How Much is Insurance for a Toyota Venza?

The cost of Toyota Venza car insurance rates are $1,344 a year, or around $112 a month on average. Teens pay the highest rates at up to $4,912 a year, while good drivers may only pay $790.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 1, 2020

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Key takeaways:

  • Full coverage costs around $1,344 a year or $112 each month
  • A liability-only policy costs around $539 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,912 a year or $409 each month
  • Good drivers can save as much as $554 a year by earning policy discounts
  • Toyota Venza insurance costs around $175 less per year than the average vehicle

Is it stressful finding cheap Toyota Venza insurance rates? It doesn’t have to be. Full coverage for a Toyota Venza costs around $1,344 a year or $112 each month. Read on for more information on rates and savings advice.

You can start comparing quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Venza Insurance Cost

The average Toyota Venza car insurance rates are $1,344 a year or $112 a month.

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Are Toyota Venzas Expensive to Insure?

The chart below details how Toyota Venza insurance rates compare to other crossovers like the Honda CR-V, Cadillac XT4, and Buick Envision.

Vehicle Comprehensive Collision Liability Total
Honda CR-V $280 $408 $316 $1,140
Cadillac XT4 $362 $656 $316 $1,470
Buick Envision $320 $566 $398 $1,442
FIAT 500X $256 $506 $450 $1,392
Ford EcoSport $280 $500 $372 $1,310
Nissan Murano $294 $512 $390 $1,354
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Venza Insurance?

The Toyota Venza trim and model you choose can impact the total price you will pay for Toyota Venza insurance coverage.

Age of the Vehicle

Older Toyota Venza models generally cost less to insure. For example, car insurance for a 2015 Toyota Venza costs $1,344, while a 2010 Toyota Venza insurance costs are $1,156, a difference of $188.

Model Year Comprehensive Collision Liability Total
2015 Toyota Venza $260 $484 $442 $1,344
2014 Toyota Venza $250 $450 $452 $1,310
2013 Toyota Venza $240 $424 $456 $1,278
2012 Toyota Venza $230 $380 $460 $1,228
2011 Toyota Venza $214 $350 $460 $1,182
2010 Toyota Venza $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant impact on the cost of Toyota Venza auto insurance. For example, 20-year-old drivers pay approximately $1,644 each year for their Toyota Venza auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Venza car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.

Toyota Venza Safety Ratings

Your Toyota Venza car insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Venza Crash Test Ratings

Toyota Venza crash test ratings will affect your Toyota Venza car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2015 Toyota Venza SUV FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Venza Safety Features

The numerous safety features of the Toyota Venza help contribute to lower insurance rates. The Toyota Venza has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Venza Insurance Loss Probability

The lower percentage means lower Toyota Venza car insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -7%
Property Damage 2%
Comprehensive -14%
Personal Injury 15%
Medical Payment 10%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety
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Toyota Venza Finance and Insurance Cost

If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza car insurance at the dealership, so be sure to shop around and compare Toyota Venza car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Venza Insurance

There are several ways you can save even more on your Toyota Venza car insurance rates. Take a look at the following five tips:

  • Check Your Toyota Venza Policy Carefully to Ensure All Information is Correct
  • Ask for a Toyota Venza Discount If You Have College Degree or Higher
  • Ask About Welcome Discounts
  • Don’t Assume your Toyota Venza is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Move to an Area with a Lower Cost of Living

Top Toyota Venza Insurance Companies

Several insurance companies offer competitive rates for the Toyota Venza based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Toyota Venza drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Venza Insurance Quotes Online

You can start comparing quotes for Toyota Venza insurance from some of the top car insurance companies by using our free online tool today.

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