UPDATED: Jul 17, 2020
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- Full coverage costs around $1,574 a year or $131 each month
- A liability-only policy costs around $631 a year or $53 each month
- Highest rates are for teenage drivers at around $5,753 a year or $479 each month
- Good drivers can save as much as $649 a year by earning policy discounts
- Acura TLX insurance costs around $55 more per year than the average vehicle
Acura TLX insurance rates average $1,574 a year or $131 a month for full coverage. Teens have the highest rates at around $5,753 a year or $479 a month as they’re considered high-risk drivers with little experience.
Good drivers can save up to $649 a year in policy discounts by practicing safe driving habits. Let’s take a look at Acura TLX insurance rates, crash test ratings, and more.
You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura TLX Insurance Cost
The average Acura TLX auto insurance costs are $1,574 a year or $131 a month.
Are Acura TLXs Expensive to Insure?
The chart below details how Acura TLX insurance rates compare to other luxury cars like the Mercedes-Benz E300, BMW M3, and Audi S8.
|Lexus GS 350||$370||$714||$338||$1,558|
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TLX Insurance?
The Acura TLX trim and model you choose can impact the total price you will pay for Acura TLX insurance coverage.
Age of the Vehicle
The average Acura TLX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Acura TLX cost $1,574, while 2015 Acura TLX rates are $1,510, a difference of $64.
|2018 Acura TLX||$332||$686||$398||$1,574|
|2017 Acura TLX||$320||$668||$416||$1,562|
|2016 Acura TLX||$310||$640||$430||$1,538|
|2015 Acura TLX||$292||$618||$442||$1,510|
Driver age can have a significant effect on the cost of Acura TLX car insurance. For example, a 20-year-old driver could pay around $160 more each month for their Acura TLX car insurance than 30-year-old driver.
Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in Los Angeles may pay $866 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Acura TLX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX auto insurance rates with violations on their driving record.
Acura TLX Safety Ratings
Your Acura TLX auto insurance rates are influenced by the Acura TLX’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Acceptable|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Acura TLX Crash Test Ratings
Not only do good Acura TLX crash test ratings mean you are better protected in a crash, but good Acura TLX crash ratings also mean cheaper insurance rates.
|2020 Acura TLX 4 DR FWD||5 stars||5 stars||5 stars||5 stars|
|2020 Acura TLX 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2019 Acura TLX 4 DR FWD||5 stars||5 stars||5 stars||5 stars|
|2019 Acura TLX 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2018 Acura TLX 4 DR FWD||5 stars||5 stars||5 stars||5 stars|
|2018 Acura TLX 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2017 Acura TLX 4 DR FWD||5 stars||5 stars||5 stars||5 stars|
|2017 Acura TLX 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2016 Acura TLX 4 DR FWD||5 stars||5 stars||5 stars||5 stars|
|2016 Acura TLX 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Acura TLX Safety Features
Acura TLX safety features can lower the cost of your insurance. The safety features for the 2020 Acura TLX include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura TLX Insurance Loss Probability
Another contributing factor that plays a direct role in Acura TLX insurance rates is the loss probability for each type of coverage.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Acura TLX Finance and Insurance Cost
If you are financing a Acura TLX, you will pay more if you purchase Acura TLX auto insurance at the dealership, so be sure to shop around and compare Acura TLX auto insurance quotes from the best companies using our FREE tool below.
Ways to Save on Acura TLX Insurance
Drivers can end up saving more money on their Acura TLX car insurance rates by employing any one of the following strategies.
- Take a Refresher Course as an Older Driver
- Remove Young Drivers from Your Acura TLX Insurance Plan
- Reduce Modifications on Your Acura TLX
- Ask Your Insurance Company About Acura TLX Discounts
- Talk to Your Credit Card Company to Save on Rental Car Costs
Top Acura TLX Insurance Companies
Several insurance companies offer competitive rates for the Acura TLX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Acura TLX drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Acura TLX Insurance Quotes Online
You can start comparing quotes for Acura TLX insurance from some of the top car insurance companies by using our free online tool today.