Compare Lincoln MKT Insurance Quotes [Comprehensive Guide]

If you want to buy cheap Lincoln MKT insurance coverage then you should know that a policy will cost $136 per month ($1,626 per year) on average. Mature drivers with good driving records may find rates as low as $956 a year.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,626 a year or $136 each month
  • A liability-only policy costs around $652 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,943 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Lincoln MKT insurance costs around $107 more per year than the average vehicle

Lincoln MKT insurance rates can be expensive. Lincoln MKT insurance costs around $107 more per year than the average vehicle. Luckily, understanding what factors go into your Lincoln MKT insurance can help you find cheap insurance rates.

You can start comparing quotes for Lincoln MKT car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKT Insurance Cost

The average Lincoln MKT auto insurance costs are $1,626 a year or $136 a month.

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Are Lincoln MKTs Expensive to Insure?

The chart below details how Lincoln MKT insurance rates compare to other crossovers like the Audi SQ5, Mazda CX-3, and Hyundai Tucson.

Vehicle Comprehensive Collision Liability Total
Lincoln MKT $370 $626 $450 $1,626
Audi SQ5 $394 $774 $264 $1,542
Mazda CX-3 $308 $500 $372 $1,338
Hyundai Tucson $294 $470 $372 $1,294
Honda HR-V $294 $532 $372 $1,356
Hyundai Kona $280 $500 $316 $1,232
Lexus RX 450h $390 $718 $420 $1,708
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However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKT Insurance?

The Lincoln MKT trim and model you choose can impact the total price you will pay for Lincoln MKT insurance coverage.

Age of the Vehicle

The average Lincoln MKT auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Lincoln MKT cost $1,626, while 2010 Lincoln MKT rates are $1,346, a difference of $280.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKT $370 $626 $450 $1,626
2017 Lincoln MKT $356 $610 $470 $1,616
2016 Lincoln MKT $344 $586 $486 $1,596
2015 Lincoln MKT $326 $564 $500 $1,570
2014 Lincoln MKT $312 $524 $510 $1,526
2013 Lincoln MKT $300 $494 $514 $1,488
2012 Lincoln MKT $288 $442 $520 $1,430
2011 Lincoln MKT $270 $408 $520 $1,378
2010 Lincoln MKT $260 $382 $524 $1,346
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Driver Age

Driver age can have a significant effect on the cost of Lincoln MKT car insurance. For example, a 20-year-old driver could pay around $166 more each month for their Lincoln MKT car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Lincoln MKT insurance rates. For example, drivers in Los Angeles may pay $232 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKT car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKT car insurance rates with violations on their driving record.

Lincoln MKT Safety Ratings

Your Lincoln MKT auto insurance rates are influenced by the Lincoln MKT’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Lincoln MKT Crash Test Ratings

Good Lincoln MKT crash test ratings can lower your Lincoln MKT auto insurance rates. See Lincoln MKT crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2019 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2018 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2018 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2017 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2017 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2016 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2016 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lincoln MKT Safety Features

Having a variety of safety features on your Lincoln MKT can help lower your insurance costs. The 2020 Lincoln MKT’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Adjustable Pedals
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Lincoln MKT Insurance Loss Probability

Insurance loss probability on the Lincoln MKT fluctuates between each type of coverage. The lower percentage means lower Lincoln MKT car insurance rates; higher percentages mean higher Lincoln MKT auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 28%
Property Damage no data
Comprehensive 33%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lincoln MKT Finance and Insurance Cost

If you are financing a Lincoln MKT, most lenders will require your carry higher Lincoln MKT coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKT auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lincoln MKT Insurance

There are many ways that you can save on Lincoln MKT car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lincoln MKT car insurance rates low.

  • Re-Check Lincoln MKT Quotes Every 6 Months
  • Reduce Your Coverage on an Older Lincoln MKT
  • Use Paperless Billing for Your Lincoln MKT Insurance Policy
  • Carpool to Work Instead of Driving Your Lincoln MKT
  • Tell Your Insurer About Different Drivers or Uses for Your Lincoln MKT

Top Lincoln MKT Insurance Companies

Several top car insurance companies offer competitive rates for the Lincoln MKT rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Lincoln MKT drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lincoln MKT Insurance Quotes Online

You can start comparing quotes for Lincoln MKT car insurance rates from some of the best car insurance companies by using our free online tool now.

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