Buy Cheap Janesville, WI Auto Insurance in 2023
Janesville, WI auto insurance rates average $227 a month. Minimum auto insurance requirements in Janesville, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Janesville, WI, compare Janesville auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Janesville after a DUI is Nationwide
- The most expensive auto insurance company in Janesville is Nationwide
- Average auto insurance rates in Janesville, WI for teens drivers are $5,323/year
Finding affordable Janesville, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Janesville, WI auto insurance with confidence is right here. Auto insurance rates in Janesville are affected by local factors as well as personal ones like your driving record.
See how Janesville, WI car insurance rates compare to Madison auto insurance rates, Kenosha auto insurance rates, and Oshkosh auto insurance rates before you read more about the cost of auto insurance in Janesville.
Don’t buy Janesville, WI auto insurance until you’ve compared rates. Get free Janesville, Wisconsin auto insurance quotes when you enter your ZIP code above.
Janesville, WI Minimum Auto Insurance Requirements
The required auto insurance in Janesville, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Janesville, Wisconsin is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Janesville, WI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Janesville, WI. Take a look at Janesville, Wisconsin auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,827 | $3,326 | $2,887 |
| American Family | $1,967 | $1,294 | $1,142 |
| Farmers | $4,122 | $3,499 | $3,345 |
| Geico | $2,503 | $1,788 | $1,438 |
| Liberty Mutual | $3,520 | $2,141 | $1,684 |
| Nationwide | $5,260 | $4,389 | $4,389 |
| Progressive | $3,135 | $2,693 | $2,515 |
| State Farm | $3,018 | $1,733 | $1,319 |
| USAA | $2,922 | $1,553 | $1,243 |
Buy Cheap Janesville, WI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Janesville, Wisconsin auto insurance rates? Find out how car insurance rates in Janesville, WI are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,141 | $2,248 | $1,988 | $2,190 | $7,178 | $9,181 | $2,164 | $2,349 |
| American Family | $887 | $923 | $857 | $858 | $2,880 | $3,154 | $1,059 | $1,125 |
| Farmers | $1,820 | $1,817 | $1,609 | $1,710 | $8,871 | $9,189 | $2,069 | $2,158 |
| Geico | $1,133 | $1,269 | $1,206 | $1,415 | $3,920 | $4,223 | $1,045 | $1,066 |
| Liberty Mutual | $1,440 | $1,566 | $1,164 | $1,318 | $5,151 | $5,770 | $1,528 | $1,649 |
| Nationwide | $3,167 | $3,318 | $2,642 | $2,774 | $6,740 | $10,393 | $3,871 | $4,534 |
| Progressive | $1,509 | $1,416 | $1,240 | $1,301 | $6,128 | $6,882 | $1,808 | $1,963 |
| State Farm | $1,229 | $1,229 | $1,111 | $1,111 | $3,773 | $4,740 | $1,392 | $1,602 |
| USAA | $1,258 | $1,250 | $1,146 | $1,158 | $3,263 | $3,770 | $1,625 | $1,775 |
Buy Cheap Janesville, WI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Janesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Janesville, WI are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,178 | $9,181 |
| American Family | $2,880 | $3,154 |
| Farmers | $8,871 | $9,189 |
| Geico | $3,920 | $4,223 |
| Liberty Mutual | $5,151 | $5,770 |
| Nationwide | $6,740 | $10,393 |
| Progressive | $6,128 | $6,882 |
| State Farm | $3,773 | $4,740 |
| USAA | $3,263 | $3,770 |
Buy Cheap Janesville, WI Auto Insurance for Seniors
You can save on senior auto insurance rates in Janesville, Wisconsin by comparing Janesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Janesville, WI here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,988 | $2,190 |
| American Family | $857 | $858 |
| Farmers | $1,609 | $1,710 |
| Geico | $1,206 | $1,415 |
| Liberty Mutual | $1,164 | $1,318 |
| Nationwide | $2,642 | $2,774 |
| Progressive | $1,240 | $1,301 |
| State Farm | $1,111 | $1,111 |
| USAA | $1,146 | $1,158 |
Find Cheap Auto Insurance Rates in Janesville, WI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Janesville, Wisconsin auto insurance. Compare Janesville, WI auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,519 | $3,671 | $3,850 |
