Buy Cheap Fort Payne, AL Auto Insurance in 2023
Fort Payne, AL auto insurance rates average $293 a month. Minimum auto insurance requirements in Fort Payne, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Fort Payne, AL, compare Fort Payne auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Fort Payne, AL for teens drivers are $7,153/year
- Average auto insurance rates in Fort Payne, AL are $293/month
- The most expensive auto insurance company in Fort Payne after a DUI is Liberty Mutual
Finding affordable Fort Payne, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Fort Payne, AL auto insurance with confidence is right here. Auto insurance rates in Fort Payne are affected by local factors as well as personal ones like your driving record.
See how Fort Payne, AL car insurance rates compare to Birmingham auto insurance rates, Hoover auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Fort Payne.
Don’t buy Fort Payne, AL auto insurance until you’ve compared rates. Get free Fort Payne, Alabama auto insurance quotes when you enter your ZIP code above.
Fort Payne, AL Minimum Auto Insurance Requirements
The required auto insurance in Fort Payne, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Fort Payne, Alabama is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Fort Payne, AL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Fort Payne, AL. Take a look at Fort Payne, Alabama auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,790 | $2,969 | $2,428 |
| Farmers | $4,390 | $3,774 | $3,577 |
| Geico | $3,592 | $2,562 | $2,318 |
| Liberty Mutual | $7,687 | $4,707 | $3,696 |
| Nationwide | $3,075 | $2,402 | $2,174 |
| Progressive | $4,501 | $3,849 | $3,590 |
| State Farm | $6,818 | $3,454 | $2,349 |
| Travelers | $4,065 | $3,524 | $3,590 |
| USAA | $2,655 | $1,728 | $1,543 |
Buy Cheap Fort Payne, AL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Fort Payne, Alabama auto insurance rates? Find out how car insurance rates in Fort Payne, AL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,870 | $1,787 | $1,690 | $1,722 | $6,354 | $6,829 | $2,100 | $2,151 |
| Farmers | $2,254 | $2,237 | $2,016 | $2,134 | $8,577 | $8,828 | $2,572 | $2,690 |
| Geico | $2,034 | $2,021 | $1,927 | $1,978 | $5,284 | $5,207 | $2,142 | $2,000 |
| Liberty Mutual | $3,136 | $3,389 | $2,566 | $2,870 | $11,371 | $12,648 | $3,350 | $3,578 |
| Nationwide | $1,667 | $1,687 | $1,523 | $1,574 | $4,394 | $5,642 | $1,850 | $2,063 |
| Progressive | $2,173 | $2,044 | $1,778 | $1,898 | $8,825 | $9,857 | $2,547 | $2,717 |
| State Farm | $2,573 | $2,573 | $2,329 | $2,329 | $7,813 | $9,769 | $2,907 | $3,362 |
| Travelers | $1,520 | $1,544 | $1,426 | $1,420 | $8,098 | $12,710 | $1,439 | $1,654 |
| USAA | $1,231 | $1,250 | $1,149 | $1,126 | $3,657 | $4,056 | $1,603 | $1,729 |
Buy Cheap Fort Payne, AL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Fort Payne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Payne, AL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,354 | $6,829 |
| Farmers | $8,577 | $8,828 |
| Geico | $5,284 | $5,207 |
| Liberty Mutual | $11,371 | $12,648 |
| Nationwide | $4,394 | $5,642 |
| Progressive | $8,825 | $9,857 |
| State Farm | $7,813 | $9,769 |
| Travelers | $8,098 | $12,710 |
| USAA | $3,657 | $4,056 |
Buy Cheap Fort Payne, AL Auto Insurance for Seniors
You can save on senior auto insurance rates in Fort Payne, Alabama by comparing Fort Payne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Payne, AL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,690 | $1,722 |
| Farmers | $2,016 | $2,134 |
| Geico | $1,927 | $1,978 |
| Liberty Mutual | $2,566 | $2,870 |
| Nationwide | $1,523 | $1,574 |
| Progressive | $1,778 | $1,898 |
| State Farm | $2,329 | $2,329 |
| Travelers | $1,426 | $1,420 |
| USAA | $1,149 | $1,126 |
