Hyundai Elantra Insurance Quotes [Rates + Cheap Coverage Guide]

If you want to buy cheap Hyundai Elantra insurance coverage then you should know that a policy will cost $114 per month ($1,372 per year) on average. Finding Hyundai Elantra teenager insurance rates can cost on average $5,015 a year, so shop around to find cheap coverage.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Hyundai Elantra insurance costs around $147 less per year than the average vehicle

Hyundai Elantra insurance rates average $1,372 a year or $114 a month for full coverage. Good drivers can save up to $566 in policy discounts by practicing safe driving habits. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Elantra Insurance Cost

The average Hyundai Elantra car insurance costs are $1,372 a year or $114 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Hyundai Elantras Expensive to Insure?

The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Lincoln MKZ, Audi S4, and Ford Focus.

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Lincoln MKZ $320 $686 $450 $1,636
Audi S4 $370 $744 $338 $1,588
Ford Focus $244 $536 $398 $1,336
Subaru WRX $320 $566 $338 $1,360
Chevrolet Sonic $270 $536 $398 $1,362
Nissan Sentra $254 $570 $390 $1,372
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Elantra Insurance?

The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.

Age of the Vehicle

Older Hyundai Elantra models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Elantra $280 $562 $372 $1,372
2019 Hyundai Elantra $268 $542 $390 $1,358
2018 Hyundai Elantra $256 $536 $398 $1,348
2017 Hyundai Elantra $248 $524 $416 $1,346
2016 Hyundai Elantra $240 $502 $430 $1,330
2015 Hyundai Elantra $226 $484 $442 $1,310
2014 Hyundai Elantra $218 $450 $452 $1,278
2013 Hyundai Elantra $208 $424 $456 $1,246
2012 Hyundai Elantra $200 $380 $460 $1,198
2011 Hyundai Elantra $188 $350 $460 $1,156
2010 Hyundai Elantra $180 $328 $464 $1,130
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Hyundai Elantra auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Hyundai Elantra auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Hyundai Elantra car insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.

Hyundai Elantra Safety Ratings

Your Hyundai Elantra car insurance rates are tied to the safety ratings of the Hyundai Elantra. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Hyundai Elantra Crash Test Ratings

Poor Hyundai Elantra crash test ratings could mean higher Hyundai Elantra car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Elantra GT 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2020 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Later Release 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Early Release 4 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Hyundai Elantra Safety Features

The Hyundai Elantra safety features can help lower insurance costs. According to AutoBlog, the 2020 Hyundai Elantra has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Elantra Insurance Loss Probability

The Hyundai Elantra’s insurance loss probability varies for each form of coverage. The lower percentage means lower Hyundai Elantra auto insurance rates; higher percentages mean higher Hyundai Elantra car insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage 2%
Comprehensive -10%
Personal Injury 33%
Medical Payment 37%
Bodily Injury 17%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Hyundai Elantra Finance and Insurance Cost

If you are financing a Hyundai Elantra, most lenders will require your carry higher Hyundai Elantra coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Hyundai Elantra Insurance

There are many ways that you can save on Hyundai Elantra car insurance. Below are five actions you can take to find cheap Hyundai Elantra auto insurance rates.

  • Understand that Your Insurer Can Change Your Hyundai Elantra Auto Insurance Rates Mid-Term for Other Reasons
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Watch Your Insurer Closely When Your Hyundai Elantra Needs Repairs
  • Purchase a Roadside Assistance Program for Your Hyundai Elantra
  • Audit Your Hyundai Elantra Driving When You Move to a New Location or Start a New Job

Top Hyundai Elantra Insurance Companies

The best auto insurance companies for Hyundai Elantra car insurance rates will offer competitive rates, discounts, and account for the Hyundai Elantra’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Hyundai Elantra Insurance Quotes Online

You can start comparing quotes for Hyundai Elantra auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption