Compare Chevrolet Sonic Insurance Rates [Cheap Coverage Guide]

Car insurance rates for a Chevrolet Sonic average $1,362 a year, or around $114 a month. Teens pay the highest rates at up to $4,978 a year, while good drivers may only pay $800.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,362 a year or $114 each month
  • A liability-only policy costs around $546 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,978 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • Chevrolet Sonic insurance costs around $157 less per year than the average vehicle

Do you need help finding cheap Chevrolet Sonic insurance rates? Chevrolet Sonic insurance costs around $157 less per year than the average vehicle. Learn how to maximize insurance rate savings for a Chevrolet Sonic in our comprehensive guide.

You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Sonic Insurance Cost

The average Chevrolet Sonic auto insurance costs are $1,362 a year or $114 a month.

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Are Chevrolet Sonics Expensive to Insure?

The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Nissan Sentra, Toyota Corolla, and Kia Forte.

Vehicle Comprehensive Collision Liability Total
Chevrolet Sonic $270 $536 $398 $1,362
Nissan Sentra $254 $570 $390 $1,372
Toyota Corolla $294 $542 $390 $1,384
Kia Forte $322 $500 $372 $1,352
Chevrolet Blazer $376 $688 $316 $1,516
Audi S3 $356 $744 $264 $1,474
Dodge Charger $376 $626 $466 $1,668
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Sonic Insurance?

The Chevrolet Sonic trim and model you choose can impact the total price you will pay for Chevrolet Sonic auto insurance coverage.

Age of the Vehicle

Older Chevrolet Sonic models generally cost less to insure. For example, auto insurance for a 2018 Chevrolet Sonic costs $1,362, while 2012 Chevrolet Sonic insurance costs are $1,208, a difference of $154.

Model Year Comprehensive Collision Liability Total
2018 Chevrolet Sonic $270 $536 $398 $1,362
2017 Chevrolet Sonic $260 $524 $416 $1,358
2016 Chevrolet Sonic $250 $502 $430 $1,340
2015 Chevrolet Sonic $238 $484 $442 $1,322
2014 Chevrolet Sonic $228 $450 $452 $1,288
2013 Chevrolet Sonic $218 $424 $456 $1,256
2012 Chevrolet Sonic $210 $380 $460 $1,208
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Driver Age

Driver age can have a significant effect on Chevrolet Sonic car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Chevrolet Sonic car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Houston may pay $1,004 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Sonic auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Sonic car insurance with violations on their driving record.

Chevrolet Sonic Safety Ratings

Your Chevrolet Sonic car insurance rates are tied to the safety ratings of the Chevrolet Sonic. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Sonic Crash Test Ratings

Chevrolet Sonic crash test ratings can impact the cost of your Chevrolet Sonic car insurance. See Chevrolet Sonic crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Sonic Safety Features

The Chevrolet Sonic safety features can help lower insurance costs. The 2020 Chevrolet Sonic has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release

Chevrolet Sonic Insurance Loss Probability

The Chevrolet Sonic’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chevrolet Sonic, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 4%
Property Damage 32%
Comprehensive -9%
Personal Injury 67%
Medical Payment 89%
Bodily Injury 59%
Source: Insurance Institute for Highway Safety
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Chevrolet Sonic Finance and Insurance Cost

If you are financing a Chevrolet Sonic, you will pay more if you purchase Chevrolet Sonic auto insurance at the dealership, so be sure to shop around and compare Chevrolet Sonic auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Sonic Insurance

Save more on your Chevrolet Sonic car insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Sonic auto insurance rates possible.

  • Move to the Countryside
  • Compare Apples to Apples When Comparing Chevrolet Sonic Insurance Quotes and Policies
  • Ask for a Higher Deductible for Your Chevrolet Sonic Insurance Policy
  • Get Cheaper Chevrolet Sonic Car Insurance Rates as a Full-Time Parent
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top Chevrolet Sonic Insurance Companies

Who is the top car insurance company for Chevrolet Sonic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Sonic auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Sonic offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Sonic Insurance Quotes Online

Start comparing Chevrolet Sonic car insurance quotes for free by using our convenient online comparison tool.

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