Buy Cheap Janesville, WI Auto Insurance in 2023
Janesville, WI auto insurance rates average $227 a month. Minimum auto insurance requirements in Janesville, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Janesville, WI, compare Janesville auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Janesville after a DUI is Nationwide
- The most expensive auto insurance company in Janesville is Nationwide
- Average auto insurance rates in Janesville, WI for teens drivers are $5,323/year
Finding affordable Janesville, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Janesville, WI auto insurance with confidence is right here. Auto insurance rates in Janesville are affected by local factors as well as personal ones like your driving record.
See how Janesville, WI car insurance rates compare to Madison auto insurance rates, Kenosha auto insurance rates, and Oshkosh auto insurance rates before you read more about the cost of auto insurance in Janesville.
Don’t buy Janesville, WI auto insurance until you’ve compared rates. Get free Janesville, Wisconsin auto insurance quotes when you enter your ZIP code above.
Janesville, WI Minimum Auto Insurance Requirements
The required auto insurance in Janesville, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Janesville, Wisconsin is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Janesville, WI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Janesville, WI. Take a look at Janesville, Wisconsin auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,827 | $3,326 | $2,887 |
| American Family | $1,967 | $1,294 | $1,142 |
| Farmers | $4,122 | $3,499 | $3,345 |
| Geico | $2,503 | $1,788 | $1,438 |
| Liberty Mutual | $3,520 | $2,141 | $1,684 |
| Nationwide | $5,260 | $4,389 | $4,389 |
| Progressive | $3,135 | $2,693 | $2,515 |
| State Farm | $3,018 | $1,733 | $1,319 |
| USAA | $2,922 | $1,553 | $1,243 |
Buy Cheap Janesville, WI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Janesville, Wisconsin auto insurance rates? Find out how car insurance rates in Janesville, WI are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,141 | $2,248 | $1,988 | $2,190 | $7,178 | $9,181 | $2,164 | $2,349 |
| American Family | $887 | $923 | $857 | $858 | $2,880 | $3,154 | $1,059 | $1,125 |
| Farmers | $1,820 | $1,817 | $1,609 | $1,710 | $8,871 | $9,189 | $2,069 | $2,158 |
| Geico | $1,133 | $1,269 | $1,206 | $1,415 | $3,920 | $4,223 | $1,045 | $1,066 |
| Liberty Mutual | $1,440 | $1,566 | $1,164 | $1,318 | $5,151 | $5,770 | $1,528 | $1,649 |
| Nationwide | $3,167 | $3,318 | $2,642 | $2,774 | $6,740 | $10,393 | $3,871 | $4,534 |
| Progressive | $1,509 | $1,416 | $1,240 | $1,301 | $6,128 | $6,882 | $1,808 | $1,963 |
| State Farm | $1,229 | $1,229 | $1,111 | $1,111 | $3,773 | $4,740 | $1,392 | $1,602 |
| USAA | $1,258 | $1,250 | $1,146 | $1,158 | $3,263 | $3,770 | $1,625 | $1,775 |
Buy Cheap Janesville, WI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Janesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Janesville, WI are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,178 | $9,181 |
| American Family | $2,880 | $3,154 |
| Farmers | $8,871 | $9,189 |
| Geico | $3,920 | $4,223 |
| Liberty Mutual | $5,151 | $5,770 |
| Nationwide | $6,740 | $10,393 |
| Progressive | $6,128 | $6,882 |
| State Farm | $3,773 | $4,740 |
| USAA | $3,263 | $3,770 |
Buy Cheap Janesville, WI Auto Insurance for Seniors
You can save on senior auto insurance rates in Janesville, Wisconsin by comparing Janesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Janesville, WI here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,988 | $2,190 |
| American Family | $857 | $858 |
| Farmers | $1,609 | $1,710 |
| Geico | $1,206 | $1,415 |
| Liberty Mutual | $1,164 | $1,318 |
| Nationwide | $2,642 | $2,774 |
| Progressive | $1,240 | $1,301 |
| State Farm | $1,111 | $1,111 |
| USAA | $1,146 | $1,158 |
Find Cheap Auto Insurance Rates in Janesville, WI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Janesville, Wisconsin auto insurance. Compare Janesville, WI auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,519 | $3,671 | $3,850 |
| American Family | $1,443 | $1,482 | $1,478 |
| Farmers | $3,350 | $3,628 | $3,988 |
| Geico | $1,755 | $1,910 | $2,064 |
| Liberty Mutual | $2,229 | $2,476 | $2,641 |
| Nationwide | $4,522 | $4,681 | $4,836 |
| Progressive | $2,583 | $2,809 | $2,951 |
| State Farm | $1,892 | $2,031 | $2,146 |
| USAA | $1,831 | $1,907 | $1,978 |
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Find Cheap Janesville, WI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Janesville. Compare auto insurance rates in Janesville, WI by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,591 | $3,768 |
| American Family | $1,443 | $1,493 |
| Farmers | $3,655 | $3,655 |
| Geico | $1,874 | $1,945 |
| Liberty Mutual | $2,449 | $2,449 |
| Nationwide | $4,680 | $4,680 |
| Progressive | $2,781 | $2,781 |
| State Farm | $1,973 | $2,074 |
| USAA | $1,881 | $1,930 |
Find Cheap Janesville, WI Auto Insurance Rates by ZIP Code
Auto insurance rates in Janesville, Wisconsin can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Janesville, WI to see how much where you live in Janesville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 53545 | $2,673 |
| 53546 | $2,676 |
| 53548 | $2,688 |
Find Cheap Janesville, WI Auto Insurance Rates by Driving Record
Auto insurance rates in Janesville, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Janesville, WI, take a look at the average cost for various violations versus rates for a clean driving record in Janesville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,986 | $4,127 | $3,872 | $3,734 |
| American Family | $1,405 | $1,489 | $1,489 | $1,489 |
| Farmers | $3,182 | $4,030 | $3,812 | $3,597 |
| Geico | $1,304 | $2,142 | $2,516 | $1,677 |
