Online Acura TLX Insurance Rates [List of Money Saving Tips]

Average car insurance rates for an Acura TLX cost $1,574 a year, or around $131 a month. Finding Acura TLX teenager insurance rates can cost on average $5,753 a year, so shop around to find cheap coverage.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,574 a year or $131 each month
  • A liability-only policy costs around $631 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,753 a year or $479 each month
  • Good drivers can save as much as $649 a year by earning policy discounts
  • Acura TLX insurance costs around $55 more per year than the average vehicle

Acura TLX insurance rates average $1,574 a year or $131 a month for full coverage. Teens have the highest rates at around $5,753 a year or $479 a month as they’re considered high-risk drivers with little experience.

Good drivers can save up to $649 a year in policy discounts by practicing safe driving habits. Let’s take a look at Acura TLX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura TLX Insurance Cost

The average Acura TLX auto insurance costs are $1,574 a year or $131 a month.

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Are Acura TLXs Expensive to Insure?

The chart below details how Acura TLX insurance rates compare to other luxury cars like the Mercedes-Benz E300, BMW M3, and Audi S8.

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Mercedes-Benz E300 $394 $744 $338 $1,612
BMW M3 $406 $804 $398 $1,766
Audi S8 $658 $1,368 $398 $2,582
Lexus GS 350 $370 $714 $338 $1,558
Jaguar XE $382 $774 $398 $1,712
Audi S6 $444 $894 $398 $1,894
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TLX Insurance?

The Acura TLX trim and model you choose can impact the total price you will pay for Acura TLX insurance coverage.

Age of the Vehicle

The average Acura TLX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Acura TLX cost $1,574, while 2015 Acura TLX rates are $1,510, a difference of $64.

Model Year Comprehensive Collision Liability Total
2018 Acura TLX $332 $686 $398 $1,574
2017 Acura TLX $320 $668 $416 $1,562
2016 Acura TLX $310 $640 $430 $1,538
2015 Acura TLX $292 $618 $442 $1,510
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Driver Age

Driver age can have a significant effect on the cost of Acura TLX car insurance. For example, a 20-year-old driver could pay around $160 more each month for their Acura TLX car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in Los Angeles may pay $866 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Acura TLX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX auto insurance rates with violations on their driving record.

Acura TLX Safety Ratings

Your Acura TLX auto insurance rates are influenced by the Acura TLX’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura TLX Crash Test Ratings

Not only do good Acura TLX crash test ratings mean you are better protected in a crash, but good Acura TLX crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2020 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura TLX Safety Features

Acura TLX safety features can lower the cost of your insurance. The safety features for the 2020 Acura TLX include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura TLX Insurance Loss Probability

Another contributing factor that plays a direct role in Acura TLX insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -10%
Property Damage -25%
Comprehensive -3%
Personal Injury -7%
Medical Payment -26%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
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Acura TLX Finance and Insurance Cost

If you are financing a Acura TLX, you will pay more if you purchase Acura TLX auto insurance at the dealership, so be sure to shop around and compare Acura TLX auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura TLX Insurance

Drivers can end up saving more money on their Acura TLX car insurance rates by employing any one of the following strategies.

  • Take a Refresher Course as an Older Driver
  • Remove Young Drivers from Your Acura TLX Insurance Plan
  • Reduce Modifications on Your Acura TLX
  • Ask Your Insurance Company About Acura TLX Discounts
  • Talk to Your Credit Card Company to Save on Rental Car Costs

Top Acura TLX Insurance Companies

Several insurance companies offer competitive rates for the Acura TLX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Acura TLX drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Acura TLX Insurance Quotes Online

You can start comparing quotes for Acura TLX insurance from some of the top car insurance companies by using our free online tool today.

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