Best Hyundai Sonata Hybrid Insurance Rates

Average Hyundai Sonata Hybrid insurance rates cost $1,548 a year, or around $129 a month. Good drivers can save as much as $2,387 a year over higher risk drivers.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,548 a year or $129 each month
  • A liability-only policy costs around $621 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,658 a year or $472 each month
  • Good drivers can save as much as $638 a year by earning policy discounts
  • Hyundai Sonata Hybrid insurance costs around $29 more per year than the average vehicle

Hyundai Sonata Hybrid insurance rates don’t have to empty drivers’ wallets. Good drivers can save as much as $638 a year by earning policy discounts. Learn what else you can do to save on insurance rates for a Hyundai Sonata Hybrid in our comprehensive guide.

You can start comparing quotes for Hyundai Sonata Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Sonata Hybrid Insurance Cost

The average Hyundai Sonata Hybrid car insurance rates are $1,548 a year or $129 a month.

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Are Hyundai Sonata Hybrids Expensive to Insure?

The chart below details how Hyundai Sonata Hybrid insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Honda Accord Hybrid, and Lexus GS 450h.

Vehicle Comprehensive Collision Liability Total
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Buick LaCrosse $320 $566 $338 $1,360
Honda Accord Hybrid $362 $718 $316 $1,532
Lexus GS 450h $394 $774 $398 $1,724
Ford C-Max Hybrid $282 $566 $398 $1,404
Toyota Prius $306 $512 $332 $1,286
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Sonata Hybrid Insurance?

The Hyundai Sonata Hybrid trim and model you choose can impact the total price you will pay for Hyundai Sonata Hybrid auto insurance coverage.

Age of the Vehicle

Older Hyundai Sonata Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Sonata Hybrid costs $1,548, while a 2011 Hyundai Sonata Hybrid insurance costs are $1,302, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Sonata Hybrid $322 $626 $420 $1,548
2019 Hyundai Sonata Hybrid $306 $600 $440 $1,526
2018 Hyundai Sonata Hybrid $294 $596 $450 $1,520
2017 Hyundai Sonata Hybrid $284 $582 $470 $1,516
2016 Hyundai Sonata Hybrid $274 $558 $486 $1,498
2015 Hyundai Sonata Hybrid $260 $538 $500 $1,478
2014 Hyundai Sonata Hybrid $250 $500 $510 $1,440
2013 Hyundai Sonata Hybrid $240 $470 $514 $1,404
2012 Hyundai Sonata Hybrid $230 $422 $520 $1,352
2011 Hyundai Sonata Hybrid $214 $388 $520 $1,302
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Driver Age

Driver age can have a significant impact on Hyundai Sonata Hybrid auto insurance rates. As an example, a 40-year-old driver could pay $163 less each month for their Hyundai Sonata Hybrid auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Sonata Hybrid insurance rates. For example, drivers in Los Angeles may pay $221 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Sonata Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata Hybrid auto insurance rates with violations on their driving record.

Hyundai Sonata Hybrid Safety Ratings

The Hyundai Sonata Hybrid’s safety ratings will affect your Hyundai Sonata Hybrid car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Hyundai Sonata Hybrid Crash Test Ratings

If the Hyundai Sonata Hybrid crash test ratings are good, you could have lower Hyundai Sonata Hybrid car insurance rates. See Hyundai Sonata Hybrid crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Sonata Hybrid Safety Features

Having a variety of safety features on your Hyundai Sonata Hybrid can help lower your insurance costs. The 2020 Hyundai Sonata Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Hyundai Sonata Hybrid Insurance Loss Probability

The Hyundai Sonata Hybrid’s insurance loss probability varies between different coverage types. The lower percentage means lower Hyundai Sonata Hybrid auto insurance costs; higher percentages mean higher Hyundai Sonata Hybrid auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 42%
Property Damage 16%
Comprehensive 19%
Personal Injury 24%
Medical Payment 38%
Bodily Injury 21%
Source: Insurance Institute for Highway Safety
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Hyundai Sonata Hybrid Finance and Insurance Cost

If you are financing a Hyundai Sonata Hybrid, most lenders will require your carry higher Hyundai Sonata Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Sonata Hybrid auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Sonata Hybrid Insurance

You have more options at your disposal to save money on your Hyundai Sonata Hybrid car insurance costs. For example, try these five tips:

  • Remove Young Drivers from Your Hyundai Sonata Hybrid Insurance When They Move Out or Go to School
  • Take Advantage of Referral Fees
  • Re-Check Hyundai Sonata Hybrid Quotes Every 6 Months
  • Ask About Welcome Discounts
  • Ask About Farm and Ranch Vehicle Discounts

Top Hyundai Sonata Hybrid Insurance Companies

Several insurance companies offer competitive rates for the Hyundai Sonata Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Hyundai Sonata Hybrid drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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