Buy Cheap Oshkosh, WI Auto Insurance (2022)

Oshkosh, WI auto insurance rates average $217 a month. Minimum auto insurance requirements in Oshkosh, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Oshkosh, WI, compare Oshkosh auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 14, 2022

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A Concise Overview

  • Average auto insurance rates in Oshkosh, WI after a DUI are $2,891/year
  • The most expensive auto insurance company in Oshkosh is Nationwide
  • Average auto insurance rates in Oshkosh, WI for teens drivers are $5,085/year

Finding affordable Oshkosh, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Oshkosh, WI auto insurance with confidence is right here. Auto insurance rates in Oshkosh are affected by local factors as well as personal ones like your driving record.

See how Oshkosh, WI car insurance rates compare to Appleton auto insurance rates, La Crosse auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Oshkosh.

Don’t buy Oshkosh, WI auto insurance until you’ve compared rates. Get free Oshkosh, Wisconsin auto insurance quotes when you enter your ZIP code above.

Oshkosh, WI Minimum Auto Insurance Requirements

The required auto insurance in Oshkosh, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Oshkosh, Wisconsin is outlined here.

Minimum Required Auto Insurance Coverage in Oshkosh, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Oshkosh, WI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oshkosh, WI. Take a look at Oshkosh, Wisconsin auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oshkosh, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,955 $3,406 $2,966
American Family $1,845 $1,210 $1,068
Farmers $3,811 $3,230 $3,087
GEICO $2,106 $1,509 $1,216
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $4,865 $4,060 $4,060
Progressive $2,931 $2,516 $2,348
State Farm $3,060 $1,757 $1,338
USAA $2,620 $1,409 $1,133

Buy Cheap Oshkosh, WI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oshkosh, Wisconsin auto insurance rates? Find out how car insurance rates in Oshkosh, WI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oshkosh, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,262 $2,016 $2,226 $7,443 $9,600 $2,164 $2,335
American Family $843 $876 $813 $816 $2,669 $2,919 $998 $1,058
Farmers $1,683 $1,681 $1,488 $1,582 $8,189 $8,480 $1,911 $1,994
GEICO $960 $1,074 $1,031 $1,217 $3,292 $3,533 $885 $895
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $2,917 $3,061 $2,442 $2,565 $6,243 $9,641 $3,573 $4,181
Progressive $1,418 $1,332 $1,166 $1,223 $5,708 $6,411 $1,696 $1,834
State Farm $1,253 $1,253 $1,131 $1,131 $3,809 $4,792 $1,418 $1,627
USAA $1,135 $1,127 $1,041 $1,049 $2,959 $3,402 $1,461 $1,592

Buy Cheap Oshkosh, WI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oshkosh can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oshkosh, WI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oshkosh, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,443 $9,600
American Family $2,669 $2,919
Farmers $8,189 $8,480
GEICO $3,292 $3,533
Liberty Mutual $5,452 $6,122
Nationwide $6,243 $9,641
Progressive $5,708 $6,411
State Farm $3,809 $4,792
USAA $2,959 $3,402

Buy Cheap Oshkosh, WI Auto Insurance for Seniors

You can save on senior auto insurance rates in Oshkosh, Wisconsin by comparing Oshkosh senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oshkosh, WI here.

Annual Auto Insurance Rates for Senior Drivers in Oshkosh, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,016 $2,226
American Family $813 $816
Farmers $1,488 $1,582
GEICO $1,031 $1,217
Liberty Mutual $1,293 $1,472
Nationwide $2,442 $2,565
Progressive $1,166 $1,223
State Farm $1,131 $1,131
USAA $1,041 $1,049

Find Cheap Auto Insurance Rates in Oshkosh, WI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oshkosh, Wisconsin auto insurance. Compare Oshkosh, WI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oshkosh, Wisconsin

Insurance Company Low Medium High
Allstate $3,567 $3,764 $3,996
American Family $1,350 $1,387 $1,385
Farmers $3,092 $3,348 $3,688
GEICO $1,463 $1,610 $1,759
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $4,169 $4,327 $4,487
Progressive $2,403 $2,626 $2,766
State Farm $1,918 $2,060 $2,177
USAA $1,643 $1,722 $1,797

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Find Cheap Oshkosh, WI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oshkosh. Compare auto insurance rates in Oshkosh, WI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oshkosh, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,685 $3,866
American Family $1,351 $1,397
Farmers $3,376 $3,376
GEICO $1,581 $1,641
Liberty Mutual $2,652 $2,652
Nationwide $4,328 $4,328
Progressive $2,598 $2,598
State Farm $2,000 $2,103
USAA $1,699 $1,743

Find Cheap Oshkosh, WI Auto Insurance Rates by ZIP Code

Auto insurance rates in Oshkosh, Wisconsin can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Oshkosh, WI to see how much where you live in Oshkosh affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Oshkosh, Wisconsin

ZIP Code Average Annual Rates
54901 $2,566
54902 $2,555
54904 $2,541

Find Cheap Oshkosh, WI Auto Insurance Rates by Driving Record

Auto insurance rates in Oshkosh, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oshkosh, WI, take a look at the average cost for various violations versus rates for a clean driving record in Oshkosh.

Annual Oshkosh, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,064 $4,237 $3,979 $3,823
American Family $1,316 $1,394 $1,394 $1,394
Farmers $2,939 $3,721 $3,520 $3,323
GEICO $1,102 $1,803 $2,127 $1,411
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $3,660 $4,233 $5,186 $4,233
Progressive $2,374 $2,897 $2,471 $2,652
State Farm $1,872 $2,232 $2,052 $2,052
USAA $1,346 $1,702 $2,298 $1,537

Find Cheap Oshkosh, WI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oshkosh, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Oshkosh for less when you shop around and compare rates from multiple Oshkosh, WI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oshkosh, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,979
American Family $1,394
Farmers $3,520
GEICO $2,127
Liberty Mutual $2,989
Nationwide $5,186
Progressive $2,471
State Farm $2,052
USAA $2,298

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Winners by Category: Where to Buy Cheap Auto Insurance in Oshkosh, WI

Compare rates from the cheapest auto insurance companies in Oshkosh, WI for your needs. Take a look at how Oshkosh, Wisconsin auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oshkosh, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Find Cheap Oshkosh, Wisconsin Auto Insurance Companies

If you’re looking for the cheapest Oshkosh, WI auto insurance companies overall, you can compare them here. Find the best price for Oshkosh, Wisconsin car insurance by company.

Average Annual Auto Insurance Rates by Company in Oshkosh, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,776
American Family $1,374
Farmers $3,376
GEICO $1,611
Liberty Mutual $2,652
Nationwide $4,328
Progressive $2,598
State Farm $2,052
USAA $1,721

What affects Oshkosh, Wisconsin auto insurance rates?

Local factors affect auto insurance rates in Oshkosh, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Oshkosh auto insurance rates.

Auto Theft in Oshkosh

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oshkosh, WI auto theft show a total of 68 vehicle thefts annually.

Commute Times in Oshkosh

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oshkosh, WI is 17.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Oshkosh, WI

You can buy cheap Oshkosh, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oshkosh, Wisconsin auto insurance quotes from top companies.

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