Compare Cheap Audi A8 Insurance Quotes [How to Find Cheap Rates]

Average auto insurance rates for an Audi A8 cost $1,912 a year, or around $159 a month. Finding Audi A8 teenager insurance coverage can cost on average $6,988 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,912 a year or $159 each month
  • A liability-only policy costs around $766 a year or $64 each month
  • Highest rates are for teenage drivers at around $6,988 a year or $582 each month
  • Good drivers can save as much as $788 a year by earning policy discounts
  • Audi A8 insurance costs around $393 more per year than the average vehicle

Audi A8 insurance rates average $1,912 a year or $159 a month for full coverage. Good drivers can save up to $788 a year for practicing safe driving habits. Let’s take a closer look at Audi A8 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Audi A8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi A8 Insurance Cost

The average Audi A8 car insurance rates are $1,912 a year or $159 a month.

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Are Audi A8s Expensive to Insure?

The chart below details how Audi A8 insurance rates compare to other luxury cars like the Mercedes-Benz C300, Cadillac CT6, and Mercedes-Benz E300.

Vehicle Comprehensive Collision Liability Total
Audi A8 $464 $900 $390 $1,912
Mercedes-Benz C300 $404 $718 $372 $1,652
Cadillac CT6 $382 $774 $398 $1,712
Mercedes-Benz E300 $394 $744 $338 $1,612
Acura TLX $332 $686 $398 $1,574
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Audi A4 $332 $656 $398 $1,544
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi A8 Insurance?

The Audi A8 trim and model you choose can impact the total price you will pay for Audi A8 insurance coverage.

Age of the Vehicle

Older Audi A8 models generally cost less to insure. For example, auto insurance for a 2019 Audi A8 costs $1,912, while 2010 Audi A8 insurance costs are $1,478, a difference of $434.

Model Year Comprehensive Collision Liability Total
2019 Audi A8 $464 $900 $390 $1,912
2018 Audi A8 $444 $894 $398 $1,894
2017 Audi A8 $430 $872 $416 $1,876
2016 Audi A8 $414 $836 $430 $1,838
2015 Audi A8 $392 $806 $442 $1,798
2014 Audi A8 $376 $748 $452 $1,734
2013 Audi A8 $362 $704 $456 $1,680
2012 Audi A8 $346 $632 $460 $1,596
2011 Audi A8 $324 $580 $460 $1,522
2010 Audi A8 $312 $544 $464 $1,478
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Driver Age

Driver age can have a significant effect on Audi A8 car insurance rates. As an example, a 30-year-old driver pays around $84 more each year for their Audi A8 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi A8 insurance rates. For example, drivers in Jacksonville may pay $1,147 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Audi A8 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A8 car insurance rates with violations on their driving record.

Audi A8 Crash Test Ratings

Audi A8 crash test ratings can impact the cost of your Audi A8 car insurance. See Audi A8 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi A8L PHEV 4 DR AWD N/R N/R N/R N/R
2020 Audi A8L 4 DR AWD N/R N/R N/R N/R
2019 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2018 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2017 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2016 Audi A8 NWB 4 DR AWD N/R N/R N/R N/R
2016 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi A8 Safety Features

The Audi A8 safety features can help lower insurance costs. According to AutoBlog, the 2020 Audi A8 has the following safety features:

  • Forward collision warning
  • Automatic emergency braking
  • Lane departure warning
  • Automatic high-beam headlights
  • Front and rear parking sensors
  • Rain-sensing windshield wipers
  • Rearview camera

Audi A8 Insurance Loss Probability

The lower percentage means lower Audi A8 car insurance costs; higher percentages mean higher Audi A8 car insurance costs. Compare the following Audi A8 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 189%
Property Damage 8%
Comprehensive 161%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Audi A8 Finance and Insurance Cost

When financing a Audi A8, most lenders will require your carry higher Audi A8 coverage options including comprehensive coverage, so be sure to shop around and compare Audi A8 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Audi A8 Insurance

Save more on your Audi A8 car insurance rates. Take a look at the following five strategies that will get you the best Audi A8 auto insurance rates possible.

  • Ask About Seasonal Insurance for Your Audi A8
  • Don’t Assume your Audi A8 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Carpool to Work Instead of Driving Your Audi A8
  • Buy Winter Tires for Your Audi A8
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Audi A8

Top Audi A8 Insurance Companies

The best auto insurance companies for Audi A8 car insurance rates will offer competitive rates, discounts, and account for the Audi A8’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi A8 Insurance Quotes Online

You can start comparing quotes for Audi A8 car insurance rates from some of the best car insurance companies by using our free online tool now.

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