Buy Cheap Belk, AL Auto Insurance (2021)

Belk, AL auto insurance rates average $304 a month. Minimum auto insurance requirements in Belk, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Belk, AL, compare Belk auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belk, AL after a DUI are $4,161/year
  • Average auto insurance rates in Belk, AL for teens drivers are $7,390/year
  • The most expensive auto insurance company in Belk after a DUI is Liberty Mutual

Finding affordable Belk, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Belk, AL auto insurance with confidence is right here. Auto insurance rates in Belk are affected by local factors as well as personal ones like your driving record.

See how Belk, AL car insurance rates compare to Huntsville auto insurance rates, Auburn auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Belk.

Don’t buy Belk, AL auto insurance until you’ve compared rates. Get free Belk, Alabama auto insurance quotes when you enter your ZIP code above.

Belk, AL Minimum Auto Insurance Requirements

The required auto insurance in Belk, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Belk, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Belk, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Belk, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belk, AL. Take a look at Belk, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belk, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,842 $4,173 $3,955
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,329 $3,709 $2,520
Travelers $3,958 $3,428 $3,492
USAA $2,881 $1,865 $1,663

Buy Cheap Belk, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belk, Alabama auto insurance rates? Find out how car insurance rates in Belk, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belk, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,466 $2,447 $2,203 $2,344 $9,586 $9,862 $2,791 $2,888
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,502 $1,526 $1,402 $1,398 $7,841 $12,264 $1,425 $1,650
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Buy Cheap Belk, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belk, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belk, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $9,586 $9,862
GEICO $5,465 $5,384
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,309 $10,427
Travelers $7,841 $12,264
USAA $3,950 $4,385

Buy Cheap Belk, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Belk, Alabama by comparing Belk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belk, AL here.

Annual Auto Insurance Rates for Senior Drivers in Belk, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,203 $2,344
GEICO $1,993 $2,033
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,520 $2,520
Travelers $1,402 $1,398
USAA $1,239 $1,215

Find Cheap Auto Insurance Rates in Belk, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belk, Alabama auto insurance. Compare Belk, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belk, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $4,070 $4,265 $4,635
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,278 $4,514 $4,767
Travelers $3,466 $3,698 $3,713
USAA $2,066 $2,126 $2,217

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Find Cheap Belk, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belk. Compare auto insurance rates in Belk, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belk, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,323 $4,323
GEICO $2,876 $2,987
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,410 $4,629
Travelers $3,626 $3,626
USAA $2,038 $2,234

Find Cheap Belk, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Belk, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belk, AL, take a look at the average cost for various violations versus rates for a clean driving record in Belk.

Annual Belk, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,640 $4,711 $4,595 $4,348
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,021 $3,172 $4,627 $3,684
USAA $1,642 $2,059 $3,067 $1,777

Find Cheap Belk, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belk, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Belk for less when you shop around and compare rates from multiple Belk, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belk, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,951
Farmers $4,595
GEICO $3,878
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,472
Travelers $4,627
USAA $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Belk, AL

Compare rates from the cheapest auto insurance companies in Belk, AL for your needs. Take a look at how Belk, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belk, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Belk, Alabama Auto Insurance Companies

If you’re looking for the cheapest Belk, AL auto insurance companies overall, you can compare them here. Find the best price for Belk, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Belk, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,323
GEICO $2,931
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,519
Travelers $3,626
USAA $2,136

What affects Belk, Alabama auto insurance rates?

Local factors affect auto insurance rates in Belk, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Belk auto insurance rates.

Commute Times in Belk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belk, AL is 23.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Belk, AL

You can buy cheap Belk, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belk, Alabama auto insurance quotes from top companies.

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