Compare Cheap Lexus IS 300 Insurance Quotes

If you want to buy cheap Lexus IS 300 insurance coverage then you should know that a policy will cost $133 per month ($1,598 per year) on average. You can find cheap Lexus IS 300 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $939 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,598 a year or $133 each month
  • A liability-only policy costs around $641 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,841 a year or $487 each month
  • Good drivers can save as much as $659 a year by earning policy discounts
  • Lexus IS 300 insurance costs around $79 more per year than the average vehicle

Lexus IS 300 insurance rates average $1,598 a year or $133 a month for full coverage. Good drivers save up to $659 a year in policy discounts by practicing safe driving habits. We’re going to jump right in and look at Lexus IS 300 insurance rates, crash test ratings, and more.

You can start comparing quotes for Lexus IS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus IS 300 Insurance Cost

The average Lexus IS 300 auto insurance rates are $1,598 a year or $133 a month.

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Are Lexus IS 300s Expensive to Insure?

The chart below details how Lexus IS 300 insurance rates compare to other luxury cars like the Audi S8, Audi A6, and Audi S7.

Vehicle Comprehensive Collision Liability Total
Lexus IS 300 $356 $686 $398 $1,598
Audi S8 $658 $1,368 $398 $2,582
Audi A6 $382 $744 $398 $1,682
Audi S7 $532 $1,250 $398 $2,338
Audi A4 $332 $656 $398 $1,544
Lexus GS 300 $344 $656 $338 $1,474
Acura TLX $332 $686 $398 $1,574
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 300 Insurance?

You might have noticed that there is a multitude of factors that impact Lexus IS 300 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lexus IS 300.

Age of the Vehicle

The average Lexus IS 300 car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Lexus IS 300 are $1,598, while 2016 Lexus IS 300 rates are $1,560, a difference of $38.

Model Year Comprehensive Collision Liability Total
2018 Lexus IS 300 $356 $686 $398 $1,598
2017 Lexus IS 300 $344 $668 $416 $1,586
2016 Lexus IS 300 $332 $640 $430 $1,560
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Driver Age

Driver age can have a significant effect on the cost of Lexus IS 300 car insurance. For example, 30-year-old drivers pay approximately $70 more for their Lexus IS 300 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus IS 300 insurance rates. For example, drivers in Phoenix may pay $879 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Lexus IS 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 300 car insurance rates with violations on their driving record.

Lexus IS 300 Safety Ratings

Your Lexus IS 300 auto insurance rates are influenced by the Lexus IS 300’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Lexus IS 300 Crash Test Ratings

The crash test ratings of the Lexus IS 300 can impact your Lexus IS 300 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus IS 300 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Lexus IS 300 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus IS 300 Safety Features

Good Lexus IS 300 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Lexus IS 300 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Lexus IS 300 Finance and Insurance Cost

If you are financing a Lexus IS 300, most lenders will require your carry higher Lexus IS 300 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus IS 300 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lexus IS 300 Insurance

Drivers can end up saving more money on their Lexus IS 300 car insurance rates by employing any one of the following strategies.

  • Ask About Farm and Ranch Vehicle Discounts
  • Get Lexus IS 300 Auto Insurance Through Costco
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Consider Using a Tracking Device on Your Lexus IS 300
  • Ask About a Student Away from Home Discount

Top Lexus IS 300 Insurance Companies

Several insurance companies offer competitive rates for the Lexus IS 300 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus IS 300 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus IS 300 Insurance Quotes Online

You can start comparing quotes for Lexus IS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

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