| American Family | $1,443 | $1,482 | $1,478 |
| Farmers | $3,350 | $3,628 | $3,988 |
| Geico | $1,755 | $1,910 | $2,064 |
| Liberty Mutual | $2,229 | $2,476 | $2,641 |
| Nationwide | $4,522 | $4,681 | $4,836 |
| Progressive | $2,583 | $2,809 | $2,951 |
| State Farm | $1,892 | $2,031 | $2,146 |
| USAA | $1,831 | $1,907 | $1,978 |
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Find Cheap Janesville, WI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Janesville. Compare auto insurance rates in Janesville, WI by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,591 | $3,768 |
| American Family | $1,443 | $1,493 |
| Farmers | $3,655 | $3,655 |
| Geico | $1,874 | $1,945 |
| Liberty Mutual | $2,449 | $2,449 |
| Nationwide | $4,680 | $4,680 |
| Progressive | $2,781 | $2,781 |
| State Farm | $1,973 | $2,074 |
| USAA | $1,881 | $1,930 |
Find Cheap Janesville, WI Auto Insurance Rates by ZIP Code
Auto insurance rates in Janesville, Wisconsin can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Janesville, WI to see how much where you live in Janesville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 53545 | $2,673 |
| 53546 | $2,676 |
| 53548 | $2,688 |
Find Cheap Janesville, WI Auto Insurance Rates by Driving Record
Auto insurance rates in Janesville, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Janesville, WI, take a look at the average cost for various violations versus rates for a clean driving record in Janesville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,986 | $4,127 | $3,872 | $3,734 |
| American Family | $1,405 | $1,489 | $1,489 | $1,489 |
| Farmers | $3,182 | $4,030 | $3,812 | $3,597 |
| Geico | $1,304 | $2,142 | $2,516 | $1,677 |
| Liberty Mutual | $1,865 | $2,674 | $2,759 | $2,497 |
| Nationwide | $3,957 | $4,577 | $5,608 | $4,577 |
| Progressive | $2,539 | $3,103 | $2,643 | $2,838 |
| State Farm | $1,844 | $2,203 | $2,023 | $2,023 |
| USAA | $1,491 | $1,884 | $2,547 | $1,701 |
Find Cheap Janesville, WI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Janesville, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Janesville for less when you shop around and compare rates from multiple Janesville, WI auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,872 |
| American Family | $1,489 |
| Farmers | $3,812 |
| Geico | $2,516 |
| Liberty Mutual | $2,759 |
| Nationwide | $5,608 |
| Progressive | $2,643 |
| State Farm | $2,023 |
| USAA | $2,547 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Janesville, WI
Compare rates from the cheapest auto insurance companies in Janesville, WI for your needs. Take a look at how Janesville, Wisconsin auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
Find Cheap Janesville, Wisconsin Auto Insurance Companies
If you’re looking for the cheapest Janesville, WI auto insurance companies overall, you can compare them here. Find the best price for Janesville, Wisconsin car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,680 |
| American Family | $1,468 |
| Farmers | $3,655 |
| Geico | $1,910 |
| Liberty Mutual | $2,449 |
| Nationwide | $4,680 |
| Progressive | $2,781 |
| State Farm | $2,023 |
| USAA | $1,906 |
What affects Janesville, Wisconsin auto insurance rates?
Local factors affect auto insurance rates in Janesville, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Janesville auto insurance rates.
Auto Theft in Janesville
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Janesville, WI auto theft show a total of 64 vehicle thefts annually.
Commute Times in Janesville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Janesville, WI is 21.2 minutes according to City-Data.
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Compare Auto Insurance Quotes in Janesville, WI
You can buy cheap Janesville, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Janesville, Wisconsin auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.