Buy Cheap Monroe, LA Auto Insurance (2022)

Monroe, LA auto insurance rates average $479 a month. Minimum auto insurance requirements in Monroe, Louisiana are 15/30/25 to comply with Louisiana laws. To buy cheap auto insurance in Monroe, LA, compare Monroe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monroe, LA for teens drivers are $11,108/year
  • The most expensive auto insurance company in Monroe after a DUI is Progressive
  • The most expensive auto insurance company in Monroe is Progressive

Finding affordable Monroe, Louisiana auto insurance can be challenging, but everything you need to know to buy cheap Monroe, LA auto insurance with confidence is right here. Auto insurance rates in Monroe are affected by local factors as well as personal ones like your driving record.

See how Monroe, LA car insurance rates compare to Lake Charles auto insurance rates, Alexandria auto insurance rates, and Kenner auto insurance rates before you read more about the cost of auto insurance in Monroe.

Don’t buy Monroe, LA auto insurance until you’ve compared rates. Get free Monroe, Louisiana auto insurance quotes when you enter your ZIP code above.

Monroe, LA Minimum Auto Insurance Requirements

The required auto insurance in Monroe, LA is 15/30/25 according to the auto insurance laws in Louisiana. The minimum auto insurance in Monroe, Louisiana is outlined here.

Minimum Required Auto Insurance Coverage in Monroe, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monroe, LA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe, LA. Take a look at Monroe, Louisiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,094 $6,156 $4,640
Progressive $8,612 $7,396 $6,885
State Farm $6,429 $4,109 $3,303
USAA $6,186 $3,965 $3,314

Buy Cheap Monroe, LA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe, Louisiana auto insurance rates? Find out how car insurance rates in Monroe, LA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,334 $3,836 $3,986 $4,864 $12,349 $13,012 $3,214 $3,112
Progressive $4,227 $3,932 $3,544 $3,841 $16,969 $18,841 $4,811 $4,884
State Farm $2,819 $2,819 $2,593 $2,593 $8,587 $10,797 $3,157 $3,544
USAA $2,751 $2,703 $2,696 $2,668 $8,312 $9,721 $3,371 $3,685

Buy Cheap Monroe, LA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe, LA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,349 $13,012
Progressive $16,969 $18,841
State Farm $8,587 $10,797
USAA $8,312 $9,721

Buy Cheap Monroe, LA Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe, Louisiana by comparing Monroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe, LA here.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,986 $4,864
Progressive $3,544 $3,841
State Farm $2,593 $2,593
USAA $2,696 $2,668

Find Cheap Auto Insurance Rates in Monroe, LA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe, Louisiana auto insurance. Compare Monroe, LA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,921 $5,985 $6,984
Progressive $6,264 $7,562 $9,068
State Farm $3,988 $4,605 $5,247
USAA $3,869 $4,561 $5,036

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Find Cheap Monroe, LA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe. Compare auto insurance rates in Monroe, LA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,847 $6,080
Progressive $7,631 $7,631
State Farm $4,491 $4,736
USAA $4,349 $4,628

Find Cheap Monroe, LA Auto Insurance Rates by ZIP Code

Auto insurance rates in Monroe, Louisiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Monroe, LA to see how much where you live in Monroe affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Monroe, Louisiana

ZIP Code Average Annual Rates
71201 $5,256
71202 $5,592
71203 $5,477
71209 $5,353
71212 $5,353

Find Cheap Monroe, LA Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe, Louisiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe, LA, take a look at the average cost for various violations versus rates for a clean driving record in Monroe.

Annual Monroe, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,053 $6,545 $8,049 $5,206
Progressive $6,351 $8,545 $8,197 $7,431
State Farm $4,216 $5,011 $4,614 $4,614
USAA $3,424 $4,764 $5,675 $4,091

Find Cheap Monroe, LA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe, Louisiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe for less when you shop around and compare rates from multiple Monroe, LA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $8,049
Progressive $8,197
State Farm $4,614
USAA $5,675

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Winners by Category: Where to Buy Cheap Auto Insurance in Monroe, LA

Compare rates from the cheapest auto insurance companies in Monroe, LA for your needs. Take a look at how Monroe, Louisiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Monroe, Louisiana Auto Insurance Companies

If you’re looking for the cheapest Monroe, LA auto insurance companies overall, you can compare them here. Find the best price for Monroe, Louisiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,963
Progressive $7,631
State Farm $4,614
USAA $4,488

What affects Monroe, Louisiana auto insurance rates?

Local factors affect auto insurance rates in Monroe, LA, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe auto insurance rates.

Auto Theft in Monroe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Monroe, LA auto theft show a total of 171 vehicle thefts annually.

Commute Times in Monroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe, LA is 16.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Monroe, LA

You can buy cheap Monroe, LA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe, Louisiana auto insurance quotes from top companies.

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