Compare Hyundai Kona Insurance Quotes [Guide + Free Quotes]

The cost of Hyundai Kona auto insurance rates are $1,232 a year, or around $103 a month on average. Good drivers can save as much as $1,900 a year over higher risk drivers.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,232 a year or $103 each month
  • A liability-only policy costs around $494 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,503 a year or $375 each month
  • Good drivers can save as much as $508 a year by earning policy discounts
  • Hyundai Kona insurance costs around $287 less per year than the average vehicle

Hyundai Kona insurance rates don’t need to break the bank. Hyundai Kona insurance costs around $287 less per year than the average vehicle. Read on to find out more about how to save on Hyundai Kona insurance rates.

You can start comparing quotes for Hyundai Kona car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Kona Insurance Cost

The average Hyundai Kona auto insurance costs are $1,232 a year or $103 a month.

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Are Hyundai Konas Expensive to Insure?

The chart below details how Hyundai Kona insurance rates compare to other crossovers like the MINI Clubman, Buick Envision, and Nissan Rogue.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
MINI Clubman $320 $506 $398 $1,382
Buick Envision $320 $566 $398 $1,442
Nissan Rogue $268 $512 $440 $1,400
Mazda CX-5 $322 $532 $372 $1,384
Mazda CX-3 $308 $500 $372 $1,338
Chevrolet Equinox $308 $532 $372 $1,370
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Kona Insurance?

The Hyundai Kona trim and model you choose can impact the total price you will pay for Hyundai Kona car insurance coverage.

Age of the Vehicle

Older Hyundai Kona models generally cost less to insure. For example, car insurance for a 2020 Hyundai Kona costs $1,232, while 2018 Hyundai Kona insurance costs are $1,208, a difference of $24.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Kona $280 $500 $316 $1,232
2019 Hyundai Kona $268 $482 $332 $1,218
2018 Hyundai Kona $256 $478 $338 $1,208
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Driver Age

Driver age can have a significant effect on the cost of Hyundai Kona car insurance. For example, 30-year-old drivers pay approximately $54 more for their Hyundai Kona car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in Houston may pay $908 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Kona auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona car insurance with violations on their driving record.

Hyundai Kona Safety Ratings

Your Hyundai Kona auto insurance rates are tied to the Hyundai Kona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Kona Crash Test Ratings

Not only do good Hyundai Kona crash test ratings mean you are better protected in a crash, but good Hyundai Kona crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona Electric SUV FWD N/R N/R N/R N/R
2019 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona Electric SUV AWD N/R N/R N/R N/R
2018 Hyundai Kona SUV FWD N/R N/R N/R N/R
2018 Hyundai Kona SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Kona Safety Features

Most drivers don’t realize that not only do Hyundai Kona safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Hyundai Kona auto insurance rates. The Hyundai Kona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Kona Finance and Insurance Cost

If you are financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Kona Insurance

There are several ways you can save even more on your Hyundai Kona car insurance rates. Take a look at the following five tips:

  • Take a Refresher Course as an Older Driver
  • Start Searching for New Hyundai Kona Car Insurance a Month Before Your Renewal
  • Compare Insurance Companies After Moving
  • Choose a Hyundai Kona with Cheaper Repair Costs
  • Use a Service Like Turo to Rent Out Your Hyundai Kona

Top Hyundai Kona Insurance Companies

Who is the top auto insurance company for Hyundai Kona insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Kona auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Kona offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Kona Insurance Quotes Online

You can start comparing quotes for Hyundai Kona auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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