Find Cheap Auto Insurance Rates in Fort Payne, AL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Fort Payne, Alabama auto insurance. Compare Fort Payne, AL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,965 | $3,057 | $3,166 |
| Farmers | $3,717 | $3,868 | $4,156 |
| Geico | $2,613 | $2,811 | $3,048 |
| Liberty Mutual | $5,132 | $5,339 | $5,619 |
| Nationwide | $2,532 | $2,529 | $2,590 |
| Progressive | $3,598 | $3,958 | $4,383 |
| State Farm | $3,982 | $4,201 | $4,437 |
| Travelers | $3,546 | $3,801 | $3,832 |
| USAA | $1,905 | $1,965 | $2,056 |
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Find Cheap Fort Payne, AL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Fort Payne. Compare auto insurance rates in Fort Payne, AL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,063 | $3,063 |
| Farmers | $3,913 | $3,913 |
| Geico | $2,773 | $2,875 |
| Liberty Mutual | $5,363 | $5,363 |
| Nationwide | $2,550 | $2,550 |
| Progressive | $3,980 | $3,980 |
| State Farm | $4,106 | $4,307 |
| Travelers | $3,727 | $3,727 |
| USAA | $1,885 | $2,065 |
Find Cheap Fort Payne, AL Auto Insurance Rates by ZIP Code
Auto insurance rates in Fort Payne, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fort Payne, AL to see how much where you live in Fort Payne affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 35967 | $3,592 |
| 35968 | $3,620 |
Find Cheap Fort Payne, AL Auto Insurance Rates by Driving Record
Auto insurance rates in Fort Payne, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Payne, AL, take a look at the average cost for various violations versus rates for a clean driving record in Fort Payne.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,614 | $3,068 | $3,624 | $2,944 |
| Farmers | $3,291 | $4,254 | $4,149 | $3,960 |
| Geico | $1,912 | $3,060 | $3,769 | $2,555 |
| Liberty Mutual | $4,206 | $5,854 | $5,729 | $5,665 |
| Nationwide | $2,236 | $2,236 | $3,238 | $2,491 |
| Progressive | $3,604 | $4,517 | $3,846 | $3,954 |
| State Farm | $3,795 | $4,710 | $4,161 | $4,161 |
| Travelers | $3,102 | $3,256 | $4,764 | $3,783 |
| USAA | $1,520 | $1,908 | $2,828 | $1,644 |
Find Cheap Fort Payne, AL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Fort Payne, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Payne for less when you shop around and compare rates from multiple Fort Payne, AL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,624 |
| Farmers | $4,149 |
| Geico | $3,769 |
| Liberty Mutual | $5,729 |
| Nationwide | $3,238 |
| Progressive | $3,846 |
| State Farm | $4,161 |
| Travelers | $4,764 |
| USAA | $2,828 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Fort Payne, AL
Compare rates from the cheapest auto insurance companies in Fort Payne, AL for your needs. Take a look at how Fort Payne, Alabama auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Fort Payne, Alabama Auto Insurance Companies
If you’re looking for the cheapest Fort Payne, AL auto insurance companies overall, you can compare them here. Find the best price for Fort Payne, Alabama car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,063 |
| Farmers | $3,913 |
| Geico | $2,824 |
| Liberty Mutual | $5,363 |
| Nationwide | $2,550 |
| Progressive | $3,980 |
| State Farm | $4,207 |
| Travelers | $3,727 |
| USAA | $1,975 |
What affects Fort Payne, Alabama auto insurance rates?
Local factors affect auto insurance rates in Fort Payne, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Payne auto insurance rates.
Commute Times in Fort Payne
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Payne, AL is 18.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Fort Payne, AL
You can buy cheap Fort Payne, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Payne, Alabama auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.