UPDATED: Jul 2, 2020
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- Full coverage costs around $1,684 a year or $140 each month
- A liability-only policy costs around $675 a year or $56 each month
- Highest rates are for teenage drivers at around $6,155 a year or $513 each month
- Good drivers can save as much as $694 a year by earning policy discounts
- Cadillac CTS-V insurance costs around $165 more per year than the average vehicle
The insurance rates for a Cadillac CTS-V can be a little pricier than average. Cadillac CTS-V insurance costs around $165 more per year than the average vehicle. Read our guide for a breakdown of rates to understand how to save on Cadillac CTS-V insurance rates.
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac CTS-V Insurance Cost
The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.
Are Cadillac CTS-Vs Expensive to Insure?
The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Mercedes-Benz C300, Audi A6, and Audi A7.
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac CTS-V Insurance?
The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.
Age of the Vehicle
Older Cadillac CTS-V models generally cost less to insure. For example, auto insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.
|2018 Cadillac CTS-V||$406||$804||$338||$1,684|
|2017 Cadillac CTS-V||$394||$784||$354||$1,668|
|2016 Cadillac CTS-V||$380||$752||$364||$1,632|
|2014 Cadillac CTS-V||$344||$674||$384||$1,538|
|2013 Cadillac CTS-V||$332||$634||$388||$1,490|
|2012 Cadillac CTS-V||$318||$568||$390||$1,412|
|2011 Cadillac CTS-V||$296||$522||$390||$1,344|
|2010 Cadillac CTS-V||$286||$490||$394||$1,306|
Driver age can have a significant impact on the cost of Cadillac CTS-V auto insurance. For example, 20-year-old drivers pay approximately $2,060 each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.
Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.
Cadillac CTS-V Safety Ratings
The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V auto insurance rates. See the chart below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Cadillac CTS-V Crash Test Ratings
Good Cadillac CTS-V crash test ratings mean the VW is safer, which could mean cheaper Cadillac CTS-V car insurance rates.
|2019 Cadillac CTS-V 4 DR RWD||4 stars||4 stars||5 stars||5 stars|
|2018 Cadillac CTS-V 4 DR RWD||4 stars||4 stars||5 stars||5 stars|
|2017 Cadillac CTS-V 4 DR RWD||4 stars||4 stars||5 stars||5 stars|
|2016 Cadillac CTS-V 4 DR RWD||N/R||N/R||5 stars||5 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Cadillac CTS-V Safety Features
Having a variety of safety features on your Cadillac CTS-V can help lower your Cadillac CTS-V insurance costs. The Cadillac CTS-V’s safety features include:
- Traction Control
- Daytime Running Lamps
- Passenger Sensing System
- Cadillac Connected Access
- Rear Vision Camera
- Lane Keep Assist with Lane Departure Warning
- Following Distance Indicator
- Forward Collision Alert
- Lane Change Alert with Side Blind Zone Alert
- Rear Cross-Traffic Alert
- Teen Driver Configurable Feature
- Seat belts, 3-point, all seating positions
- Automatic Seat Belt Tightening
- Child Seat Restraint System
- Door locks
- Rear Child Security
- Tire Pressure Monitoring System
Cadillac CTS-V Insurance Loss Probability
The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.
|Insurance Coverage Category||Loss Rate|
|Personal Injury||no data|
|Medical Payment||no data|
|Bodily Injury||no data|
|Source: Insurance Institute for Highway Safety|
Cadillac CTS-V Finance and Insurance Cost
When financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.
Ways to Save on Cadillac CTS-V Insurance
There are many ways that you can save on Cadillac CTS-V car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac CTS-V car insurance rates low.
- Reduce Your Coverage on an Older Cadillac CTS-V
- Start Searching for New Cadillac CTS-V Car Insurance a Month Before Your Renewal
- Save Money on Young Driver Cadillac CTS-V Insurance By Mentioning Grades or GPA
- Purchase a Roadside Assistance Program for Your Cadillac CTS-V
- Watch Your Insurer Closely When Your Cadillac CTS-V Needs Repairs
Top Cadillac CTS-V Insurance Companies
Who is the top car insurance company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.
|Source: Insurance Information Institute|
Compare Free Cadillac CTS-V Insurance Quotes Online
Start comparing Cadillac CTS-V car insurance quotes for free by using our convenient online comparison tool.