UPDATED: Oct 27, 2020
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- Full coverage costs around $1,372 a year or $114 each month
- A liability-only policy costs around $550 a year or $46 each month
- Highest rates are for teenage drivers at around $5,015 a year or $418 each month
- Good drivers can save as much as $566 a year by earning policy discounts
- Hyundai Elantra insurance costs around $147 less per year than the average vehicle
Hyundai Elantra insurance rates average $1,372 a year or $114 a month for full coverage. Good drivers can save up to $566 in policy discounts by practicing safe driving habits. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.
You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Elantra Insurance Cost
The average Hyundai Elantra car insurance costs are $1,372 a year or $114 a month.
Are Hyundai Elantras Expensive to Insure?
The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Lincoln MKZ, Audi S4, and Ford Focus.
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Elantra Insurance?
The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.
Age of the Vehicle
Older Hyundai Elantra models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.
|2020 Hyundai Elantra||$280||$562||$372||$1,372|
|2019 Hyundai Elantra||$268||$542||$390||$1,358|
|2018 Hyundai Elantra||$256||$536||$398||$1,348|
|2017 Hyundai Elantra||$248||$524||$416||$1,346|
|2016 Hyundai Elantra||$240||$502||$430||$1,330|
|2015 Hyundai Elantra||$226||$484||$442||$1,310|
|2014 Hyundai Elantra||$218||$450||$452||$1,278|
|2013 Hyundai Elantra||$208||$424||$456||$1,246|
|2012 Hyundai Elantra||$200||$380||$460||$1,198|
|2011 Hyundai Elantra||$188||$350||$460||$1,156|
|2010 Hyundai Elantra||$180||$328||$464||$1,130|
Driver age can have a significant impact on Hyundai Elantra auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Hyundai Elantra auto insurance than a 40-year-old driver.
Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Hyundai Elantra car insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.
Hyundai Elantra Safety Ratings
Your Hyundai Elantra car insurance rates are tied to the safety ratings of the Hyundai Elantra. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Hyundai Elantra Crash Test Ratings
Poor Hyundai Elantra crash test ratings could mean higher Hyundai Elantra car insurance rates.
|2020 Hyundai Elantra GT 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2020 Hyundai Elantra 4 DR FWD||4 stars||4 stars||4 stars||4 stars|
|2019 Hyundai Elantra Gt 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2019 Hyundai Elantra 4 DR FWD||4 stars||4 stars||4 stars||4 stars|
|2018 Hyundai Elantra Gt 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2018 Hyundai Elantra 4 DR FWD||4 stars||4 stars||4 stars||4 stars|
|2017 Hyundai Elantra Gt 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|2017 Hyundai Elantra 4 DR FWD Later Release||4 stars||4 stars||4 stars||4 stars|
|2017 Hyundai Elantra 4 DR FWD Early Release||4 stars||4 stars||5 stars||4 stars|
|2016 Hyundai Elantra Gt 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Hyundai Elantra 4 DR FWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Hyundai Elantra Safety Features
The Hyundai Elantra safety features can help lower insurance costs. According to AutoBlog, the 2020 Hyundai Elantra has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Elantra Insurance Loss Probability
The Hyundai Elantra’s insurance loss probability varies for each form of coverage. The lower percentage means lower Hyundai Elantra auto insurance rates; higher percentages mean higher Hyundai Elantra car insurance rates.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Hyundai Elantra Finance and Insurance Cost
If you are financing a Hyundai Elantra, most lenders will require your carry higher Hyundai Elantra coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Hyundai Elantra Insurance
There are many ways that you can save on Hyundai Elantra car insurance. Below are five actions you can take to find cheap Hyundai Elantra auto insurance rates.
- Understand that Your Insurer Can Change Your Hyundai Elantra Auto Insurance Rates Mid-Term for Other Reasons
- Avoid the Temptation to File a Claim for Minor Incidents
- Watch Your Insurer Closely When Your Hyundai Elantra Needs Repairs
- Purchase a Roadside Assistance Program for Your Hyundai Elantra
- Audit Your Hyundai Elantra Driving When You Move to a New Location or Start a New Job
Top Hyundai Elantra Insurance Companies
The best auto insurance companies for Hyundai Elantra car insurance rates will offer competitive rates, discounts, and account for the Hyundai Elantra’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
|Source: Insurance Information Institute|
Compare Free Hyundai Elantra Insurance Quotes Online
You can start comparing quotes for Hyundai Elantra auto insurance rates from some of the best auto insurance companies by using our free online tool now.