Buy Cheap Auburn, AL Auto Insurance (2021)

Auburn, AL auto insurance rates average $291 a month. Minimum auto insurance requirements in Auburn, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Auburn, AL, compare Auburn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Auburn, AL for teens drivers are $7,110/year
  • Average auto insurance rates in Auburn, AL after a DUI are $3,980/year
  • The most expensive auto insurance company in Auburn is Liberty Mutual

Finding affordable Auburn, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Auburn, AL auto insurance with confidence is right here. Auto insurance rates in Auburn are affected by local factors as well as personal ones like your driving record.

See how Auburn, AL car insurance rates compare to Birmingham auto insurance rates, Madison auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Auburn.

Don’t buy Auburn, AL auto insurance until you’ve compared rates. Get free Auburn, Alabama auto insurance quotes when you enter your ZIP code above.

Auburn, AL Minimum Auto Insurance Requirements

The required auto insurance in Auburn, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Auburn, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Auburn, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Auburn, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Auburn, AL. Take a look at Auburn, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Auburn, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,304 $3,703 $3,510
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,470 $4,580 $3,597
Nationwide $3,056 $2,387 $2,160
Progressive $4,488 $3,866 $3,619
State Farm $7,347 $3,718 $2,526
Travelers $3,632 $3,149 $3,209
USAA $2,818 $1,836 $1,640

Buy Cheap Auburn, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Auburn, Alabama auto insurance rates? Find out how car insurance rates in Auburn, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Auburn, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,200 $2,184 $1,966 $2,088 $8,468 $8,714 $2,497 $2,595
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,045 $3,291 $2,495 $2,792 $11,073 $12,318 $3,247 $3,462
Nationwide $1,670 $1,691 $1,522 $1,577 $4,321 $5,576 $1,850 $2,068
Progressive $2,129 $1,990 $1,753 $1,867 $8,994 $10,029 $2,498 $2,669
State Farm $2,762 $2,762 $2,507 $2,507 $8,428 $10,571 $3,122 $3,584
Travelers $1,361 $1,381 $1,280 $1,275 $7,230 $11,350 $1,290 $1,473
USAA $1,308 $1,327 $1,222 $1,197 $3,887 $4,307 $1,700 $1,835

Buy Cheap Auburn, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Auburn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Auburn, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Auburn, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,468 $8,714
GEICO $5,231 $5,122
Liberty Mutual $11,073 $12,318
Nationwide $4,321 $5,576
Progressive $8,994 $10,029
State Farm $8,428 $10,571
Travelers $7,230 $11,350
USAA $3,887 $4,307

Buy Cheap Auburn, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Auburn, Alabama by comparing Auburn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Auburn, AL here.

Annual Auto Insurance Rates for Senior Drivers in Auburn, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,966 $2,088
GEICO $1,897 $1,951
Liberty Mutual $2,495 $2,792
Nationwide $1,522 $1,577
Progressive $1,753 $1,867
State Farm $2,507 $2,507
Travelers $1,280 $1,275
USAA $1,222 $1,197

Find Cheap Auto Insurance Rates in Auburn, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Auburn, Alabama auto insurance. Compare Auburn, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Auburn, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,623 $3,789 $4,105
GEICO $2,572 $2,773 $3,010
Liberty Mutual $4,979 $5,191 $5,477
Nationwide $2,517 $2,512 $2,574
Progressive $3,593 $3,974 $4,407
State Farm $4,261 $4,525 $4,805
Travelers $3,158 $3,396 $3,435
USAA $2,021 $2,086 $2,185

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Find Cheap Auburn, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Auburn. Compare auto insurance rates in Auburn, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Auburn, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,839 $3,839
GEICO $2,734 $2,836
Liberty Mutual $5,216 $5,216
Nationwide $2,534 $2,534
Progressive $3,991 $3,991
State Farm $4,418 $4,643
Travelers $3,330 $3,330
USAA $2,002 $2,194

Find Cheap Auburn, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Auburn, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Auburn, AL to see how much where you live in Auburn affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Auburn, Alabama

ZIP Code Average Annual Rates
36830 $3,531
36832 $3,607

Find Cheap Auburn, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Auburn, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Auburn, AL, take a look at the average cost for various violations versus rates for a clean driving record in Auburn.

Annual Auburn, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,231 $4,178 $4,076 $3,870
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,091 $5,693 $5,570 $5,508
Nationwide $2,219 $2,219 $3,225 $2,475
Progressive $3,598 $4,543 $3,882 $3,942
State Farm $4,084 $5,075 $4,481 $4,481
Travelers $2,774 $2,911 $4,255 $3,379
USAA $1,614 $2,025 $3,006 $1,746

Find Cheap Auburn, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Auburn, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Auburn for less when you shop around and compare rates from multiple Auburn, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Auburn, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,076
GEICO $3,713
Liberty Mutual $5,570
Nationwide $3,225
Progressive $3,882
State Farm $4,481
Travelers $4,255
USAA $3,006

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Winners by Category: Where to Buy Cheap Auto Insurance in Auburn, AL

Compare rates from the cheapest auto insurance companies in Auburn, AL for your needs. Take a look at how Auburn, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Auburn, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Auburn, Alabama Auto Insurance Companies

If you’re looking for the cheapest Auburn, AL auto insurance companies overall, you can compare them here. Find the best price for Auburn, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Auburn, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,839
GEICO $2,785
Liberty Mutual $5,216
Nationwide $2,534
Progressive $3,991
State Farm $4,530
Travelers $3,330
USAA $2,098

What affects Auburn, Alabama auto insurance rates?

Local factors affect auto insurance rates in Auburn, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Auburn auto insurance rates.

Auto Theft in Auburn

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Auburn, AL auto theft show a total of 75 vehicle thefts annually.

Commute Times in Auburn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Auburn, AL is 20.2 minutes according to City-Data.

Traffic in Auburn

How is traffic in Auburn, Alabama? Inrix data shows that Auburn, AL traffic makes it the 843rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Auburn, AL

You can buy cheap Auburn, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Auburn, Alabama auto insurance quotes from top companies.

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