Are Land Rover LR4s Expensive to Insure?

If you want to buy Land Rover LR4 insurance coverage then a policy will cost $135 per month ($1,624 per year) on average. On average, Land Rover LR4 comprehensive insurance coverage costs $396, collision coverage costs $577, and liability coverage costs $458.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Land Rover LR4 insurance costs around $105 more per year than the average vehicle

Land Rover LR4 insurance rates average $1,624 a year or $135 a month for full coverage. Good drivers can save up to $670 a year in policy discounts by practicing safe driving habits. Let’s look at Land Rover LR4 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Land Rover LR4 car insurance rates from some of the best car insurance companies by using our free online tool now.

Land Rover LR4 Insurance Cost

The average Land Rover LR4 auto insurance costs are $1,624 a year or $135 a month.

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Are Land Rover LR4s Expensive to Insure?

The chart below details how Land Rover LR4 insurance rates compare to other SUVs like the Jeep Cherokee, BMW X5, and Hyundai Santa Fe.

Vehicle Comprehensive Collision Liability Total
Jeep Cherokee $348 $626 $466 $1,640
BMW X5 $444 $750 $372 $1,724
Hyundai Santa Fe $294 $562 $372 $1,386
Honda Passport $362 $656 $316 $1,470
Chevrolet Tahoe $336 $532 $372 $1,398
Mitsubishi Outlander $306 $542 $332 $1,316
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However, there are a few things you can do to find the cheapest Land Rover insurance rates online.

What Impacts the Cost of Land Rover LR4 Insurance?

The Land Rover LR4 trim and model you choose will affect the total price you will pay for Land Rover LR4 insurance coverage.

Age of the Vehicle

Older Land Rover LR4 models generally cost less to insure. For example, auto insurance rates for a 2016 Land Rover LR4 are $1,624, while 2010 Land Rover LR4 rates are $1,336, a difference of $288.

Model Year Comprehensive Collision Liability Total
2016 Land Rover LR4 $368 $668 $430 $1,624
2015 Land Rover LR4 $348 $646 $442 $1,594
2014 Land Rover LR4 $334 $598 $452 $1,542
2013 Land Rover LR4 $320 $564 $456 $1,498
2012 Land Rover LR4 $308 $506 $460 $1,432
2011 Land Rover LR4 $288 $466 $460 $1,372
2010 Land Rover LR4 $278 $436 $464 $1,336
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Driver Age

Driver age can have a significant effect on Land Rover LR4 car insurance rates. For example, 30-year-old drivers pay $71 more for Land Rover LR4 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Land Rover LR4 insurance rates. For example, drivers in New York may pay $991 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Land Rover LR4 car insurance. Teens and drivers in their 20’s see the highest jump in their Land Rover LR4 car insurance rates with violations on their driving record.

Land Rover LR4 Crash Test Ratings

Not only do good Land Rover LR4 crash test ratings mean you are better protected in a crash, but good Land Rover LR4 crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Land Rover LR4 (7 Seat) SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Land Rover LR4 Safety Features

The more safety features you have on your Land Rover LR4, the more likely it is that you can earn a discount. The Land Rover LR4’s safety features include:

  • Terrain Response Electronic Stability Control (ESC)
  • Roll Stability Control (RSC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks

Land Rover LR4 Insurance Loss Probability

The lower percentage means lower Land Rover LR4 car insurance rates; higher percentages mean higher Land Rover LR4 auto insurance rates. Insurance loss probability on the Land Rover LR4 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -13%
Property Damage 5%
Comprehensive 34%
Personal Injury -53%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Land Rover LR4 Finance and Insurance Cost

If you are financing a Land Rover LR4, you will pay more if you purchase Land Rover LR4 car insurance at the dealership, so be sure to shop around and compare Land Rover LR4 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Land Rover LR4 Insurance

You can save more money on your Land Rover LR4 auto insurance rates by employing any of the following five strategies.

  • Provide Your Land Rover LR4 VIN When Requesting Land Rover LR4 Auto Insurance Quotes
  • Take a Refresher Course as an Older Driver
  • Compare Insurance Companies After Moving
  • Choose a Land Rover LR4 with Cheaper Repair Costs
  • Ask About Mature Driver Discounts for Drivers Over 50

Top Land Rover LR4 Insurance Companies

Who is the top car insurance company for Land Rover LR4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Land Rover LR4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Land Rover LR4 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Land Rover LR4 car insurance quotes for free by using our convenient online comparison tool.

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