Buy Cheap Bean Station, TN Auto Insurance (2021)

Bean Station, TN auto insurance rates average $272 a month. Minimum auto insurance requirements in Bean Station, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Bean Station, TN, compare Bean Station auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bean Station, TN are $272/month
  • Average auto insurance rates in Bean Station, TN for teens drivers are $6,659/year
  • The most expensive auto insurance company in Bean Station is Allstate

Finding affordable Bean Station, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Bean Station, TN auto insurance with confidence is right here. Auto insurance rates in Bean Station are affected by local factors as well as personal ones like your driving record.

See how Bean Station, TN car insurance rates compare to Hendersonville auto insurance rates, Johnson City auto insurance rates, and Clarksville auto insurance rates before you read more about the cost of auto insurance in Bean Station.

Don’t buy Bean Station, TN auto insurance until you’ve compared rates. Get free Bean Station, Tennessee auto insurance quotes when you enter your ZIP code above.

Bean Station, TN Minimum Auto Insurance Requirements

The required auto insurance in Bean Station, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Bean Station, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Bean Station, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Bean Station, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bean Station, TN. Take a look at Bean Station, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bean Station, Tennessee

Insurance Company Poor Fair Good
Allstate $6,381 $4,881 $3,726
Farmers $3,644 $2,849 $2,694
GEICO $3,247 $2,783 $2,560
Liberty Mutual $8,574 $5,244 $4,103
Nationwide $4,532 $3,582 $3,174
Progressive $4,010 $3,464 $3,240
State Farm $3,465 $2,080 $1,616
Travelers $3,349 $2,644 $1,927
USAA $4,055 $2,375 $1,958

Buy Cheap Bean Station, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bean Station, Tennessee auto insurance rates? Find out how car insurance rates in Bean Station, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bean Station, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,872 $2,749 $2,587 $2,685 $10,964 $11,911 $3,049 $3,153
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $1,883 $1,897 $1,732 $1,732 $5,836 $5,927 $1,920 $1,981
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,807 $1,701 $1,471 $1,540 $8,224 $9,261 $2,179 $2,386
State Farm $1,447 $1,447 $1,307 $1,307 $4,466 $5,571 $1,636 $1,912
Travelers $1,683 $1,770 $1,544 $1,641 $4,818 $5,997 $1,788 $1,881
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

Buy Cheap Bean Station, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bean Station can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bean Station, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bean Station, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,964 $11,911
Farmers $6,619 $7,034
GEICO $5,836 $5,927
Nationwide $6,680 $8,613
Progressive $8,224 $9,261
State Farm $4,466 $5,571
Travelers $4,818 $5,997
USAA $5,662 $6,485

Buy Cheap Bean Station, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Bean Station, Tennessee by comparing Bean Station senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bean Station, TN here.

Annual Auto Insurance Rates for Senior Drivers in Bean Station, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,587 $2,685
Farmers $1,458 $1,599
GEICO $1,732 $1,732
Nationwide $2,132 $2,165
Progressive $1,471 $1,540
State Farm $1,307 $1,307
Travelers $1,544 $1,641
USAA $1,416 $1,414

Find Cheap Auto Insurance Rates in Bean Station, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bean Station, Tennessee auto insurance. Compare Bean Station, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bean Station, Tennessee

Insurance Company Low Medium High
Allstate $4,807 $4,983 $5,198
Farmers $2,887 $3,047 $3,253
GEICO $2,713 $2,855 $3,023
Liberty Mutual $5,719 $5,971 $6,232
Nationwide $3,795 $3,682 $3,811
Progressive $3,345 $3,570 $3,798
State Farm $2,258 $2,397 $2,506
Travelers $2,475 $2,638 $2,807
USAA $2,708 $2,786 $2,894

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Find Cheap Bean Station, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bean Station. Compare auto insurance rates in Bean Station, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bean Station, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,996 $4,996
Farmers $3,062 $3,062
GEICO $2,844 $2,883
Liberty Mutual $5,974 $5,974
Nationwide $3,763 $3,763
Progressive $3,571 $3,571
State Farm $2,331 $2,443
Travelers $2,537 $2,744
USAA $2,717 $2,875

Find Cheap Bean Station, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Bean Station, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bean Station, TN, take a look at the average cost for various violations versus rates for a clean driving record in Bean Station.

Annual Bean Station, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,168 $4,980 $6,053 $4,784
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,092 $2,790 $4,481 $2,092
Liberty Mutual $4,847 $6,977 $6,494 $5,577
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,145 $4,087 $3,349 $3,704
State Farm $2,173 $2,601 $2,387 $2,387
Travelers $2,139 $2,748 $3,042 $2,631
USAA $2,030 $3,048 $3,589 $2,517

Find Cheap Bean Station, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bean Station, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Bean Station for less when you shop around and compare rates from multiple Bean Station, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bean Station, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,053
Farmers $3,314
GEICO $4,481
Liberty Mutual $6,494
Nationwide $4,898
Progressive $3,349
State Farm $2,387
Travelers $3,042
USAA $3,589

Winners by Category: Where to Buy Cheap Auto Insurance in Bean Station, TN

Compare rates from the cheapest auto insurance companies in Bean Station, TN for your needs. Take a look at how Bean Station, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bean Station, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Bean Station, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Bean Station, TN auto insurance companies overall, you can compare them here. Find the best price for Bean Station, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Bean Station, Tennessee

Insurance Company Average Annual Rates
Allstate $4,996
Farmers $3,062
GEICO $2,864
Nationwide $3,763
Progressive $3,571
State Farm $2,387
Travelers $2,640
USAA $2,796

What affects Bean Station, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Bean Station, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Bean Station auto insurance rates.

Commute Times in Bean Station

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bean Station, TN is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Bean Station, TN

You can buy cheap Bean Station, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bean Station, Tennessee auto insurance quotes from top companies.

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