Lincoln MKC Insurance Quotes [Comprehensive Guide]

Average auto insurance rates for a Lincoln MKC cost $1,458 a year, or around $122 a month. You can find cheap Lincoln MKC insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $857 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,458 a year or $122 each month
  • A liability-only policy costs around $585 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,329 a year or $444 each month
  • Good drivers can save as much as $601 a year by earning policy discounts
  • Lincoln MKC insurance costs around $61 less per year than the average vehicle

Lincoln MKC insurance rates don’t have to be complicated. Full coverage for a Lincoln MKC costs around $1,458 a year or $122 each month. Our comprehensive guide breaks down these rates with money-saving tips. Read on.

You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKC Insurance Cost

The average Lincoln MKC car insurance rates are $1,458 a year or $122 a month.

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Are Lincoln MKCs Expensive to Insure?

The chart below details how Lincoln MKC insurance rates compare to other crossovers like the Hyundai Kona, Lincoln MKT, and BMW X6.

Vehicle Comprehensive Collision Liability Total
Lincoln MKC $306 $596 $398 $1,458
Hyundai Kona $280 $500 $316 $1,232
Lincoln MKT $370 $626 $450 $1,626
BMW X6 $432 $834 $398 $1,822
Lexus RX 450h $390 $718 $420 $1,708
Ford Escape $280 $438 $316 $1,170
Honda CR-V $280 $408 $316 $1,140
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However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKC Insurance?

The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC insurance coverage.

Age of the Vehicle

Older Lincoln MKC models generally cost less to insure. For example, auto insurance for a 2018 Lincoln MKC costs $1,458, while 2015 Lincoln MKC insurance costs are $1,408, a difference of $50.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKC $306 $596 $398 $1,458
2017 Lincoln MKC $296 $582 $416 $1,452
2016 Lincoln MKC $286 $558 $430 $1,432
2015 Lincoln MKC $270 $538 $442 $1,408
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Driver Age

Driver age can have a significant effect on the cost of Lincoln MKC car insurance. For example, a 20-year-old driver could pay around $149 more each month for their Lincoln MKC car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Los Angeles may pay $539 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKC car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC auto insurance rates with violations on their driving record.

Lincoln MKC Safety Ratings

The Lincoln MKC’s safety ratings will affect your Lincoln MKC car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Lincoln MKC Crash Test Ratings

Lincoln MKC crash test ratings can impact your Lincoln MKC car insurance rates. See Lincoln MKC crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lincoln MKC Safety Features

Having a variety of safety features on your Lincoln MKC can help lower your insurance costs. The Lincoln MKC’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Lincoln MKC Insurance Loss Probability

The Lincoln MKC’s insurance loss probability varies between different coverage types. The lower percentage means lower Lincoln MKC auto insurance costs; higher percentages mean higher Lincoln MKC auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -3%
Property Damage -24%
Comprehensive -31%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lincoln MKC Finance and Insurance Cost

If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lincoln MKC Insurance

You have more options at your disposal to save money on your Lincoln MKC auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lincoln MKC car insurance rates

  • Buy a Lincoln MKC with an Anti-Theft Device
  • Buy Winter Tires for Your Lincoln MKC
  • Drive Your Lincoln MKC Safely
  • Get Lincoln MKC Auto Insurance Through Costco
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Lincoln MKC

Top Lincoln MKC Insurance Companies

Several insurance companies offer competitive rates for the Lincoln MKC based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lincoln MKC drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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