Buy Cheap Kenosha, WI Auto Insurance (2022)

Kenosha, WI auto insurance rates average $270 a month. Minimum auto insurance requirements in Kenosha, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Kenosha, WI, compare Kenosha auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kenosha, WI are $270/month
  • The most expensive auto insurance company in Kenosha is Nationwide
  • The most expensive auto insurance company in Kenosha after a DUI is Nationwide

Finding affordable Kenosha, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Kenosha, WI auto insurance with confidence is right here. Auto insurance rates in Kenosha are affected by local factors as well as personal ones like your driving record.

See how Kenosha, WI car insurance rates compare to Appleton auto insurance rates, Milwaukee auto insurance rates, and Janesville auto insurance rates before you read more about the cost of auto insurance in Kenosha.

Don’t buy Kenosha, WI auto insurance until you’ve compared rates. Get free Kenosha, Wisconsin auto insurance quotes when you enter your ZIP code above.

Kenosha, WI Minimum Auto Insurance Requirements

The required auto insurance in Kenosha, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Kenosha, Wisconsin is outlined here.

Minimum Required Auto Insurance Coverage in Kenosha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Kenosha, WI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kenosha, WI. Take a look at Kenosha, Wisconsin auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kenosha, Wisconsin

Insurance Company Poor Fair Good
Allstate $6,061 $4,146 $3,600
American Family $2,313 $1,523 $1,343
Farmers $4,852 $4,127 $3,943
GEICO $3,060 $2,179 $1,748
Liberty Mutual $4,259 $2,609 $2,041
Nationwide $6,044 $5,043 $5,043
Progressive $3,658 $3,159 $2,955
State Farm $3,584 $2,061 $1,571
USAA $3,409 $1,834 $1,473

Buy Cheap Kenosha, WI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kenosha, Wisconsin auto insurance rates? Find out how car insurance rates in Kenosha, WI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kenosha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,692 $2,414 $2,660 $9,240 $11,878 $2,575 $2,782
American Family $973 $1,013 $956 $952 $3,566 $3,904 $1,186 $1,262
Farmers $2,091 $2,088 $1,844 $1,973 $10,629 $11,002 $2,374 $2,456
GEICO $1,358 $1,535 $1,484 $1,776 $4,814 $5,167 $1,246 $1,254
Liberty Mutual $1,647 $1,785 $1,321 $1,497 $6,552 $7,344 $1,743 $1,870
Nationwide $3,555 $3,713 $2,997 $3,135 $7,908 $12,280 $4,375 $5,052
Progressive $1,747 $1,627 $1,436 $1,517 $7,260 $8,141 $2,082 $2,248
State Farm $1,434 $1,434 $1,310 $1,310 $4,549 $5,703 $1,627 $1,873
USAA $1,446 $1,424 $1,332 $1,326 $3,968 $4,547 $1,857 $2,008

Buy Cheap Kenosha, WI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kenosha can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kenosha, WI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kenosha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,240 $11,878
American Family $3,566 $3,904
Farmers $10,629 $11,002
GEICO $4,814 $5,167
Liberty Mutual $6,552 $7,344
Nationwide $7,908 $12,280
Progressive $7,260 $8,141
State Farm $4,549 $5,703
USAA $3,968 $4,547

Buy Cheap Kenosha, WI Auto Insurance for Seniors

You can save on senior auto insurance rates in Kenosha, Wisconsin by comparing Kenosha senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kenosha, WI here.

Annual Auto Insurance Rates for Senior Drivers in Kenosha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,414 $2,660
American Family $956 $952
Farmers $1,844 $1,973
GEICO $1,484 $1,776
Liberty Mutual $1,321 $1,497
Nationwide $2,997 $3,135
Progressive $1,436 $1,517
State Farm $1,310 $1,310
USAA $1,332 $1,326

Find Cheap Auto Insurance Rates in Kenosha, WI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kenosha, Wisconsin auto insurance. Compare Kenosha, WI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kenosha, Wisconsin

Insurance Company Low Medium High
Allstate $4,350 $4,589 $4,869
American Family $1,690 $1,744 $1,746
Farmers $3,895 $4,265 $4,761
GEICO $2,089 $2,327 $2,571
Liberty Mutual $2,659 $3,000 $3,251
Nationwide $5,157 $5,377 $5,597
Progressive $2,971 $3,294 $3,506
State Farm $2,231 $2,416 $2,568
USAA $2,138 $2,242 $2,336

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Find Cheap Kenosha, WI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kenosha. Compare auto insurance rates in Kenosha, WI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kenosha, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,490 $4,714
American Family $1,696 $1,757
Farmers $4,307 $4,307
GEICO $2,286 $2,372
Liberty Mutual $2,970 $2,970
Nationwide $5,377 $5,377
Progressive $3,257 $3,257
State Farm $2,344 $2,466
USAA $2,210 $2,267

Find Cheap Kenosha, WI Auto Insurance Rates by ZIP Code

Auto insurance rates in Kenosha, Wisconsin can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Kenosha, WI to see how much where you live in Kenosha affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Kenosha, Wisconsin

ZIP Code Average Annual Rates
53140 $3,228
53142 $3,243
53143 $3,156
53144 $3,208

Find Cheap Kenosha, WI Auto Insurance Rates by Driving Record

Auto insurance rates in Kenosha, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kenosha, WI, take a look at the average cost for various violations versus rates for a clean driving record in Kenosha.

Annual Kenosha, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $5,164 $4,868 $4,675
American Family $1,650 $1,752 $1,752 $1,752
Farmers $3,742 $4,758 $4,502 $4,226
GEICO $1,569 $2,611 $3,124 $2,012
Liberty Mutual $2,245 $3,270 $3,344 $3,021
Nationwide $4,547 $5,259 $6,444 $5,259
Progressive $2,969 $3,645 $3,098 $3,317
State Farm $2,182 $2,628 $2,405 $2,405
USAA $1,736 $2,219 $3,009 $1,989

Find Cheap Kenosha, WI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kenosha, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Kenosha for less when you shop around and compare rates from multiple Kenosha, WI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kenosha, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,868
American Family $1,752
Farmers $4,502
GEICO $3,124
Liberty Mutual $3,344
Nationwide $6,444
Progressive $3,098
State Farm $2,405
USAA $3,009

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Winners by Category: Where to Buy Cheap Auto Insurance in Kenosha, WI

Compare rates from the cheapest auto insurance companies in Kenosha, WI for your needs. Take a look at how Kenosha, Wisconsin auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kenosha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Find Cheap Kenosha, Wisconsin Auto Insurance Companies

If you’re looking for the cheapest Kenosha, WI auto insurance companies overall, you can compare them here. Find the best price for Kenosha, Wisconsin car insurance by company.

Average Annual Auto Insurance Rates by Company in Kenosha, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,602
American Family $1,726
Farmers $4,307
GEICO $2,329
Liberty Mutual $2,970
Nationwide $5,377
Progressive $3,257
State Farm $2,405
USAA $2,239

What affects Kenosha, Wisconsin auto insurance rates?

Local factors affect auto insurance rates in Kenosha, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Kenosha auto insurance rates.

Auto Theft in Kenosha

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kenosha, WI auto theft show a total of 51 vehicle thefts annually.

Commute Times in Kenosha

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kenosha, WI is 24.0 minutes according to City-Data.

Traffic in Kenosha

How is traffic in Kenosha, Wisconsin? Inrix data shows that Kenosha, WI traffic makes it the 1003rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Kenosha, WI

You can buy cheap Kenosha, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kenosha, Wisconsin auto insurance quotes from top companies.

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