Compare Cadillac CTS-V Insurance Rates [List of Money Saving Tips]

Average auto insurance rates for a Cadillac CTS-V cost $1,684 a year, or around $140 a month. Mature drivers with good driving records may find rates as low as $990 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

The insurance rates for a Cadillac CTS-V can be a little pricier than average. Cadillac CTS-V insurance costs around $165 more per year than the average vehicle. Read our guide for a breakdown of rates to understand how to save on Cadillac CTS-V insurance rates.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.

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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Mercedes-Benz C300, Audi A6, and Audi A7.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Mercedes-Benz C300 $404 $718 $372 $1,652
Audi A6 $382 $744 $398 $1,682
Audi A7 $406 $834 $398 $1,796
Porsche Panamera $520 $1042 $398 $2,118
Mercedes-Benz S450 $494 $982 $398 $2,032
Audi S7 $532 $1250 $398 $2,338
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, auto insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306
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Driver Age

Driver age can have a significant impact on the cost of Cadillac CTS-V auto insurance. For example, 20-year-old drivers pay approximately $2,060 each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.

Cadillac CTS-V Safety Ratings

The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Crash Test Ratings

Good Cadillac CTS-V crash test ratings mean the VW is safer, which could mean cheaper Cadillac CTS-V car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac CTS-V Safety Features

Having a variety of safety features on your Cadillac CTS-V can help lower your Cadillac CTS-V insurance costs. The Cadillac CTS-V’s safety features include:

  • Traction Control
  • StabiliTrak
  • Daytime Running Lamps
  • Airbags
  • Passenger Sensing System
  • Cadillac Connected Access
  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert
  • Teen Driver Configurable Feature
  • Seat belts, 3-point, all seating positions
  • Automatic Seat Belt Tightening
  • Child Seat Restraint System
  • Door locks
  • Rear Child Security
  • Tire Pressure Monitoring System

Cadillac CTS-V Insurance Loss Probability

The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Finance and Insurance Cost

When financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac CTS-V Insurance

There are many ways that you can save on Cadillac CTS-V car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac CTS-V car insurance rates low.

  • Reduce Your Coverage on an Older Cadillac CTS-V
  • Start Searching for New Cadillac CTS-V Car Insurance a Month Before Your Renewal
  • Save Money on Young Driver Cadillac CTS-V Insurance By Mentioning Grades or GPA
  • Purchase a Roadside Assistance Program for Your Cadillac CTS-V
  • Watch Your Insurer Closely When Your Cadillac CTS-V Needs Repairs

Top Cadillac CTS-V Insurance Companies

Who is the top car insurance company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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