UPDATED: Jul 31, 2020
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- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Lincoln MKS insurance costs around $47 less per year than the average vehicle
Need help finding cheap Lincoln MKS insurance rates? Good drivers can save as much as $607 a year by earning policy discounts. Read on to find out more about Lincoln MKS insurance rates and how to save.
You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.
Lincoln MKS Insurance Cost
The average Lincoln MKS auto insurance rates are $1,472 a year or $123 a month.
Are Lincoln MKSs Expensive to Insure?
The chart below details how Lincoln MKS insurance rates compare to other luxury cars like the Mercedes-Benz S450, Mercedes-Benz C300, and Lexus GS 300.
|Lexus GS 300||$344||$656||$338||$1,474|
|Lexus ES 350||$362||$656||$316||$1,470|
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
What Impacts the Cost of Lincoln MKS Insurance?
The Lincoln MKS trim and model you choose can impact the total price you will pay for Lincoln MKS insurance coverage.
Age of the Vehicle
The average Lincoln MKS auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Lincoln MKS costs $1,472, while 2010 Lincoln MKS insurance costs are $1,198, a difference of $274.
|2016 Lincoln MKS||$332||$640||$364||$1,472|
|2015 Lincoln MKS||$314||$618||$376||$1,444|
|2014 Lincoln MKS||$302||$574||$384||$1,396|
|2013 Lincoln MKS||$290||$540||$388||$1,354|
|2012 Lincoln MKS||$278||$484||$390||$1,288|
|2011 Lincoln MKS||$260||$446||$390||$1,232|
|2010 Lincoln MKS||$250||$418||$394||$1,198|
Driver age can have a significant effect on Lincoln MKS car insurance rates. For example, 30-year-old drivers pay $65 more for Lincoln MKS car insurance than 40-year-old drivers.
Where you live can have a large impact on Lincoln MKS insurance rates. For example, drivers in Jacksonville may pay $883 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Lincoln MKS auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKS auto insurance rates with violations on their driving record.
Lincoln MKS Safety Ratings
Your Lincoln MKS auto insurance rates are tied to the Lincoln MKS’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Poor|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Lincoln MKS Crash Test Ratings
Not only do good Lincoln MKS crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lincoln MKS auto insurance rates.
|2016 Lincoln MKS 4 DR FWD||5 stars||5 stars||5 stars||4 stars|
|2016 Lincoln MKS 4 DR AWD||5 stars||5 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Lincoln MKS Safety Features
Good Lincoln MKS safety features can result in insurers giving you car insurance discounts. The safety features for the Lincoln MKS are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Lincoln MKS Insurance Loss Probability
The lower percentage means lower Lincoln MKS auto insurance rates; higher percentages mean higher Lincoln MKS car insurance rates. The Lincoln MKS’s insurance loss probability varies for each form of coverage.
|Insurance Coverage Category||Loss Rate|
|Bodily Injury||no data|
|Source: Insurance Institute for Highway Safety|
Lincoln MKS Finance and Insurance Cost
If you are financing a Lincoln MKS, you will pay more if you purchase Lincoln MKS car insurance at the dealership, so be sure to shop around and compare Lincoln MKS car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Lincoln MKS Insurance
There are many ways that you can save on Lincoln MKS car insurance. Below are five actions you can take to find cheap Lincoln MKS auto insurance rates.
- Ask for a New Lincoln MKS Auto Insurance Rate Based on Your Improved Credit Score
- Install an Aftermarket Anti-Theft Device for Your Lincoln MKS
- Work with a Direct Insurer Instead of an Insurance Broker for Your Lincoln MKS
- Watch Your Insurer Closely When Your Lincoln MKS Needs Repairs
- Pay Your Bills On Time — Especially Lincoln MKS Payments and Insurance
Top Lincoln MKS Insurance Companies
Several top car insurance companies offer competitive rates for the Lincoln MKS rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Lincoln MKS drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Lincoln MKS Insurance Quotes Online
You can start comparing quotes for Lincoln MKS insurance from some of the top car insurance companies by using our free online tool today.
Cost of Insurance
Crash Avoidence Features
Forward Collision Warning
Forward Collision Auto Brake
Lane Departure Warning
Land Departure Prevention
Blind Spot Detection