Buy Cheap Valley, AL Auto Insurance (2021)

Valley, AL auto insurance rates average $306 a month. Minimum auto insurance requirements in Valley, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Valley, AL, compare Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Valley after a DUI is Liberty Mutual
  • Average auto insurance rates in Valley, AL after a DUI are $4,196/year
  • The most expensive auto insurance company in Valley is Liberty Mutual

Finding affordable Valley, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Valley, AL auto insurance with confidence is right here. Auto insurance rates in Valley are affected by local factors as well as personal ones like your driving record.

See how Valley, AL car insurance rates compare to Birmingham auto insurance rates, Mobile auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Valley.

Don’t buy Valley, AL auto insurance until you’ve compared rates. Get free Valley, Alabama auto insurance quotes when you enter your ZIP code above.

Valley, AL Minimum Auto Insurance Requirements

The required auto insurance in Valley, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Valley, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Valley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Valley, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Valley, AL. Take a look at Valley, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Valley, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,473 $4,582 $3,598
Nationwide $3,155 $2,458 $2,223
Progressive $4,617 $3,946 $3,681
State Farm $7,495 $3,792 $2,575
Travelers $4,298 $3,727 $3,800
USAA $2,977 $1,937 $1,729

Buy Cheap Valley, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Valley, Alabama auto insurance rates? Find out how car insurance rates in Valley, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,048 $3,293 $2,497 $2,794 $11,076 $12,321 $3,250 $3,465
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,232 $2,104 $1,832 $1,944 $9,023 $10,091 $2,622 $2,803
State Farm $2,851 $2,851 $2,573 $2,573 $8,515 $10,689 $3,219 $3,696
Travelers $1,585 $1,611 $1,484 $1,481 $8,574 $13,577 $1,498 $1,721
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

Buy Cheap Valley, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Valley, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Valley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,076 $12,321
Nationwide $4,446 $5,755
Progressive $9,023 $10,091
State Farm $8,515 $10,689
Travelers $8,574 $13,577
USAA $4,109 $4,556

Buy Cheap Valley, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Valley, Alabama by comparing Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Valley, AL here.

Annual Auto Insurance Rates for Senior Drivers in Valley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,497 $2,794
Nationwide $1,564 $1,624
Progressive $1,832 $1,944
State Farm $2,573 $2,573
Travelers $1,484 $1,481
USAA $1,285 $1,259

Find Cheap Auto Insurance Rates in Valley, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Valley, Alabama auto insurance. Compare Valley, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valley, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,981 $5,194 $5,479
Nationwide $2,607 $2,586 $2,642
Progressive $3,694 $4,063 $4,488
State Farm $4,366 $4,616 $4,882
Travelers $3,728 $4,021 $4,076
USAA $2,136 $2,203 $2,304

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Find Cheap Valley, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Valley. Compare auto insurance rates in Valley, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Valley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,218 $5,218
Nationwide $2,612 $2,612
Progressive $4,081 $4,081
State Farm $4,508 $4,734
Travelers $3,941 $3,941
USAA $2,113 $2,316

Find Cheap Valley, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Valley, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Valley, AL, take a look at the average cost for various violations versus rates for a clean driving record in Valley.

Annual Valley, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,093 $5,695 $5,572 $5,511
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,692 $4,625 $3,956 $4,052
State Farm $4,179 $5,161 $4,572 $4,572
Travelers $3,284 $3,446 $5,038 $3,998
USAA $1,702 $2,137 $3,177 $1,842

Find Cheap Valley, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Valley, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Valley for less when you shop around and compare rates from multiple Valley, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Valley, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,572
Nationwide $3,331
Progressive $3,956
State Farm $4,572
Travelers $5,038
USAA $3,177

Winners by Category: Where to Buy Cheap Auto Insurance in Valley, AL

Compare rates from the cheapest auto insurance companies in Valley, AL for your needs. Take a look at how Valley, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Valley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Valley, Alabama Auto Insurance Companies

If you’re looking for the cheapest Valley, AL auto insurance companies overall, you can compare them here. Find the best price for Valley, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Valley, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,218
Nationwide $2,612
Progressive $4,081
State Farm $4,621
Travelers $3,941
USAA $2,214

What affects Valley, Alabama auto insurance rates?

Local factors affect auto insurance rates in Valley, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Valley auto insurance rates.

Auto Theft in Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Valley, AL auto theft show a total of 38 vehicle thefts annually.

Commute Times in Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Valley, AL is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Valley, AL

You can buy cheap Valley, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Valley, Alabama auto insurance quotes from top companies.

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