Compare Cheap Hyundai Santa Fe Insurance Quotes

If you want to buy affordable Hyundai Santa Fe insurance coverage then you should know that a policy will cost $116 per month ($1,386 per year) on average. Finding Hyundai Santa Fe teenager insurance rates can cost on average $5,066 a year, so shop around to find cheap coverage.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,386 a year or $116 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,066 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle

Need cheap Hyundai Santa Fe insurance rates? Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle. Our comprehensive guide will show you what factors go into Hyundai Santa Fe insurance rates, from the age of the Hyundai Santa Fe to its safety ratings.

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Santa Fe Insurance Cost

The average Hyundai Santa Fe auto insurance costs are $1,386 a year or $116 a month.

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Are Hyundai Santa Fes Expensive to Insure?

The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the BMW X5, Cadillac Escalade ESV, and Lincoln Navigator.

Vehicle Comprehensive Collision Liability Total
Hyundai Santa Fe $294 $562 $372 $1,386
BMW X5 $444 $750 $372 $1,724
Cadillac Escalade ESV $464 $720 $390 $1,732
Lincoln Navigator $356 $686 $398 $1,598
Volkswagen Atlas $358 $690 $390 $1,596
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Toyota Land Cruiser $420 $774 $398 $1,750
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Santa Fe Insurance?

The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.

Age of the Vehicle

Older Hyundai Santa Fe models generally cost less to insure. For example, car insurance for a 2020 Hyundai Santa Fe costs $1,386, while 2010 Hyundai Santa Fe insurance costs are $1,140, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Santa Fe $294 $562 $372 $1,386
2019 Hyundai Santa Fe $280 $542 $390 $1,370
2018 Hyundai Santa Fe $270 $536 $398 $1,362
2017 Hyundai Santa Fe $260 $524 $416 $1,358
2016 Hyundai Santa Fe $250 $502 $430 $1,340
2015 Hyundai Santa Fe $238 $484 $442 $1,322
2014 Hyundai Santa Fe $228 $450 $452 $1,288
2013 Hyundai Santa Fe $218 $424 $456 $1,256
2012 Hyundai Santa Fe $210 $380 $460 $1,208
2011 Hyundai Santa Fe $196 $350 $460 $1,164
2010 Hyundai Santa Fe $190 $328 $464 $1,140
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Driver Age

Driver age can have a significant impact on the cost of Hyundai Santa Fe auto insurance. For example, 20-year-old drivers pay approximately $1,695 each year for their Hyundai Santa Fe auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $846 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe car insurance rates with violations on their driving record.

Hyundai Santa Fe Safety Ratings

Your Hyundai Santa Fe auto insurance rates are influenced by the Hyundai Santa Fe’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Crash Test Ratings

Not only do good Hyundai Santa Fe crash test ratings mean you are better protected in a crash, but good Hyundai Santa Fe crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2017 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2017 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2016 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2016 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Santa Fe Safety Features

Good Hyundai Santa Fe safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Hyundai Santa Fe are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Santa Fe Insurance Loss Probability

Review the Hyundai Santa Fe car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Hyundai Santa Fe auto insurance costs; higher percentages mean higher Hyundai Santa Fe auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -9%
Property Damage -6%
Comprehensive -18%
Personal Injury -14%
Medical Payment -8%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Finance and Insurance Cost

If you are financing a Hyundai Santa Fe, you will pay more if you purchase Hyundai Santa Fe auto insurance at the dealership, so be sure to shop around and compare Hyundai Santa Fe auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Hyundai Santa Fe Insurance

Save more on your Hyundai Santa Fe car insurance rates. Take a look at the following five strategies that will get you the best Hyundai Santa Fe auto insurance rates possible.

  • Use Paperless Billing for Your Hyundai Santa Fe Insurance Policy
  • Make Sure You Use an Accredited Driver Safety Program
  • Use a Service Like Turo to Rent Out Your Hyundai Santa Fe
  • Consider Using a Tracking Device on Your Hyundai Santa Fe
  • Tell Your Insurer How You Use Your Hyundai Santa Fe

Top Hyundai Santa Fe Insurance Companies

Several top car insurance companies offer competitive rates for the Hyundai Santa Fe rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Santa Fe Insurance Quotes Online

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

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