Buy Cheap Johnson City, TN Auto Insurance (2021)

Johnson City, TN auto insurance rates average $243 a month. Minimum auto insurance requirements in Johnson City, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Johnson City, TN, compare Johnson City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Johnson City after a DUI is Liberty Mutual
  • Average auto insurance rates in Johnson City, TN are $243/month
  • Average auto insurance rates in Johnson City, TN after a DUI are $3,729/year

Finding affordable Johnson City, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Johnson City, TN auto insurance with confidence is right here. Auto insurance rates in Johnson City are affected by local factors as well as personal ones like your driving record.

See how Johnson City, TN car insurance rates compare to Knoxville auto insurance rates, Johnson City auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Johnson City.

Don’t buy Johnson City, TN auto insurance until you’ve compared rates. Get free Johnson City, Tennessee auto insurance quotes when you enter your ZIP code above.

Johnson City, TN Minimum Auto Insurance Requirements

The required auto insurance in Johnson City, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Johnson City, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Johnson City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Johnson City, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Johnson City, TN. Take a look at Johnson City, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Johnson City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,303 $4,073 $3,119
Farmers $3,580 $2,801 $2,649
GEICO $3,216 $2,761 $2,541
Liberty Mutual $7,528 $4,639 $3,632
Nationwide $3,653 $2,912 $2,586
Progressive $3,422 $2,960 $2,768
State Farm $3,407 $2,046 $1,590
Travelers $3,072 $2,435 $1,776
USAA $3,592 $2,107 $1,739

Buy Cheap Johnson City, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Johnson City, Tennessee auto insurance rates? Find out how car insurance rates in Johnson City, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Johnson City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,314 $2,177 $2,258 $9,072 $9,879 $2,562 $2,647
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,844 $1,854 $1,691 $1,691 $5,857 $5,936 $1,889 $1,951
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,541 $1,448 $1,259 $1,315 $7,043 $7,913 $1,857 $2,024
State Farm $1,414 $1,414 $1,283 $1,283 $4,414 $5,513 $1,600 $1,861
Travelers $1,547 $1,625 $1,424 $1,512 $4,431 $5,521 $1,641 $1,724
USAA $1,405 $1,428 $1,269 $1,268 $4,978 $5,714 $1,829 $1,948

Buy Cheap Johnson City, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Johnson City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Johnson City, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Johnson City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,072 $9,879
Farmers $6,552 $6,951
GEICO $5,857 $5,936
Nationwide $5,364 $6,886
Progressive $7,043 $7,913
State Farm $4,414 $5,513
Travelers $4,431 $5,521
USAA $4,978 $5,714

Buy Cheap Johnson City, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Johnson City, Tennessee by comparing Johnson City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Johnson City, TN here.

Annual Auto Insurance Rates for Senior Drivers in Johnson City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,258
Farmers $1,419 $1,562
GEICO $1,691 $1,691
Nationwide $1,762 $1,786
Progressive $1,259 $1,315
State Farm $1,283 $1,283
Travelers $1,424 $1,512
USAA $1,269 $1,268

Find Cheap Auto Insurance Rates in Johnson City, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Johnson City, Tennessee auto insurance. Compare Johnson City, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Johnson City, Tennessee

Insurance Company Low Medium High
Allstate $4,018 $4,155 $4,322
Farmers $2,834 $2,994 $3,202
GEICO $2,694 $2,834 $2,989
Liberty Mutual $5,037 $5,267 $5,496
Nationwide $3,065 $2,986 $3,100
Progressive $2,854 $3,054 $3,242
State Farm $2,205 $2,359 $2,479
Travelers $2,279 $2,426 $2,579
USAA $2,403 $2,472 $2,565

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Find Cheap Johnson City, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Johnson City. Compare auto insurance rates in Johnson City, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Johnson City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,165 $4,165
Farmers $3,010 $3,010
GEICO $2,818 $2,861
Liberty Mutual $5,267 $5,267
Nationwide $3,050 $3,050
Progressive $3,050 $3,050
State Farm $2,291 $2,404
Travelers $2,333 $2,523
USAA $2,411 $2,549

Find Cheap Johnson City, TN Auto Insurance Rates by ZIP Code

Auto insurance rates in Johnson City, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Johnson City, TN to see how much where you live in Johnson City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Johnson City, Tennessee

ZIP Code Average Annual Rates
37604 $3,242
37614 $3,230
37615 $3,258

Find Cheap Johnson City, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Johnson City, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Johnson City, TN, take a look at the average cost for various violations versus rates for a clean driving record in Johnson City.

Annual Johnson City, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,486 $4,154 $5,029 $3,991
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $2,081 $2,767 $4,428 $2,081
Liberty Mutual $4,270 $6,161 $5,725 $4,910
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,688 $3,491 $2,861 $3,160
State Farm $2,134 $2,561 $2,347 $2,347
Travelers $1,971 $2,531 $2,793 $2,418
USAA $1,806 $2,701 $3,173 $2,239

Find Cheap Johnson City, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Johnson City, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Johnson City for less when you shop around and compare rates from multiple Johnson City, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Johnson City, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,029
Farmers $3,263
GEICO $4,428
Liberty Mutual $5,725
Nationwide $3,945
Progressive $2,861
State Farm $2,347
Travelers $2,793
USAA $3,173

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Winners by Category: Where to Buy Cheap Auto Insurance in Johnson City, TN

Compare rates from the cheapest auto insurance companies in Johnson City, TN for your needs. Take a look at how Johnson City, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Johnson City, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Johnson City, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Johnson City, TN auto insurance companies overall, you can compare them here. Find the best price for Johnson City, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Johnson City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,165
Farmers $3,010
GEICO $2,839
Nationwide $3,050
Progressive $3,050
State Farm $2,347
Travelers $2,428
USAA $2,480

What affects Johnson City, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Johnson City, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Johnson City auto insurance rates.

Commute Times in Johnson City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Johnson City, TN is 17.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Johnson City, TN

You can buy cheap Johnson City, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Johnson City, Tennessee auto insurance quotes from top companies.

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