UPDATED: Oct 27, 2020
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- Full coverage costs around $1,558 a year or $130 each month
- A liability-only policy costs around $625 a year or $52 each month
- Highest rates are for teenage drivers at around $5,694 a year or $475 each month
- Good drivers can save as much as $642 a year by earning policy discounts
- Lexus GS 350 insurance costs around $39 more per year than the average vehicle
Don’t stress over Lexus GS 350 insurance rates. Good drivers can save as much as $642 a year by earning policy discounts. Learn more about insurance rates for a Lexus GS 350 and how to save in our comprehensive guide.
You can start comparing quotes for Lexus GS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus GS 350 Insurance Cost
The average Lexus GS 350 auto insurance costs are $1,558 a year or $130 a month.
Are Lexus GS 350s Expensive to Insure?
The chart below details how Lexus GS 350 insurance rates compare to other luxury cars like the Audi A4, Audi S8, and Lexus GS 300.
|Lexus GS 350||$370||$714||$338||$1,558|
|Lexus GS 300||$344||$656||$338||$1,474|
|Lexus ES 350||$362||$656||$316||$1,470|
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus GS 350 Insurance?
The Lexus GS 350 trim and model you choose will affect the total price you will pay for Lexus GS 350 insurance coverage.
Age of the Vehicle
Older Lexus GS 350 models generally cost less to insure. For example, car insurance for a 2018 Lexus GS 350 costs $1,558, while a 2010 Lexus GS 350 insurance costs are $1,226, a difference of $332.
|2018 Lexus GS 350||$370||$714||$338||$1,558|
|2017 Lexus GS 350||$356||$698||$354||$1,544|
|2016 Lexus GS 350||$344||$668||$364||$1,512|
|2015 Lexus GS 350||$326||$646||$376||$1,484|
|2014 Lexus GS 350||$312||$598||$384||$1,430|
|2013 Lexus GS 350||$300||$564||$388||$1,388|
|2011 Lexus GS 350||$270||$466||$390||$1,262|
|2010 Lexus GS 350||$260||$436||$394||$1,226|
Driver age can have a significant impact on Lexus GS 350 auto insurance rates. For instance, a 30-year-old driver may pay $69 more each year for Lexus GS 350 auto insurance than a 40-year-old driver.
Where you live can have a large impact on Lexus GS 350 insurance rates. For example, drivers in New York may pay $951 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Lexus GS 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 350 auto insurance rates with violations on their driving record.
Lexus GS 350 Safety Ratings
Your Lexus GS 350 car insurance rates are tied to the safety ratings of the Lexus GS 350. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Lexus GS 350 Crash Test Ratings
Not only do good Lexus GS 350 crash test ratings mean you are better protected in a crash, but good Lexus GS 350 crash ratings also mean cheaper insurance rates.
|2020 Lexus GS 350 4 DR RWD||N/R||N/R||N/R||N/R|
|2020 Lexus GS 350 4 DR AWD||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Lexus GS 350 Safety Features
The more safety features you have on your Lexus GS 350, the more likely it is that you can earn a discount. The Lexus GS 350’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Safety Connect Emergency Sos
- Blind Spot Sensor
- Rear Collision Warning
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
- Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Lexus GS 350 Insurance Loss Probability
Another contributing factor that affects Lexus GS 350 car insurance rates is the loss probability for each type of coverage.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Lexus GS 350 Finance and Insurance Cost
If you are financing a Lexus GS 350, most lenders will require your carry higher Lexus GS 350 coverages including comprehensive coverage, so be sure to compare Lexus GS 350 car insurance rates from the best companies using our FREE tool below.
Ways to Save on Lexus GS 350 Insurance
You can save more money on your Lexus GS 350 auto insurance rates by employing any of the following five strategies.
- Ask About Loyalty Discounts
- Start Searching for New Lexus GS 350 Car Insurance a Month Before Your Renewal
- Understand that Insurance Companies Can’t Change Your Lexus GS 350 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Take a Refresher Course as an Older Driver
- Understand that Your Insurer Can Change Your Lexus GS 350 Auto Insurance Rates Mid-Term for Other Reasons
Top Lexus GS 350 Insurance Companies
Who is the top car insurance company for Lexus GS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 350 offers.
|Source: Insurance Information Institute|
Compare Free Lexus GS 350 Insurance Quotes Online
Save money by comparing Lexus GS 350 insurance rates with free quotes online now!