Lincoln MKS Insurance Cost Estimate [Everything You Need to Know]

Car insurance rates for a Lincoln MKS average $1,472 a year, or around $123 a month. Comprehensive, collision, and liability insurance cost around $359, $523, and $415, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,472 a year or $123 each month
  • A liability-only policy costs around $590 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,380 a year or $448 each month
  • Good drivers can save as much as $607 a year by earning policy discounts
  • Lincoln MKS insurance costs around $47 less per year than the average vehicle

Need help finding cheap Lincoln MKS insurance rates? Good drivers can save as much as $607 a year by earning policy discounts. Read on to find out more about Lincoln MKS insurance rates and how to save.

You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKS Insurance Cost

The average Lincoln MKS auto insurance rates are $1,472 a year or $123 a month.

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Are Lincoln MKSs Expensive to Insure?

The chart below details how Lincoln MKS insurance rates compare to other luxury cars like the Mercedes-Benz S450, Mercedes-Benz C300, and Lexus GS 300.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz S450 $494 $982 $398 $2,032
Mercedes-Benz C300 $404 $718 $372 $1,652
Lexus GS 300 $344 $656 $338 $1,474
Lexus ES 350 $362 $656 $316 $1,470
Porsche Panamera $520 $1042 $398 $2,118
Chevrolet Corvette $494 $922 $264 $1,790
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However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKS Insurance?

The Lincoln MKS trim and model you choose can impact the total price you will pay for Lincoln MKS insurance coverage.

Age of the Vehicle

The average Lincoln MKS auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Lincoln MKS costs $1,472, while 2010 Lincoln MKS insurance costs are $1,198, a difference of $274.

Model Year Comprehensive Collision Liability Total
2016 Lincoln MKS $332 $640 $364 $1,472
2015 Lincoln MKS $314 $618 $376 $1,444
2014 Lincoln MKS $302 $574 $384 $1,396
2013 Lincoln MKS $290 $540 $388 $1,354
2012 Lincoln MKS $278 $484 $390 $1,288
2011 Lincoln MKS $260 $446 $390 $1,232
2010 Lincoln MKS $250 $418 $394 $1,198
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Driver Age

Driver age can have a significant effect on Lincoln MKS car insurance rates. For example, 30-year-old drivers pay $65 more for Lincoln MKS car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKS insurance rates. For example, drivers in Jacksonville may pay $883 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKS auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKS auto insurance rates with violations on their driving record.

Lincoln MKS Safety Ratings

Your Lincoln MKS auto insurance rates are tied to the Lincoln MKS’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Lincoln MKS Crash Test Ratings

Not only do good Lincoln MKS crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lincoln MKS auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Lincoln MKS 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Lincoln MKS 4 DR AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lincoln MKS Safety Features

Good Lincoln MKS safety features can result in insurers giving you car insurance discounts. The safety features for the Lincoln MKS are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Lincoln MKS Insurance Loss Probability

The lower percentage means lower Lincoln MKS auto insurance rates; higher percentages mean higher Lincoln MKS car insurance rates. The Lincoln MKS’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 21%
Property Damage -10%
Comprehensive 40%
Personal Injury -22%
Medical Payment 3%
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lincoln MKS Finance and Insurance Cost

If you are financing a Lincoln MKS, you will pay more if you purchase Lincoln MKS car insurance at the dealership, so be sure to shop around and compare Lincoln MKS car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lincoln MKS Insurance

There are many ways that you can save on Lincoln MKS car insurance. Below are five actions you can take to find cheap Lincoln MKS auto insurance rates.

  • Ask for a New Lincoln MKS Auto Insurance Rate Based on Your Improved Credit Score
  • Install an Aftermarket Anti-Theft Device for Your Lincoln MKS
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Lincoln MKS
  • Watch Your Insurer Closely When Your Lincoln MKS Needs Repairs
  • Pay Your Bills On Time — Especially Lincoln MKS Payments and Insurance

Top Lincoln MKS Insurance Companies

Several top car insurance companies offer competitive rates for the Lincoln MKS rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Lincoln MKS drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lincoln MKS Insurance Quotes Online

You can start comparing quotes for Lincoln MKS insurance from some of the top car insurance companies by using our free online tool today.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
5
5
5
2014
5
5
5
5
2013
5
5
5
5
2012
0
0
0
0
2011

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Not Available

Lane Departure Warning

Optional

Land Departure Prevention

Optional

Blind Spot Detection

Optional

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