Buy Cheap Janesville, WI Auto Insurance (2022)

Janesville, WI auto insurance rates average $227 a month. Minimum auto insurance requirements in Janesville, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Janesville, WI, compare Janesville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Janesville after a DUI is Nationwide
  • The most expensive auto insurance company in Janesville is Nationwide
  • Average auto insurance rates in Janesville, WI for teens drivers are $5,323/year

Finding affordable Janesville, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Janesville, WI auto insurance with confidence is right here. Auto insurance rates in Janesville are affected by local factors as well as personal ones like your driving record.

See how Janesville, WI car insurance rates compare to Madison auto insurance rates, Kenosha auto insurance rates, and Oshkosh auto insurance rates before you read more about the cost of auto insurance in Janesville.

Don’t buy Janesville, WI auto insurance until you’ve compared rates. Get free Janesville, Wisconsin auto insurance quotes when you enter your ZIP code above.

Janesville, WI Minimum Auto Insurance Requirements

The required auto insurance in Janesville, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Janesville, Wisconsin is outlined here.

Minimum Required Auto Insurance Coverage in Janesville, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Janesville, WI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Janesville, WI. Take a look at Janesville, Wisconsin auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Janesville, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,827 $3,326 $2,887
American Family $1,967 $1,294 $1,142
Farmers $4,122 $3,499 $3,345
GEICO $2,503 $1,788 $1,438
Liberty Mutual $3,520 $2,141 $1,684
Nationwide $5,260 $4,389 $4,389
Progressive $3,135 $2,693 $2,515
State Farm $3,018 $1,733 $1,319
USAA $2,922 $1,553 $1,243

Buy Cheap Janesville, WI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Janesville, Wisconsin auto insurance rates? Find out how car insurance rates in Janesville, WI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Janesville, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,248 $1,988 $2,190 $7,178 $9,181 $2,164 $2,349
American Family $887 $923 $857 $858 $2,880 $3,154 $1,059 $1,125
Farmers $1,820 $1,817 $1,609 $1,710 $8,871 $9,189 $2,069 $2,158
GEICO $1,133 $1,269 $1,206 $1,415 $3,920 $4,223 $1,045 $1,066
Liberty Mutual $1,440 $1,566 $1,164 $1,318 $5,151 $5,770 $1,528 $1,649
Nationwide $3,167 $3,318 $2,642 $2,774 $6,740 $10,393 $3,871 $4,534
Progressive $1,509 $1,416 $1,240 $1,301 $6,128 $6,882 $1,808 $1,963
State Farm $1,229 $1,229 $1,111 $1,111 $3,773 $4,740 $1,392 $1,602
USAA $1,258 $1,250 $1,146 $1,158 $3,263 $3,770 $1,625 $1,775

Buy Cheap Janesville, WI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Janesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Janesville, WI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Janesville, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,178 $9,181
American Family $2,880 $3,154
Farmers $8,871 $9,189
GEICO $3,920 $4,223
Liberty Mutual $5,151 $5,770
Nationwide $6,740 $10,393
Progressive $6,128 $6,882
State Farm $3,773 $4,740
USAA $3,263 $3,770

Buy Cheap Janesville, WI Auto Insurance for Seniors

You can save on senior auto insurance rates in Janesville, Wisconsin by comparing Janesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Janesville, WI here.

Annual Auto Insurance Rates for Senior Drivers in Janesville, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,988 $2,190
American Family $857 $858
Farmers $1,609 $1,710
GEICO $1,206 $1,415
Liberty Mutual $1,164 $1,318
Nationwide $2,642 $2,774
Progressive $1,240 $1,301
State Farm $1,111 $1,111
USAA $1,146 $1,158

Find Cheap Auto Insurance Rates in Janesville, WI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Janesville, Wisconsin auto insurance. Compare Janesville, WI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Janesville, Wisconsin

Insurance Company Low Medium High
Allstate $3,519 $3,671 $3,850
American Family $1,443 $1,482 $1,478
Farmers $3,350 $3,628 $3,988
GEICO $1,755 $1,910 $2,064
Liberty Mutual $2,229 $2,476 $2,641
Nationwide $4,522 $4,681 $4,836
Progressive $2,583 $2,809 $2,951
State Farm $1,892 $2,031 $2,146
USAA $1,831 $1,907 $1,978

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Find Cheap Janesville, WI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Janesville. Compare auto insurance rates in Janesville, WI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Janesville, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,591 $3,768
American Family $1,443 $1,493
Farmers $3,655 $3,655
GEICO $1,874 $1,945
Liberty Mutual $2,449 $2,449
Nationwide $4,680 $4,680
Progressive $2,781 $2,781
State Farm $1,973 $2,074
USAA $1,881 $1,930

Find Cheap Janesville, WI Auto Insurance Rates by ZIP Code

Auto insurance rates in Janesville, Wisconsin can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Janesville, WI to see how much where you live in Janesville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Janesville, Wisconsin

ZIP Code Average Annual Rates
53545 $2,673
53546 $2,676
53548 $2,688

Find Cheap Janesville, WI Auto Insurance Rates by Driving Record

Auto insurance rates in Janesville, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Janesville, WI, take a look at the average cost for various violations versus rates for a clean driving record in Janesville.

Annual Janesville, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,986 $4,127 $3,872 $3,734
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,182 $4,030 $3,812 $3,597
GEICO $1,304 $2,142 $2,516 $1,677
Liberty Mutual $1,865 $2,674 $2,759 $2,497
Nationwide $3,957 $4,577 $5,608 $4,577
Progressive $2,539 $3,103 $2,643 $2,838
State Farm $1,844 $2,203 $2,023 $2,023
USAA $1,491 $1,884 $2,547 $1,701

Find Cheap Janesville, WI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Janesville, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Janesville for less when you shop around and compare rates from multiple Janesville, WI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Janesville, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,872
American Family $1,489
Farmers $3,812
GEICO $2,516
Liberty Mutual $2,759
Nationwide $5,608
Progressive $2,643
State Farm $2,023
USAA $2,547

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Winners by Category: Where to Buy Cheap Auto Insurance in Janesville, WI

Compare rates from the cheapest auto insurance companies in Janesville, WI for your needs. Take a look at how Janesville, Wisconsin auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Janesville, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Find Cheap Janesville, Wisconsin Auto Insurance Companies

If you’re looking for the cheapest Janesville, WI auto insurance companies overall, you can compare them here. Find the best price for Janesville, Wisconsin car insurance by company.

Average Annual Auto Insurance Rates by Company in Janesville, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,680
American Family $1,468
Farmers $3,655
GEICO $1,910
Liberty Mutual $2,449
Nationwide $4,680
Progressive $2,781
State Farm $2,023
USAA $1,906

What affects Janesville, Wisconsin auto insurance rates?

Local factors affect auto insurance rates in Janesville, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Janesville auto insurance rates.

Auto Theft in Janesville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Janesville, WI auto theft show a total of 64 vehicle thefts annually.

Commute Times in Janesville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Janesville, WI is 21.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Janesville, WI

You can buy cheap Janesville, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Janesville, Wisconsin auto insurance quotes from top companies.

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