Buy Cheap Chevrolet HHR Auto Insurance in 2025
The cost of Chevrolet HHR auto insurance rates are $1,192 a year, or around $99 a month on average. Finding Chevrolet HHR teenager insurance rates can cost on average $4,357 a year, so shop around to find cheap coverage.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
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UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,192 a year or $99 each month
- A liability-only policy costs around $478 a year or $40 each month
- Highest rates are for teenage drivers at around $4,357 a year or $363 each month
- Good drivers can save as much as $491 a year by earning policy discounts
- Chevrolet HHR insurance costs around $327 less per year than the average vehicle
Are insurance rates for a Chevrolet HHR stressing you out? They don’t need to—Chevrolet HHR insurance costs around $327 less per year than the average vehicle. Read our guide to learn what drivers can do to save on Chevrolet HHR insurance rates.
You can start comparing quotes for Chevrolet HHR car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet HHR Insurance Cost
The average Chevrolet HHR car insurance costs are $1,192 a year or $99 a month.
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Are Chevrolet HHRs Expensive to Insure?
The chart below details how Chevrolet HHR insurance rates compare to other wagons like the Subaru Outback.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Outback | $348 | $500 | $372 | $1,378 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet HHR Insurance?
The Chevrolet HHR trim and model you choose can impact the total price you will pay for Chevrolet HHR insurance coverage.
Age of the Vehicle
The average Chevrolet HHR car insurance rates are higher for newer models. For example, car insurance rates for a 2011 Chevrolet HHR are $1,192, while 2010 Chevrolet HHR rates are $1,166, a difference of $26.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Chevrolet HHR | $224 | $350 | $460 | $1,192 |
| 2010 Chevrolet HHR | $216 | $328 | $464 | $1,166 |
Driver Age
Driver age can have a significant impact on the cost of Chevrolet HHR auto insurance. For example, 20-year-old drivers pay as much as $1,510 more each year for their Chevrolet HHR auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet HHR insurance rates. For example, drivers in New York may pay $727 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet HHR auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet HHR car insurance with violations on their driving record.
Chevrolet HHR Safety Ratings
Your Chevrolet HHR car insurance rates are tied to the safety ratings of the Chevrolet HHR. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Acceptable |
| Roof strength | Not Tested |
| Head restraints and seats | Marginal |
| Source: Insurance Institute for Highway Safety | |
Chevrolet HHR Crash Test Ratings
Not only do good Chevrolet HHR crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet HHR auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2011 Chevrolet HHR SUV FWD | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet HHR Safety Features
The more safety features you have on your Chevrolet HHR, the more likely it is that you can earn a discount. The Chevrolet HHR’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chevrolet HHR Finance and Insurance Cost
If you are financing a Chevrolet HHR, most lenders will require your carry higher Chevrolet HHR coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet HHR car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet HHR Insurance
If you want to reduce the cost of your Chevrolet HHR insurance rates, follow these tips below:
- Work with a Direct Insurer Instead of an Insurance Broker for Your Chevrolet HHR
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Get Chevrolet HHR Auto Insurance Through Costco
- Ask About Chevrolet HHR Low Mileage Discounts
- Re-Check Chevrolet HHR Quotes Every 6 Months
Top Chevrolet HHR Insurance Companies
Several top car insurance companies offer competitive rates for the Chevrolet HHR rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Chevrolet HHR drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors can affect the cost of auto insurance for a Chevrolet HHR?
Several factors can influence the cost of auto insurance for a Chevrolet HHR. These factors include your location, driving record, age, gender, credit score, the level of coverage you choose, deductibles, and the specific model and year of the Chevrolet HHR.
Are there any specific discounts available for insuring a Chevrolet HHR?
Yes, there are various discounts available for insuring a Chevrolet HHR. Common discounts include safe driver discounts, multi-vehicle discounts, multi-policy discounts (when bundling auto insurance with other policies), and discounts for safety features such as anti-lock brakes, airbags, and anti-theft systems. It’s recommended to inquire with insurance providers to determine which discounts you may qualify for.
What are the recommended coverage options for insuring a Chevrolet HHR?
The recommended coverage options for insuring a Chevrolet HHR typically include liability coverage, which is typically required by law, to cover injuries or damages to others in an accident you cause. Additionally, comprehensive and collision coverage can protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. It’s important to review your needs and consult with an insurance agent to determine the appropriate coverage levels for your specific situation.
How can I find cheap auto insurance for a Chevrolet HHR?
To find cheap auto insurance for a Chevrolet HHR, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts, such as safe driver discounts or discounts for bundling multiple policies.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing safety features or anti-theft devices, as they may qualify you for additional discounts.
- Seek guidance from an independent insurance agent who can help you explore different options and find the most affordable coverage.
Are there any specific considerations for insuring a Chevrolet HHR?
When insuring a Chevrolet HHR, it’s important to consider factors such as the vehicle’s safety features, its value, and the local theft and accident rates in your area. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
Can I get special insurance coverage for my Chevrolet HHR if I use it for business purposes?
If you use your Chevrolet HHR for business purposes, it’s important to inform your insurance provider, as personal auto insurance policies typically do not cover commercial activities. Depending on the nature of your business use, you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.