| Liberty Mutual | $1,865 | $2,674 | $2,759 | $2,497 |
| Nationwide | $3,957 | $4,577 | $5,608 | $4,577 |
| Progressive | $2,539 | $3,103 | $2,643 | $2,838 |
| State Farm | $1,844 | $2,203 | $2,023 | $2,023 |
| USAA | $1,491 | $1,884 | $2,547 | $1,701 |
Find Cheap Janesville, WI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Janesville, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Janesville for less when you shop around and compare rates from multiple Janesville, WI auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,872 |
| American Family | $1,489 |
| Farmers | $3,812 |
| Geico | $2,516 |
| Liberty Mutual | $2,759 |
| Nationwide | $5,608 |
| Progressive | $2,643 |
| State Farm | $2,023 |
| USAA | $2,547 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Janesville, WI
Compare rates from the cheapest auto insurance companies in Janesville, WI for your needs. Take a look at how Janesville, Wisconsin auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
Find Cheap Janesville, Wisconsin Auto Insurance Companies
If you’re looking for the cheapest Janesville, WI auto insurance companies overall, you can compare them here. Find the best price for Janesville, Wisconsin car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,680 |
| American Family | $1,468 |
| Farmers | $3,655 |
| Geico | $1,910 |
| Liberty Mutual | $2,449 |
| Nationwide | $4,680 |
| Progressive | $2,781 |
| State Farm | $2,023 |
| USAA | $1,906 |
What affects Janesville, Wisconsin auto insurance rates?
Local factors affect auto insurance rates in Janesville, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Janesville auto insurance rates.
Auto Theft in Janesville
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Janesville, WI auto theft show a total of 64 vehicle thefts annually.
Commute Times in Janesville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Janesville, WI is 21.2 minutes according to City-Data.
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Compare Auto Insurance Quotes in Janesville, WI
You can buy cheap Janesville, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Janesville, Wisconsin auto insurance quotes from top companies.
Frequently Asked Questions
How can I buy cheap Jaguar F-TYPE auto insurance in 2023?
To buy cheap Jaguar F-TYPE auto insurance in 2023, consider the following tips:
- Shop around: Obtain quotes from multiple insurance companies to compare rates and coverage options.
- Maintain a good driving record: Avoid traffic violations and accidents to qualify for lower insurance premiums.
- Opt for higher deductibles: Choosing a higher deductible can lower your insurance premium but remember that you’ll have to pay more out of pocket in the event of a claim.
- Bundle your policies: If you have other insurance policies, such as homeowners or renters insurance, consider bundling them with your auto insurance to receive a discounted rate.
- Inquire about discounts: Ask insurance providers about any available discounts, such as safe driver discounts or discounts for installing anti-theft devices in your vehicle.
- Consider usage-based insurance: Some insurance companies offer usage-based insurance programs where premiums are based on your actual driving habits. If you’re a safe driver, this could result in lower rates.
Are there any specific factors that affect the cost of Jaguar F-TYPE auto insurance?
Yes, several factors can influence the cost of Jaguar F-TYPE auto insurance, including your driving record, age, location, credit score, the value of the vehicle, and the level of coverage you choose. Additionally, insurance companies may consider the safety features, theft rates, and repair costs associated with the Jaguar F-TYPE when determining the insurance premium.
Is it more expensive to insure a Jaguar F-TYPE compared to other car models?
Generally, luxury and sports car models like the Jaguar F-TYPE tend to have higher insurance premiums compared to more affordable and practical vehicles. Luxury cars often have higher repair costs, are more susceptible to theft, and can be more expensive to replace parts for, which contributes to the higher insurance rates.
Are there any specialized insurance options or discounts available specifically for Jaguar F-TYPE owners?
Some insurance companies may offer specialized insurance options or discounts for Jaguar F-TYPE owners. These options could include policies tailored to luxury vehicles or specific coverage for high-performance cars. Additionally, some insurers may offer discounts for features like advanced safety systems or anti-theft devices that are commonly found in Jaguar F-TYPE models. It’s advisable to contact insurance providers directly and inquire about any available discounts or specialized coverage options for your Jaguar F-TYPE.
How can I ensure that my Jaguar F-TYPE auto insurance provides sufficient coverage?
To ensure that your Jaguar F-TYPE auto insurance provides adequate coverage, consider the following steps:
- Evaluate your needs: Assess the level of coverage you require based on factors such as the value of your vehicle, your driving habits, and your financial situation.
- Research coverage options: Understand the different types of coverage available, including liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Review policy limits: Determine appropriate limits for each type of coverage based on your assets and potential risks.
- Consider additional coverage: If you have specific concerns, such as car theft or damage caused by natural disasters, explore additional coverage options that can provide added protection.
- Consult with an insurance agent: Seek advice from an insurance professional who can guide you through the process and help you select the right coverage for your Jaguar F-TYPE.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.