How Much are Audi Q3 Insurance Rates? [Comprehensive Guide]

The cost of Audi Q3 auto insurance rates are $1,586 a year, or around $132 a month on average. Good drivers can save as much as $2,446 a year over higher risk drivers.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Audi Q3 insurance costs around $67 more per year than the average vehicle

Buying insurance for an Audi can be more expensive than average. Audi Q3 insurance rates cost around $67 more per year than the average vehicle. Our guide goes over how to keep insurance rates for an Audi Q3 reasonable, so read on.

You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi Q3 Insurance Cost

The average car insurance costs for an Audi Q3 are $1,586 a year or $132 a month.

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Are Audi Q3s Expensive to Insure?

The chart below details how Audi Q3 insurance rates compare to other SUVs like the Kia Telluride, Mercedes-Benz GLE 350, and Toyota 4Runner.

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Kia Telluride $376 $688 $316 $1,516
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Toyota 4Runner $332 $512 $332 $1,312
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Jeep Grand Cherokee $322 $562 $372 $1,414
Honda Pilot $336 $470 $372 $1,336
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q3 Insurance?

The Audi Q3 trim and model you choose can impact the total price you will pay for Audi Q3 insurance coverage.

Age of the Vehicle

The average Audi Q3 car insurance rates are higher for newer models. For example, car insurance for a 2018 Audi Q3 costs $1,586, while 2015 Audi Q3 insurance costs are $1,522, a difference of $64.

Model Year Comprehensive Collision Liability Total
2018 Audi Q3 $344 $686 $398 $1,586
2017 Audi Q3 $332 $668 $416 $1,574
2016 Audi Q3 $320 $640 $430 $1,548
2015 Audi Q3 $304 $618 $442 $1,522
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Driver Age

Driver age can have a significant impact on Audi Q3 auto insurance rates. For example, 20-year-old drivers pay approximately $1,939 more each year for their Audi Q3 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in New York may pay $968 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q3 car insurance with violations on their driving record.

Audi Q3 Safety Ratings

Your Audi Q3 auto insurance rates are influenced by the Audi Q3’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Audi Q3 Crash Test Ratings

Poor Audi Q3 crash test ratings could mean higher Audi Q3 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi Q3 SUV FWD N/R N/R N/R N/R
2018 Audi Q3 SUV AWD N/R N/R N/R N/R
2017 Audi Q3 SUV FWD N/R N/R N/R N/R
2017 Audi Q3 SUV AWD N/R N/R N/R N/R
2016 Audi Q3 SUV FWD N/R N/R N/R N/R
2016 Audi Q3 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi Q3 Safety Features

Most drivers don’t realize that not only do Audi Q3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Audi Q3 auto insurance rates. The Audi Q3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Audi Q3 Insurance Loss Probability

Another contributing factor that plays a direct role in Audi Q3 insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage -31%
Comprehensive -6%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Audi Q3 Finance and Insurance Cost

If you are financing an Audi Q3, most lenders will require your carry higher Audi Q3 coverages including comprehensive coverage, so be sure to compare Audi Q3 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Audi Q3 Insurance

There are many ways that you can save on Audi Q3 car insurance. Below are five actions you can take to find cheap Audi Q3 auto insurance rates.

  • Take Advantage of Referral Fees
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Wait Six Years for Accidents to Disappear from Your Record
  • Install an Aftermarket Anti-Theft Device for Your Audi Q3
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Audi Q3

Top Audi Q3 Insurance Companies

Who is the top car insurance company for Audi Q3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi Q3 Insurance Quotes Online

You can start comparing quotes for Audi Q3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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