | $2,660 | $2,650 | $2,623 | $8,233 | $9,636 | $3,324 | $3,640 |
Buy Cheap Ville Platte, LA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Ville Platte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ville Platte, LA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,459 | $10,707 |
| Geico | $12,215 | $12,813 |
| Progressive | $20,928 | $23,200 |
| State Farm | $8,947 | $11,211 |
| USAA | $8,233 | $9,636 |
Buy Cheap Ville Platte, LA Auto Insurance for Seniors
You can save on senior auto insurance rates in Ville Platte, Louisiana by comparing Ville Platte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ville Platte, LA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,945 | $3,945 |
| Geico | $3,996 | $4,897 |
| Progressive | $4,389 | $4,801 |
| State Farm | $2,761 | $2,761 |
| USAA | $2,650 | $2,623 |
Find Cheap Auto Insurance Rates in Ville Platte, LA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Ville Platte, Louisiana auto insurance. Compare Ville Platte, LA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,769 | $5,532 | $6,018 |
| Geico | $4,804 | $5,932 | $6,994 |
| Progressive | $7,451 | $9,310 | $11,467 |
| State Farm | $4,170 | $4,833 | $5,534 |
| USAA | $3,824 | $4,504 | $4,974 |
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Find Cheap Ville Platte, LA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Ville Platte. Compare auto insurance rates in Ville Platte, LA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,440 | $5,440 |
| Geico | $5,794 | $6,025 |
| Progressive | $9,409 | $9,409 |
| State Farm | $4,721 | $4,970 |
| USAA | $4,297 | $4,571 |
Find Cheap Ville Platte, LA Auto Insurance Rates by Driving Record
Auto insurance rates in Ville Platte, Louisiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ville Platte, LA, take a look at the average cost for various violations versus rates for a clean driving record in Ville Platte.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,311 | $6,558 | $5,838 | $5,053 |
| Geico | $4,010 | $6,483 | $8,001 | $5,145 |
| Progressive | $7,826 | $10,536 | $10,114 | $9,161 |
| State Farm | $4,435 | $5,257 | $4,846 | $4,846 |
| USAA | $3,379 | $4,707 | $5,613 | $4,038 |
Find Cheap Ville Platte, LA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Ville Platte, Louisiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Ville Platte for less when you shop around and compare rates from multiple Ville Platte, LA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,838 |
| Geico | $8,001 |
| Progressive | $10,114 |
| State Farm | $4,846 |
| USAA | $5,613 |
Winners by Category: Where to Buy Cheap Auto Insurance in Ville Platte, LA
Compare rates from the cheapest auto insurance companies in Ville Platte, LA for your needs. Take a look at how Ville Platte, Louisiana auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Ville Platte, Louisiana Auto Insurance Companies
If you’re looking for the cheapest Ville Platte, LA auto insurance companies overall, you can compare them here. Find the best price for Ville Platte, Louisiana car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,440 |
| Geico | $5,910 |
| Progressive | $9,409 |
| State Farm | $4,846 |
| USAA | $4,434 |
What affects Ville Platte, Louisiana auto insurance rates?
Local factors affect auto insurance rates in Ville Platte, LA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ville Platte auto insurance rates.
Auto Theft in Ville Platte
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ville Platte, LA auto theft show a total of 18 vehicle thefts annually.
Commute Times in Ville Platte
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ville Platte, LA is 23.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Ville Platte, LA
You can buy cheap Ville Platte, LA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ville Platte, Louisiana auto insurance quotes from top companies.
Frequently Asked Questions
Can I find cheap auto insurance specifically for Ville Platte, LA?
Yes, it is possible to find affordable auto insurance specifically tailored for Ville Platte, LA. Insurance rates can vary based on factors such as your driving record, the model year of your vehicle, your location, and the coverage options you choose. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective auto insurance for your needs in Ville Platte, LA.
What factors can affect the cost of auto insurance in Ville Platte, LA?
Several factors can influence the cost of auto insurance in Ville Platte, LA, including:
- Driving record: A clean driving record with no accidents or traffic violations generally leads to lower insurance premiums.
- Vehicle model year: The model year of your vehicle can impact your insurance rates. Newer models may have higher replacement costs, which can result in higher premiums.
- Coverage options: The type and level of coverage you choose will affect your insurance costs. Options such as collision coverage, comprehensive coverage, and liability coverage can impact your premiums.
- Location: Your specific location in Ville Platte, LA can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
Are there any discounts available to help reduce the cost of auto insurance in Ville Platte, LA?
Yes, there are several discounts that may be available to help lower the cost of auto insurance in Ville Platte, LA:
- Multi-vehicle discount: If you insure multiple vehicles with the same provider, you may be eligible for a discount.
- Bundling discount: If you have multiple insurance policies, such as home and auto insurance, with the same provider, you may qualify for a discount.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Loyalty discount: If you have been with the same insurance provider for an extended period, they may offer a loyalty discount.
How can I find cheap auto insurance in Ville Platte, LA?
To find cheap auto insurance in Ville Platte, LA, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to compare quotes from different insurance companies quickly and easily.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Consider higher deductibles: Opting for higher deductibles can lower your premiums, but be sure you can comfortably afford the deductible amount if you need to make a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any specific considerations for insuring a vehicle in Ville Platte, LA?
When insuring a vehicle in Ville Platte, LA, it’s important to consider factors such as your specific location, driving habits, and the value of your vehicle. Additionally, ensure that you meet the minimum insurance requirements set by the state of Louisiana. These requirements may include liability coverage for bodily injury and property damage. It’s recommended to consult with insurance professionals or obtain personalized quotes to get accurate information regarding your specific situation and coverage needs for insuring your vehicle in Ville Platte, LA.
Are there any specific coverage options I should consider for auto insurance in Ville Platte, LA?
While the specific coverage options for your auto insurance in Ville Platte, LA may vary based on your needs, some common coverage options to consider include:
- Liability coverage: This coverage is typically required by law and helps cover the costs if you cause an accident that results in injury or property damage to others.
- Collision coverage: This coverage helps pay for repairs or replacement of your vehicle if it is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle against damage from non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This coverage helps protect you if you are involved in an accident with a driver who has insufficient or no insurance coverage.
- Medical payments coverage: This coverage can help pay for medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.