Buy Cheap Clarksville, TN Auto Insurance (2021)

Clarksville, TN auto insurance rates average $269 a month. Minimum auto insurance requirements in Clarksville, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Clarksville, TN, compare Clarksville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clarksville, TN for teens drivers are $6,589/year
  • Average auto insurance rates in Clarksville, TN after a DUI are $4,169/year
  • Average auto insurance rates in Clarksville, TN are $269/month

Finding affordable Clarksville, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Clarksville, TN auto insurance with confidence is right here. Auto insurance rates in Clarksville are affected by local factors as well as personal ones like your driving record.

See how Clarksville, TN car insurance rates compare to Murfreesboro auto insurance rates, Franklin auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Clarksville.

Don’t buy Clarksville, TN auto insurance until you’ve compared rates. Get free Clarksville, Tennessee auto insurance quotes when you enter your ZIP code above.

Clarksville, TN Minimum Auto Insurance Requirements

The required auto insurance in Clarksville, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Clarksville, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Clarksville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Clarksville, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clarksville, TN. Take a look at Clarksville, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clarksville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,139 $4,708 $3,596
Farmers $3,235 $2,535 $2,397
GEICO $3,682 $3,156 $2,903
Liberty Mutual $8,837 $5,436 $4,251
Nationwide $3,982 $3,170 $2,815
Progressive $3,996 $3,470 $3,253
State Farm $4,052 $2,430 $1,887
Travelers $3,408 $2,699 $1,967
USAA $3,863 $2,270 $1,874

Buy Cheap Clarksville, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clarksville, Tennessee auto insurance rates? Find out how car insurance rates in Clarksville, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarksville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,772 $2,659 $2,499 $2,594 $10,525 $11,473 $2,947 $3,045
Farmers $1,435 $1,463 $1,287 $1,420 $5,887 $6,292 $1,948 $2,045
GEICO $2,140 $2,157 $1,968 $1,968 $6,602 $6,709 $2,180 $2,250
Nationwide $2,123 $2,138 $1,906 $1,933 $5,858 $7,537 $2,441 $2,644
Progressive $1,782 $1,666 $1,458 $1,525 $8,320 $9,346 $2,147 $2,341
State Farm $1,690 $1,690 $1,530 $1,530 $5,217 $6,532 $1,912 $2,216
Travelers $1,713 $1,801 $1,570 $1,669 $4,917 $6,125 $1,821 $1,914
USAA $1,501 $1,525 $1,355 $1,353 $5,384 $6,185 $1,962 $2,085

Buy Cheap Clarksville, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clarksville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clarksville, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clarksville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,525 $11,473
Farmers $5,887 $6,292
GEICO $6,602 $6,709
Nationwide $5,858 $7,537
Progressive $8,320 $9,346
State Farm $5,217 $6,532
Travelers $4,917 $6,125
USAA $5,384 $6,185

Buy Cheap Clarksville, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Clarksville, Tennessee by comparing Clarksville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clarksville, TN here.

Annual Auto Insurance Rates for Senior Drivers in Clarksville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,499 $2,594
Farmers $1,287 $1,420
GEICO $1,968 $1,968
Nationwide $1,906 $1,933
Progressive $1,458 $1,525
State Farm $1,530 $1,530
Travelers $1,570 $1,669
USAA $1,355 $1,353

Find Cheap Auto Insurance Rates in Clarksville, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clarksville, Tennessee auto insurance. Compare Clarksville, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarksville, Tennessee

Insurance Company Low Medium High
Allstate $4,642 $4,802 $4,998
Farmers $2,560 $2,709 $2,897
GEICO $3,085 $3,242 $3,413
Liberty Mutual $5,897 $6,175 $6,453
Nationwide $3,338 $3,251 $3,379
Progressive $3,325 $3,578 $3,816
State Farm $2,620 $2,804 $2,945
Travelers $2,532 $2,690 $2,852
USAA $2,584 $2,660 $2,763

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Find Cheap Clarksville, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clarksville. Compare auto insurance rates in Clarksville, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clarksville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,814 $4,814
Farmers $2,722 $2,722
GEICO $3,225 $3,268
Liberty Mutual $6,175 $6,175
Nationwide $3,322 $3,322
Progressive $3,573 $3,573
State Farm $2,722 $2,857
Travelers $2,586 $2,797
USAA $2,595 $2,743

Find Cheap Clarksville, TN Auto Insurance Rates by ZIP Code

Auto insurance rates in Clarksville, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Clarksville, TN to see how much where you live in Clarksville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Clarksville, Tennessee

ZIP Code Average Annual Rates
37040 $3,613
37042 $3,647
37043 $3,601
37044 $3,579

Find Cheap Clarksville, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Clarksville, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clarksville, TN, take a look at the average cost for various violations versus rates for a clean driving record in Clarksville.

Annual Clarksville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,026 $4,803 $5,817 $4,611
Farmers $2,332 $2,869 $2,937 $2,751
GEICO $2,366 $3,162 $5,093 $2,366
Liberty Mutual $5,001 $7,229 $6,715 $5,754
Nationwide $2,878 $2,878 $4,309 $3,224
Progressive $3,145 $4,101 $3,348 $3,699
State Farm $2,540 $3,040 $2,790 $2,790
Travelers $2,183 $2,810 $3,092 $2,680
USAA $1,940 $2,910 $3,417 $2,408

Find Cheap Clarksville, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clarksville, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Clarksville for less when you shop around and compare rates from multiple Clarksville, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clarksville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,817
Farmers $2,937
GEICO $5,093
Liberty Mutual $6,715
Nationwide $4,309
Progressive $3,348
State Farm $2,790
Travelers $3,092
USAA $3,417

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Winners by Category: Where to Buy Cheap Auto Insurance in Clarksville, TN

Compare rates from the cheapest auto insurance companies in Clarksville, TN for your needs. Take a look at how Clarksville, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clarksville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Clarksville, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Clarksville, TN auto insurance companies overall, you can compare them here. Find the best price for Clarksville, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Clarksville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,814
Farmers $2,722
GEICO $3,247
Nationwide $3,322
Progressive $3,573
State Farm $2,790
Travelers $2,691
USAA $2,669

What affects Clarksville, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Clarksville, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Clarksville auto insurance rates.

Commute Times in Clarksville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clarksville, TN is 24.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Clarksville, TN

You can buy cheap Clarksville, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clarksville, Tennessee auto insurance quotes from top companies.

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